RedotPay Card
- Generous Daily Spend Limit
- Withdrawals to local banks supported in multiple currencies
- Many under-served countries supported
- $100+ million raised in Series B, going strong
- No real cashback (max $18 per month with Pro tier)
- Poor customer service, badly translated replies
-
Key Features
Your RedotPay Card: Enjoy a $1,000,000 daily spend limit and low conversion fees
RedotPay Card Benefits and Rewards
Redotpay offers 3% cashback, reserved for their Pro tier ($12.90 / month). Note that it’s capped at $18 max cashback per month.
p.s. RedotPay is always running fun promos!
Here’s what some of them look like:
Their promos are creative and always fun to join. You can get discounted cards or bonus USD rewards. These rewards are issued in a special USD denomination within their app, expire in 30 days, and can only be spent using their card—they cannot be withdrawn to your external wallet.
RedotPay Card Tiers - Membership Levels
Here are RedotPay's membership levels, pricing and benefits for each plan. Pick the one that makes sense for your budget and the perks you actually care about.
 Standard Tier |
 Pro Tier |
|
| Price | $0 | $12.90/month |
| Virtual Card Cost | $10 | Free |
| Cashback | 0% | 3% ($18 cap) |
| FX Fee | 1.2% | 1.2% |
You can choose from these card designs depending on your tier:
|
Standard Tier
$0
|
Redotpay Standard Physical
Redotpay Standard Virtual
Redotpay Solana Edition
Redotpay Nature Edition - Sunset Dune
Redotpay Nature Edition - Emerald Palm
Redotpay XRP Edition
|
|
Pro Tier
$12.90/month
|
Redotpay Pro
|
RedotPay Card is a Debit Card
- Debit Card
- Credit Card
- Prepaid Card
- MT
IBAN Bank Account- in your name
RedotPay Card is a debit card, connected to your chosen asset account on RedotPay platform. Alongside, RedotPay offers you a personal bank account. You'll receive a Malta-based IBAN bank account number issued in your name.
Third-Party Deposits:Some crypto card companies only allow fiat deposits from accounts that are directly in your name. With RedotPay, third party senders are able to deposit funds into your bank account, which means you can receive fiat withdrawals from exchanges, receive salary payments, or get paid by clients.
It Comes in Both Physical and Virtual Forms
You can get RedotPay Card in both physical and virtual versions, a feature only available with 30% of crypto cards. They'll mail you the physical card, and you can instantly get the virtual card online after completing KYC Identity Verification.
Wondering about the perks of each card type? Here are some highlights:
Physical Card | Virtual Card |
|---|---|
| ATM Withdrawals | Second Card Number |
| Required for Car Rentals, Hotels | Instant Availability |
| Useful When Phone Dies, or no Wifi | Freeze for Safety |
| Backup Payment Method | Set Lower Spend Limits |
Cost to Order: 100 USD | Cost to Order: 10 USD |
You will find the physical RedotPay Card useful for in-person purchases, while the virtual card will be perfect for online transactions like subscriptions.
The back of RedotPay Card
| Card Issuer | Fazz (Xfers) |
|
BIN Number ⓘ
BIN number is the first 8 digits of the card and identifies the card issuer.
| 49372420 |
| Validity Period | 3 years |
| Issuing Country | Singapore |
Fazz (Xfers) is the card issuer used by several other crypto cards, including Tevau Card and Based Card.
Crypto-to-USD Conversion Cost with RedotPay Card
RedotPay Card Converts Your Crypto on Demand
RedotPay Card offers instant conversion to USD at the time of purchase. This allows you to hold your crypto and exchange to real-life currency only when you need to. No need to pre-convert your cryptocurrencies or preload the card.
| Crypto to Fiat Conversion Fee | 0% |
| Sell Spread | ~0.5% |
| Load Fee | 0% |
| Transaction Fee | 1% |
| USD Transaction Cost | ~1.5% |
| Foreign Exchange Fee | 1.2% |
| Non-USD Transaction Cost | ~2.7% |
Reality Check:Compared to the average ~1.5% crypto-to-fiat cost of other cards, converting crypto with RedotPay Card will cost you about the same (~1.5%).
