RedotPay Card
- Generous Daily Spend Limit
- Many under-served countries supported
- No cashback
- Supports only 4 cryptocurrencies
-
Key Features
Your RedotPay Card: Enjoy a $100,000 daily spend limit and low conversion fees
RedotPay Card Benefits and Rewards
RedotPay card does not offer cashback rewards or any other incentives for using the card.
RedotPay Card is a Prepaid Card
- Debit Card
- Credit Card
- Prepaid Card
- No Bank Account Offered
Useful Card Structure:RedotPay Card functions like a prepaid card, but on the backend, it is classified as a credit card. This means that while you cannot borrow money with this card, it will work at places requiring pre-authorizations.
RedotPay Card is linked to your crypto coin balance on the RedotPay platform. When you spend using the card, your crypto will be automatically converted to USD.
It should be noted that RedotPay doesn't offer a bank account with this card (while some crypto cards do), which means you won't be able to receive third-party payments, like fiat withdrawals from exchanges, for example.
It Comes in Both Physical and Virtual Forms
You can get RedotPay Card in both physical and virtual versions, a feature only available with 30% of crypto cards. They'll mail you the physical card, and you can instantly get the virtual card online after completing KYC Identity Verification.
Wondering about the perks of each card type? Here are some highlights:
Physical Card | Virtual Card |
|---|---|
| ATM Withdrawals | Second Card Number |
| Required for Car Rentals, Hotels | Instant Availability |
| Useful When Phone Dies, or no Wifi | Freeze for Safety |
| Backup Payment Method | Set Lower Spend Limits |
Cost to Order: 100 USD | Cost to Order: 10 USD |
You will find the physical RedotPay Card useful for in-person purchases, while the virtual card will be perfect for online transactions like subscriptions.
The back of RedotPay Card
| Card Issuer | Reap |
|
BIN Number ⓘ
BIN number is the first 8 digits of the card and identifies the card issuer.
| 49372800 |
| Validity Period | 3 years |
| Issuing Country | Hong Kong |
Crypto-to-USD Conversion Cost with RedotPay Card
RedotPay Card Converts Your Crypto on Demand
RedotPay Card offers instant conversion to USD at the time of purchase. This allows you to hold your crypto and exchange to real-life currency only when you need to. No need to pre-convert your cryptocurrencies or preload the card.
| Crypto to Fiat Conversion Fee | 0% |
| Sell Spread | ~0.18% |
| Transaction Fee | 1% |
| Total Crypto to USD Cost | ~1.18% |
Low Cost:Compared to the average ~1.8% crypto-to-fiat cost of other cards, converting crypto with RedotPay Card is much more cost-effective (~1.18%). This means that you will get more USD for your crypto when using this card.
From all crypto cards we reviewed, Kast Card, WhiteBIT Card and Holyheld Card offer the cheapest crypto-to-fiat conversions (~0%, ~0.28% and ~0.5% respectively), while converting crypto with OWNR Card will cost you the most, ~4.64%.
How Does RedotPay Card Compare to Other Crypto Cards?
RedotPay Card ranks #14 out of 61 amongst all the crypto cards we have reviewed so far. This means it's in the Top 30%.
Strongest Features Against Competitors
Here are the strongest features of RedotPay Card against its 61 competitors:
- Offers a generous 100,000 USD daily spend limit (other cards offer 21,500 USD limit on average).
- Provides a substantial ATM widthdrawal allowance of 100,000 USD per day (average amongst other cards is only 1,000 USD).
- Doesn't require preconverting of your crypto, converts needed amount automatically on every purchase (while 60% of competing crypto cards require you to preload card in advance).
- You can get both a physical card and a second virtual card (while 70% of competing crypto cards offer only one type - either physical or just virtual).
- Their crypto-to-fiat conversion cost, including all related fees and spread, is among the lowest at ~1.18% (versus an average of ~1.8% with other cards.)
- Their overall fees & limits structure is incredibly generous, with a score of 8.2/10 (average fees & limits structure rating amongst other cards is 5.7/10).
Weakest Features Against Competitors
Compared to its 61 competitors, here are the shortcomings of RedotPay Card:
- Doesn't offer any cashback (while other cards give an average of 4%).
- Supports only 4 cryptocurrencies (while other cards support an average of 20).
- Doesn't offer any free ATM withdrawals (in contrast to 50% of crypto cards which offer an average of 200 USD free withdrawal allowance per month).
