Avici Card
- Unlimited Daily Spend
- 0% foreign exchange fee
- Apple Pay Enabled
- Physical Card Available
- Limited Countries Supported
- No Cashback
-
Key Features
| Launched | January 2025 (1.5 years ago) |
|---|---|
| Visa or MC | |
| Debit or Credit | Prepaid Card |
| Denominated In | $ USD |
| Apple Pay | Enabled |
| Monthly Fee | 0.00 USD |
| Monthly Inactivity Fee | 0.00 USD |
| Crypto to USD Crypto->USD Conversion Cost | ~0.2% + Gas Fees |
| Cashback | None |
| Daily Spending Limit | 1,000,000 USD |
| Daily ATM Withdrawal Limit | 250 USD |
| Foreign Exchange Fee | 0% |
| Crypto to Fiat Conversion | Manual when Preloading |
| Identity VerificationID Verification | KYC Requiredi |
| Crypto Asset Management | Non-Custodial (you can move funds without the wallet provider) |
| Supported Blockchains | ArbitrumAvalancheBaseBinance Smart ChainEthereumMantleMonad |
| Supported Cryptocurrencies | 000G0NE0x00XBTC11000X101101510WAZ219841CAT1INCH1MIL1PIECE |
| Supported Countries | United Arab EmiratesAntigua and BarbudaArgentinaAustraliaBarbadosBangladeshBolivia |
Avici Card Benefits and Rewards
Avici Card does not offer cashback on card spend right now, so you won’t earn rewards when you use it. They plan to add cashback in the future.
Avici Card Tiers - Membership Levels
Here are Avici's membership levels, pricing and benefits for each plan. Pick the one that makes sense for your budget and the perks you actually care about.
|
Platinum Tier |
Signature Tier |
|
| Price | $10/year | $30/year |
| FX Fee | 0% | 0% |
| ATM Fees | $1 + 0.65% | 0% |
| Car Rental Insurance | ||
| Extended Warranty | ||
| Price Match Refund | ||
| Theft Protection | ||
| Discounted Lounge Access | - |
You can choose from these card designs depending on your tier:
|
Platinum Tier
$10/year
|
Avici Platinum Virtual
Avici Platinum Physical
|
|
Signature Tier
$30/year
|
Avici Signature Virtual
Avici Signature Physical
|
Avici Card is a Visa Platinum - Here Are the Bonus Perks You Get
Your Avici Card runs on Visa Platinum tier and is issued in 🇵🇷 Puerto Rico - which automatically gets you a set of perks straight from Visa, on top of what Avici offers.
Visa Platinum sits in the middle of Visa's consumer card lineup - above the basic Classic and Gold tiers, and below Signature and Infinite.
If you pay for your car rental with your Avici Card and decline the optional insurance upgrade they push at the counter, you'll get Visa Platinum insurance coverage worldwide for theft and collision on rentals up to 31 days, with no deductible.
You'll need the physical Avici Card with you at pickup, since most rental companies require it at the counter for authorization.
Good news:Avici Card runs on credit card rails, so it works for the security deposit pre-authorization they'll place on your card.
When you pay for an item with your Avici Card, Visa automatically adds up to 1 extra year on top of the manufacturer's warranty, free. So a MacBook with a 1-year Apple warranty becomes 2 years of coverage. Works on most electronics and appliances, coverage is up to $10,000 per year.
More Benefits
If you spot the same item advertised at a lower price within 30 days (7 days for online purchases), Visa refunds you the difference, free. So if you buy a PlayStation for $500 with your Avici Card and see it on sale for $400 a few weeks later, you get $100 back. Works on most retail purchases, with up to $500 back per item and 4 claims per year.
If your laptop gets stolen within 180 days of buying it, Visa covers you - automatically, for free. You must have paid with your Avici Card, filed a police report within 48 hours, and submitted your claim within 90 days to receive up to $10,000 per year, on most items bought anywhere in the world.
Do I have to sign up with Visa first to qualify for benefits?
Benefits kick in automatically, but you have to pay for your car rentals, electronics, and anything else you want covered, with your Avici Card.
Registering isn't required, but it makes filing claims much easier later. Go to Visa Benefits Portal, pick Puerto Rico: English at the top, and register your Avici Card. That gets you in.
Note:The benefits above apply at the Visa Platinum level. With Avici Card, the Visa level depends on the membership you pick. Visa Signature offers reduced benefits.
| Avici Tier | Visa Level |
| Platinum ($10 / year) | Visa Platinum |
| Signature ($30 / year) | Visa Signature |
Avici Card is a Prepaid Card
- Debit Card
- Credit Card
- Prepaid Card
- US
USA-based Bank Account- in your name
Useful Card Structure:Avici Card functions like a prepaid card, but on the backend, it is classified as a credit card. This means that while you cannot borrow money with this card, it will work at places requiring pre-authorizations.
Avici Card carries its own balance, and you'll need to top it up before use. Alongside, Avici offers you a personal bank account. You'll receive a USA-based bank account number, issued in your name, which is a nice additional option to have.