From all crypto cards we reviewed, Lava Card, Plasma One Card and OKX Card offer the cheapest crypto-to-fiat conversions (~0%, ~0% and ~0.1% respectively), while converting crypto with OWNR Card will cost you the most, ~4.64%.
How Does RedotPay Card Compare to Other Crypto Cards?
RedotPay Card ranks #13 out of 78 amongst all the crypto cards we have reviewed so far. This means it's in the Top 30%.
Strongest Features Against Competitors
Here are the strongest features of RedotPay Card against its 77 competitors:
- Offers a generous 1,000,000 USD daily spend limit (other cards offer 10,000 USD limit on average).
- Provides a substantial ATM widthdrawal allowance of 3,750 USD per day (average amongst other cards is only 900 USD).
- Solid company with a 9/10 brand authority score (the average for all competing cards is 6/10).
- Doesn't require preconverting of your crypto, converts needed amount automatically on every purchase (while 60% of competing crypto cards require you to preload card in advance).
- You can get both a physical card and a second virtual card (while 70% of competing crypto cards offer only one type - either physical or just virtual).
- You won't be charged any monthly fee on the base tier (while 15% of other crypto cards charge one, with a median of 2 USD per month).
- Their overall fees & limits structure is incredibly generous, with a score of 7.8/10 (average fees & limits structure rating amongst other cards is 6.4/10).
- Is one of the most used crypto cards we track by volume, ranking #1 among 31 cards with available transaction data, with ~$514M processed in July 2026.1
RedotPay Card vs. Tangem Card vs. KAST Card
RedotPay Card
|
Tangem Card
|
KAST Card
|
|
|---|---|---|---|
| Monthly Fee | 0.00 USD | 0.00 USD | 0.00 USD |
| Crypto to Fiat Cost | ~1.5% | 0% + Gas Fees | 0% |
| Highest Cashback | up to 3% | None | up to 5% |
| Entry-Level Cashback | 0% | None | 1.5% |
| Daily Spending Limit | 1,000,000 USD | 50,000 USD | Unlimited |
| Daily ATM Limit | 3,750 USD | N/A (Virtual-Only Card) | 750 USD |
| Foreign Exchange Fee | 1.2% | 1% | 1.75% |
| Asset Management | Custodial | Non-Custodial | Custodial |
Availability for  United States |
|||
| Supported Cryptocurrencies | 9 | 1 | 5 |
| Apple Pay | Enabled | Enabled | Enabled |
| Customer Service | Average | Great | Great |
| Brand Authority | Well-Known | Growing | Well-Known |
If you plan to use your card for daily purchases, then daily spending limit is an important consideration for you. KAST Card offers an unparalleled Unlimited daily spending limit. You will get lower daily limits with RedotPay Card and Tangem Card.
Cashback rewards are a great way to earn back some of the money you spend on your card and is an important consideration as well. Out of the three, KAST Card offers the best cashback rewards of up to 5%. The cashback rewards for RedotPay Card are not as high. With Tangem Card, you will have no cashback rewards at all.
To make a good choice, look through all features, as it is an individual choice. If you will mostly do online transactions with this card, then Apple Pay availability may not be a very important feature for you. If you travel a lot, foreign exchange rate will matter. And so on.
RedotPay Card ATM Fees: The Real Cost of Cashing Out
Local ATM Withdrawals in USD
Here's what you'll pay when you use your RedotPay Card to withdraw USD from an ATM in the United States:
Starting with an initial amount of 200 USD in ETH, the ATM withdrawal with RedotPay Card will cost you a total of ~9.94 USD (5% of 200 USD), resulting in a final cash withdrawal of 190.06 USD in hand.
Doesn't RedotPay Card Offer Free ATM Withdrawals?
No, it doesn't. Free ATM withdrawals would have been a nice extra here, especially since 40% of competing cards offer them, usually up to 200 USD per month.
International non-USD ATM Withdrawals
ATM withdrawals get more expensive when the withdrawal is made in a currency other than USD.