RedotPay Card vs. Wealthsimple Card vs. Nexo Card
RedotPay Card
|
Wealthsimple Card
|
Nexo Card
|
|
|---|---|---|---|
| Monthly Fee | 0.00 USD | 0.00 CAD | 0.00 EUR |
| Crypto to Fiat Cost | ~1.18% | ~3% | ~0.75% |
| Highest Cashback | None | 1% | up to 2% |
| Entry-Level Cashback | None | 1% | 0.5% |
| Daily Spending Limit | 100,000 USD | 5,000 CAD | 10,000 EUR |
| Daily ATM Limit | 100,000 USD | 1,000 CAD | 2,000 EUR |
| Foreign Exchange Fee | 1.2% | 0% | 2% |
| Asset Management | Custodial | Custodial | Custodial |
Availability for  United States |
|||
| Supported Cryptocurrencies | 4 | 57 | 83 |
| Apple Pay | Enabled | Enabled | Enabled |
| Customer Service | Average | Great | Great |
| Brand Authority | Growing | Growing | Well-Known |
If you plan to use your card for daily purchases, then daily spending limit is an important consideration for you. RedotPay Card offers the highest daily spending limit of 100,000 EUR. You will get lower daily limits with Wealthsimple Card and Nexo Card.
Cashback rewards are a great way to earn back some of the money you spend on your card and is an important consideration as well. Out of the three, Nexo Card offers the best cashback rewards of up to 2%. The cashback rewards for Wealthsimple Card are not as high. With RedotPay Card, you will have no cashback rewards at all.
To make a good choice, look through all features, as it is an individual choice. If you will mostly do online transactions with this card, then Apple Pay availability may not be a very important feature for you. If you travel a lot, foreign exchange rate will matter. And so on.
RedotPay Card ATM Fees: The Real Cost of Cashing Out
Local ATM Withdrawals in USD
Here's a breakdown of the fees you'll face when making local ATM withdrawals with your RedotPay Card:
Starting with an initial amount of 200 USD in ETH, the ATM withdrawal with RedotPay Card will cost you a total of ~9.31 USD (4.7% of 200 USD), resulting in a final cash withdrawal of 190.69 USD in hand.
Doesn't RedotPay Card Offer Free ATM Withdrawals?
No, it doesn't. Which is a shame, because 50% of competing cards offer free ATM withdrawals, typically allowing up to 200 USD per month without fees.
International non-USD ATM Withdrawals
Things will get significantly worse for International ATM Withdrawals. If you're out of country and cashing out with your RedotPay Card, here's what it will look like:
For an international withdrawal using your RedotPay Card with an initial 200 USD in ETH, you'll incur fees totaling ~17.61 USD (8.8% of 200 USD), leaving you with 182.39 USD in the equivalent foreign currency.
Reality CheckOverall, RedotPay Card is slightly more expensive than other cards for local ATM withdrawals and slightly cheaper for international ATM withdrawals:
| Cost with RedotPay Card | Cost with Other Cards | |
| Local ATM Withdrawals | ~9.4 USD (4.7% of 200 USD) | ~9 USD (4.5% of 200 USD) |
| International ATM Withdrawals | ~17.6 USD (8.8% of 200 USD) | ~18.4 USD (9.2% of 200 USD) |
From all crypto cards that we reviewed, Trade Republic Card, Holyheld Card and Netcoins Card offer the cheapest local ATM withdrawals (2.2%, 2.5% and 2.6% of 200 USD respectively), while OWNR Card scores the worst, landing last on the list with a total local ATM withdrawal cost of 9% of 200 USD.
We Tested RedotPay's Customer Support
We asked RedotPay's customer support different questions, and then rated their responses to evaluate how good their support is.
Why should you Care:When you'll have a money-related question, like a missing deposit or being overcharged - having good support at that moment will be crucial for you.
RedotPay offers support via the following channels:
| Chat | https://apps.apple.com/us/app/redotpay/id6449689356 |
| support@redotpay.com |
Location: RedotPay customer service reps are located in 
Hong Kong.¹
| Support Channel | Our Interaction | Score |
Email (replied in 12 min) | Didn't answer the question, replied around the topic, but not to what we asked about. | Low Competence Not Personalized Adequate English, Professional Tone 4/10 |
Email (replied in 41 min) | Quick and to the point reply to a question about a declined transaction. Loved the speed of reply, as this was by email. | High Competence Not Personalized Adequate English, Professional Tone 8.5/10 |
Email (replied in 32 min) | Maybe it's the language/translation barrier, but they couldn't answer a question about the spread on BTC to USD as expected. | Low Competence Not Personalized Poor English, Formal Tone 2.5/10 |
Chat (replied in 1 min) | They use a cringy 'Sir', when addressing a customer, no matter if it's a woman or a man:) Answered a question about card type, very quickly. | High Competence Not Personalized Poor English, Formal Tone 7/10 |
Chat (replied in 1 min) | Answered what was asked, regarding currency change in settings. Poor English, but not critically bad. Answers follow up questions immediately. Remarkable speed. | High Competence Not Personalized Poor English, Formal Tone 7/10 |
To summarize,
Competence and Problem-Solving: RedotPay's customer service responses are a hit or miss. Some of their agents are very competent, while others are not.