Third-Party Deposits:Some crypto card companies only allow fiat deposits from accounts that are directly in your name. With Avici, third party senders are able to deposit funds into your bank account, which means you can receive fiat withdrawals from exchanges, receive salary payments, or get paid by clients.
It Comes in Both Physical and Virtual Forms
You can get Avici Card in both physical and virtual versions, a feature only available with 30% of crypto cards. They'll mail you the physical card, and you can instantly get the virtual card online after completing KYC Identity Verification.
Wondering about the perks of each card type? Here are some highlights:
Physical Card | Virtual Card |
|---|---|
| ATM Withdrawals | Second Card Number |
| Required for Car Rentals, Hotels | Instant Availability |
| Useful When Phone Dies, or no Wifi | Freeze for Safety |
| Backup Payment Method | Set Lower Spend Limits |
Cost to Order: 50 USD | Cost to Order: 10 USD |
You will find the physical Avici Card useful for in-person purchases, while the virtual card will be perfect for online transactions like subscriptions.
The back of Avici Card
| Card Issuer | Rain |
|
BIN Number ⓘ
BIN number is the first 8 digits of the card and identifies the card issuer.
| 45492406 |
| Validity Period | 6 years |
| Issuing Country | Puerto Rico |
Rain is the card issuer used by several other crypto cards, including Exa Card, Lava Card, Plasma One Card, Tangem Card, and Tuyo Card.
Crypto-to-USD Conversion Cost with Avici Card
Avici Card Requires Pre-Load
Before you can use your Avici Card, you will need to top-up your account. This means you will have to convert your crypto in advance, exchanging it to USD and moving it to the card account, to make it available for spending.
| Crypto to Fiat Conversion Fee | 0% |
| Broker Sell Spread | ~0.2% |
| Load Fee | 0% |
| Transaction Fee | 0% |
| Gas Fees | vary |
| Total Crypto to USD Cost | ~0.2% + Gas Fees |
Low Cost:Compared to the average ~1.5% crypto-to-fiat cost of other cards, converting crypto with Avici Card is much more cost-effective (~0.2% + Gas Fees). This means that you will get more USD for your crypto when using this card.
How Does Avici Make Money? – I only see ~0.2% broker spread here. Am I missing something?
Every time you make a payment with your Avici Card, the merchant (Starbucks, Amazon, etc.) pays a small fee on that transaction to their bank that operates the POS terminal. This is called the interchange fee. The merchant's bank passes part of that fee to Visa, and they share a portion of it with Avici.
So while you don't pay a fee directly as a cardholder, Avici still earns a small amount from every transaction you make - that's how card providers make money.
From all crypto cards we reviewed, Lava Card, Plasma One Card and OKX Card offer the cheapest crypto-to-fiat conversions (~0%, ~0% and ~0.1% respectively), while converting crypto with OWNR Card will cost you the most, ~4.64%.
How Does Avici Card Compare to Other Crypto Cards?
Avici Card ranks #23 out of 78 amongst all the crypto cards we have reviewed so far. This means it's in the Top 30%.
In addition, Avici Card ranks #12 out of 26 amongst Non-Custodial Crypto Cards.
Strongest Features Against Competitors
Here are the strongest features of Avici Card against its 77 competitors:
- Has a Foreign Exchange Fee of 0% (other cards have 1.5% average).
- Offers a generous 1,000,000 USD daily spend limit (other cards offer 10,000 USD limit on average).
- Supports 4619 cryptocurrencies (while other cards support an average of 10).
- Their customer service is very good with a 8.6/10 score (others score only 7.4/10 on average).
- You can get both a physical card and a second virtual card (while 70% of competing crypto cards offer only one type - either physical or just virtual).
- You won't be charged any monthly fee on the base tier (while 15% of other crypto cards charge one, with a median of 2 USD per month).
- Cost to withdraw cash from a local ATM is really low at ~2.9% (comparing to the average of ~4.2% when withdrawing with other cards.)
- Supports 11 blockchains (while other non-custodial cards support an average of 7 blockchains).
- Their overall fees & limits structure is incredibly generous, with a score of 8.8/10 (average fees & limits structure rating amongst other cards is 6.4/10).
- This crypto card is non-custodial, which means you can move your funds without relying on Avici. Your crypto stays under your control instead of being managed in a custodial account.
- Available for residents of United States.
Weakest Features Against Competitors
Compared to its 77 competitors, here are the shortcomings of Avici Card:
- Doesn't offer any cashback (while other cards give an average of 4%).
- Limits ATM widthdrawals to 250 USD per day (average amongst other cards is 900 USD).
- Requires preconversion of crypto to load the card (while 40% of competitors auto-convert on every purchase).
- Doesn't offer any free ATM withdrawals (in contrast to 40% of crypto cards which offer an average of 200 USD free withdrawal allowance per month).