So if you use your RedotPay Card to withdraw local currency outside of the United States, here's what it will cost you:
For an international withdrawal using your RedotPay Card with an initial 200 USD in ETH, you'll incur fees totaling ~18.21 USD (9.1% of 200 USD), leaving you with 181.79 USD in the equivalent foreign currency.
Reality CheckCompared to other crypto cards, RedotPay Card is more expensive for both local and international ATM withdrawals:
| Cost with RedotPay Card | Cost with Other Cards | |
| Local ATM Withdrawals | ~10 USD (5% of 200 USD) | ~8.4 USD (4.2% of 200 USD) |
| International ATM Withdrawals | ~18.2 USD (9.1% of 200 USD) | ~17.4 USD (8.7% of 200 USD) |
From all crypto cards that we reviewed, Bleap Card, Trade Republic Card and Krak Card offer the cheapest local ATM withdrawals (1.8%, 2.2% and 2.5% of 200 USD respectively), while OWNR Card scores the worst, landing last on the list with a total local ATM withdrawal cost of 9% of 200 USD.
Are People Actually Using RedotPay Card?
Market Share
Based on monthly transaction volume among the 31 largest crypto cards, RedotPay ranks #1 out of 31, capturing a 38.3% market share.1
-
(#1)
RedotPay
$514M (38.3%)
-
(#2)
KAST
$220M (16.4%)
- (#3) Other Rain $139M (10.4%)
- (#4) Other Wirex $135M (10.1%)
-
(#5)
EtherFi
$116M (8.6%)
- (#6) Karta $58.4M (4.4%)
-
(#7)
Plasma One
$37.4M (2.8%)
- (#8) Wirex One $25M (1.9%)
- Others (23 cards) $96.7M (7.2%)
RedotPay Monthly Transaction Volume
In July 2026, RedotPay processed approximately $514M in transaction volume.1
User Base Growth
Launched in August 2023, RedotPay is steadily growing, with approximately ~209k transacting users per month - out of roughly ~4.2M installs and ~834k registrations since launch.
Estimated Signup to Transacting User Funnel
RedotPay may have reached around ~4.2M installs since launch. This estimate is based on its ~209k monthly transacting users and general conversion estimates.
We Tested RedotPay Customer Support
We asked RedotPay customer support different questions, and then rated their responses to evaluate how good their support is.
Why should you Care:When you'll have a money-related question, like a missing deposit or being overcharged - having good support at that moment will be crucial for you.
RedotPay offers support via the following channels:
| Chat | https://apps.apple.com/us/app/redotpay/id6449689356 |
| [email protected] |
Location: RedotPay customer service reps are located in 
Hong Kong.¹
| Support Channel | Our Interaction | Score |
Email (replied in 12 min) | Didn't answer the question, replied around the topic, but not to what we asked about. | Moderate Competence Somewhat Personalized Adequate English, Professional Tone 6.5/10 |
Email (replied in 41 min) | Quick and to the point reply to a question about a declined transaction. Loved the speed of reply, as this was by email. | High Competence Not Personalized Adequate English, Professional Tone 8.5/10 |
Email (replied in 32 min) | Maybe it's the language/translation barrier, but they couldn't answer a question about the spread on BTC to USD as expected. | Moderate Competence Not Personalized Poor English, Formal Tone 4.5/10 |
Chat (replied in 1 min) | They use a cringy 'Sir', when addressing a customer, no matter if it's a woman or a man:) Answered a question about card type, very quickly. | High Competence Not Personalized Poor English, Formal Tone 7/10 |
Chat (replied in 1 min) | Answered what was asked, regarding currency change in settings. Poor English, but not critically bad. Answers follow up questions immediately. Remarkable speed. | High Competence Not Personalized Poor English, Formal Tone 7/10 |
To summarize,
Competence and Problem-Solving: RedotPay's customer service responses are a hit or miss. Some of their agents are very competent, while others are not.
Customer Love: You will not get addressed by name and answers to your questions will be generic. RedotPay's customer support agents do not make an effort to personalize their replies.
Reply Speed: They respond remarkably quickly, with most of their replies coming within an average of 17 minutes, significantly saving your time.