Customer Love: You will not get addressed by name and answers to your questions will be generic. RedotPay's customer support agents do not make an effort to personalize their replies.
Reply Speed: They respond remarkably quickly, with most of their replies coming within an average of 17 minutes, significantly saving your time.
Overall Customer Service Rating: 5.8/10
With this score, RedotPay's Customer Service is poor, comparing to other crypto cards, which score an average of 7.6/10.
RedotPay Referral ID - to Get 5 USD Bonus
You can use referral id yfem7 to get 5 USD bonus when you create an account on RedotPay platform.
Here's how you can enter the referral id:
..or, just click here.
Your bonus will be paid out to you right after you create an account with RedotPay.
p.s. Are we getting paid for referring you? Yes, and it helps us continue our mission. It's like you are buying us lunch 🍱 for all the hard work we've put into building this site. We really appreciate it. Thank you. 🙏🤗
RedotPay Card supports 180+ countries
Is RedotPay Card Available for Residents of United States?
No, RedotPay Card is not available for residents of United States.
RedotPay Card supports the following countries: Afghanistan, Aland, Albania, Algeria, American Samoa, Andorra, Angola, Anguilla, Antarctica, Antigua and Barbuda, Argentina, Armenia, Aruba, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belgium, Belize, Benin, Bermuda, Bhutan, Bolivia, Bonaire, Botswana, Brazil, British Virgin Islands, Brunei, Bulgaria, Cambodia, Cayman Islands, Chad, Chile, Christmas Island, Cocos Keeling Islands, Colombia, Comoros, Cook Islands, Costa Rica, Curacao, Cyprus, Czech Republic, Denmark, Djibouti, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Equatorial Guinea, Estonia, Falkland Islands, Faroe Islands, Fiji, Finland, France, French Guiana, French Polynesia, French Southern Territories, Gabon, Gambia, Georgia, Germany, Ghana, Gibraltar, Greece, Greenland, Grenada, Guadeloupe, Guam, Guatemala, Guernsey, Guyana, Honduras, Hong Kong, Hungary, Iceland, India, Indonesia, Ireland, Isle of Man, Israel, Italy, Jersey, Jordan, Kazakhstan, Kenya, Kiribati, Kuwait, Kyrgyzstan, Laos, Latvia, Lesotho, Liechtenstein, Lithuania, Luxembourg, Macao, Madagascar, Malawi, Malaysia, Maldives, Malta, Marshall Islands, Martinique, Mauritania, Mauritius, Mayotte, Mexico, Micronesia, Moldova, Monaco, Mongolia, Montserrat, Morocco, Namibia, Nauru, Nepal, Netherlands, New Caledonia, New Zealand, Niger, Nigeria, Niue, Norfolk Island, Northern Mariana Islands, Norway, Oman, Pakistan, Palestine, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Pitcairn Islands, Poland, Portugal, Puerto Rico, Qatar, Reunion, Romania, Saint Barthelemy, Saint Helena, Saint Lucia, Saint-Martin, Samoa, San Marino, Sao Tome and Principe, Saudi Arabia, Seychelles, Singapore, Slovakia, Solomon Islands, South Africa, South Georgia and South Sandwich Islands, Spain, Sri Lanka, St Kitts and Nevis, St Vincent and Grenadines, Suriname, Sweden, Switzerland, Taiwan, Tajikistan, Thailand, Timor Leste, Togo, Tokelau, Tonga, Trinidad and Tobago, Tunisia, Türkiye, Turkmenistan, Turks and Caicos Islands, Tuvalu, United Arab Emirates, United Kingdom, Uruguay, Uzbekistan, Vanuatu, Vatican City, Vietnam, Wallis and Futuna, Western Sahara.
To see our list of available crypto cards for 🇺🇸 United States, see this list. There are currently 12 cards listed there.
You may also be interested in this article: Crypto Cards for USA: The Best Options for Americans.
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Paulina Masson
Paulina has a strong background in finance and cryptocurrency. She's been involved with crypto since its early days and has observed its progression over the years. Notably, she possesses expertise in various crypto products, having personally tested and evaluated many of them. In her spare time, she is developing a crypto bot designed to automatically trade on short timeframes.