Avici Card vs. Phantom Card vs. Ether.fi Card
Avici Card
|
Phantom Card
|
Ether.fi Card
|
|
|---|---|---|---|
| Monthly Fee | 0.00 USD | 0.00 USD | 0.00 USD |
| Crypto to Fiat Cost | ~0.2% + Gas Fees | ~0.95% + Gas Fees | 0% + Gas Fees |
| Highest Cashback | None | None | up to 3% |
| Entry-Level Cashback | None | None | 3% |
| Daily Spending Limit | 1,000,000 USD | 5,000 USD | Unlimited |
| Daily ATM Limit | 250 USD | N/A (Virtual-Only Card) | 750 USD |
| Foreign Exchange Fee | 0% | 0% | 0% |
| Asset Management | Non-Custodial | Non-Custodial | Non-Custodial |
Availability for  United States |
|||
| Supported Cryptocurrencies | 4619 | 1382 | 4 |
| Apple Pay | Enabled | Enabled | Enabled |
| Customer Service | Great | Average | Great |
| Brand Authority | Growing | Well-Known | Growing |
If you plan to use your card for daily purchases, then daily spending limit is an important consideration for you. Ether.fi Card offers an unparalleled Unlimited daily spending limit. You will get lower daily limits with Avici Card and Phantom Card.
Cashback rewards are a great way to earn back some of the money you spend on your card and is an important consideration as well. Out of the three, Ether.fi Card offers the best cashback rewards of up to 3%. With Avici Card and Phantom Card, you will have no cashback rewards at all.
To make a good choice, look through all features, as it is an individual choice. If you will mostly do online transactions with this card, then Apple Pay availability may not be a very important feature for you. If you travel a lot, foreign exchange rate will matter. And so on.
Avici Card ATM Fees: The Real Cost of Cashing Out
Local ATM Withdrawals in USD
Here's what you'll pay when you use your Avici Card to withdraw USD from an ATM in the United States:
Starting with an initial amount of 200 USD in ETH, the ATM withdrawal with Avici Card will cost you a total of ~5.7 USD (2.9% of 200 USD), resulting in a final cash withdrawal of 194.3 USD in hand.
Plus, if you'd like to check your balance via the ATM, it will cost you an additional 0.6 USD.
Doesn't Avici Card Offer Free ATM Withdrawals?
No, it doesn't. Free ATM withdrawals would have been a nice extra here, especially since 40% of competing cards offer them, usually up to 200 USD per month.
International non-USD ATM Withdrawals
ATM withdrawals get more expensive when the withdrawal is made in a currency other than USD.
So if you use your Avici Card to withdraw local currency outside of the United States, here's what it will cost you:
For an international withdrawal using your Avici Card with an initial 200 USD in ETH, you'll incur fees totaling ~11.69 USD (5.8% of 200 USD), leaving you with 188.31 USD in the equivalent foreign currency.
Reality CheckCompared to other crypto cards, Avici Card is more cost-effective for both local and international ATM withdrawals:
| Cost with Avici Card | Cost with Other Cards | |
| Local ATM Withdrawals | ~5.8 USD (2.9% of 200 USD) | ~8.4 USD (4.2% of 200 USD) |
| International ATM Withdrawals | ~11.6 USD (5.8% of 200 USD) | ~17.4 USD (8.7% of 200 USD) |
From all crypto cards that we reviewed, Bleap Card, Trade Republic Card and Krak Card offer the cheapest local ATM withdrawals (1.8%, 2.2% and 2.5% of 200 USD respectively), while OWNR Card scores the worst, landing last on the list with a total local ATM withdrawal cost of 9% of 200 USD.
Are People Actually Using Avici Card?
Market Share
Based on monthly transaction volume among the 24 largest crypto cards, Avici ranks #12 out of 24, capturing a 0.3% market share.1
Avici Monthly Transaction Volume
In July 2026, Avici processed approximately $3.4M in transaction volume.1
User Base Growth
Launched in January 2025, Avici is steadily growing, with approximately ~4.2k transacting users per month - out of roughly ~83k installs and ~17k registrations since launch.
Estimated Signup to Transacting User Funnel
Avici may have reached around ~83k installs since launch. This estimate is based on its ~4.2k monthly transacting users and general conversion estimates.
Is Avici Card Available for Residents of United States?
Yes, Avici Card is available for residents of United States.
Avici Card supports the following countries: Antigua and Barbuda, Argentina, Australia, Bahamas, Bangladesh, Barbados, Belize, Bolivia, Brazil, Cayman Islands, Colombia, Costa Rica, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Ghana, Grenada, Guatemala, Guyana, Honduras, Hong Kong, Japan, Kenya, Malaysia, Mexico, Morocco, New Zealand, Pakistan, Panama, Paraguay, Peru, Philippines, Saint Lucia, Senegal, Singapore, South Africa, St Kitts and Nevis, St Vincent and Grenadines, Suriname, Thailand, Trinidad and Tobago, Turks and Caicos Islands, Uganda, United Arab Emirates, United States, Uruguay, Zambia.
To see our list of available crypto cards for 🇺🇸 United States, see this list. There are currently 22 cards listed there.
You may also be interested in this article: Crypto Cards for USA: The Best Options for Americans.
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