Overall Customer Service Rating: 6.7/10
With this score, RedotPay Customer Service is mediocre, comparable to the 7.4/10 average of other crypto card companies.
RedotPay Referral ID - to Get 5 USD Bonus
You can use RedotPay referral id yfem7 to get 5 USD bonus when you create an account on RedotPay platform.
Here's how you can enter the referral id:
..or, just click here.
Your bonus will be paid out to you right after you create an account with RedotPay.
p.s. Are we getting paid for referring you? Yes, and it helps us continue our mission. It's like you are buying us lunch 🍱 for all the hard work we've put into building this site. We really appreciate it. Thank you. 🙏🤗
RedotPay Card supports 200+ countries
Is RedotPay Card Available for Residents of United States?
No, RedotPay Card is not available for residents of United States.
RedotPay Card supports the following countries: Åland Islands, Algeria, American Samoa, Andorra, Angola, Anguilla, Antarctica, Antigua and Barbuda, Argentina, Armenia, Aruba, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belgium, Belize, Benin, Bermuda, Bhutan, Bolivia, Bonaire, Sint Eustatius, and Saba, Botswana, Brazil, British Indian Ocean Territory, British Virgin Islands, Brunei, Bulgaria, Cabo Verde, Cambodia, Cameroon, Canada, Cayman Islands, Chad, Chile, Christmas Island, Cocos (Keeling) Islands, Colombia, Comoros, Cook Islands, Costa Rica, Curaçao, Cyprus, Czechia, Denmark, Djibouti, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Equatorial Guinea, Estonia, Eswatini, Falkland Islands, Faroe Islands, Federated States of Micronesia, Fiji, Finland, France, French Guiana, French Polynesia, French Southern Territories, Gabon, Gambia, Georgia, Germany, Ghana, Gibraltar, Greece, Greenland, Grenada, Guadeloupe, Guam, Guatemala, Guernsey, Guinea, Guyana, Heard and McDonald Islands, Honduras, Hong Kong, Hungary, Iceland, India, Indonesia, Ireland, Isle of Man, Israel, Italy, Ivory Coast, Jamaica, Japan, Jersey, Jordan, Kazakhstan, Kenya, Kiribati, Kuwait, Kyrgyzstan, Laos, Latvia, Lesotho, Liechtenstein, Lithuania, Luxembourg, Macao, Madagascar, Malawi, Malaysia, Maldives, Malta, Marshall Islands, Martinique, Mauritania, Mauritius, Mayotte, Mexico, Moldova, Monaco, Mongolia, Montserrat, Morocco, Mozambique, Namibia, Nauru, Nepal, New Caledonia, New Zealand, Niger, Nigeria, Niue, Norfolk Island, Northern Mariana Islands, Norway, Oman, Pakistan, Palau, Palestine, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Pitcairn Islands, Poland, Portugal, Puerto Rico, Qatar, Réunion, Romania, Rwanda, Saint Barthélemy, Saint Helena, Saint Lucia, Saint Martin, Saint Pierre and Miquelon, Samoa, San Marino, São Tomé and Príncipe, Saudi Arabia, Senegal, Seychelles, Sierra Leone, Singapore, Sint Maarten, Slovakia, Solomon Islands, South Africa, South Georgia and the South Sandwich Islands, South Korea, Spain, Sri Lanka, St Kitts and Nevis, St Vincent and Grenadines, Suriname, Svalbard and Jan Mayen, Sweden, Switzerland, Taiwan, Tajikistan, Thailand, The Netherlands, Timor-Leste, Togo, Tokelau, Tonga, Trinidad and Tobago, Tunisia, Türkiye, Turkmenistan, Turks and Caicos Islands, Tuvalu, U.S. Outlying Islands, U.S. Virgin Islands, Uganda, United Arab Emirates, United Kingdom, Uruguay, Uzbekistan, Vanuatu, Vatican City, Vietnam, Wallis and Futuna, Western Sahara, Zambia.
To see our list of available crypto cards for 🇺🇸 United States, see this list. There are currently 22 cards listed there.
You may also be interested in this article: Crypto Cards for USA: The Best Options for Americans.
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