Bleap Card
- Practically no fees, which is very rare
- 0% foreign exchange fee
- Apple Pay enabled
- Enthusiastic team
- Available only for Europeans
- Supports a few stablecoins, no other tokens
- ATM Withdrawal allowance is tiny, €400 per month
-
Key Features
| Visa or MC | |
|---|---|
| Debit or Credit | Debit Card |
| Denominated In | € EUR |
| Apple Pay | Enabled |
| Monthly Fee | 0.00 EUR |
| Monthly Inactivity Fee | 0.00 EUR |
| Crypto to EUR Crypto->EUR Conversion Cost | ~0.3% + Gas Fees |
| Highest Cashback | up to 20% |
| Entry-Level Cashback | 1% |
| Entry-Level Cashback Monthly Cap | 30 EUR |
| Daily Spending Limit | 15,000 EUR |
| Daily ATM Withdrawal Limit | 400 EUR |
| Foreign Exchange Fee | 0% |
| Crypto to Fiat Conversion | Manual when Preloading |
| Crypto Asset Management | Non-Custodial (connect your own wallet) |
| Supported Blockchains | ArbitrumBaseEthereumOptimismPolygonSolana |
| Supported Cryptocurrencies | EURCEUReUSDAUSDCUSDSUSDT |
| Supported Countries | AustriaBelgiumBulgariaSwitzerlandCyprusCzechiaGermanyDenmarkEstoniaSpainFinlandFranceUnited KingdomGreeceCroatiaHungaryIrelandIcelandItalyLiechtensteinLithuaniaLuxembourgLatviaMonacoMaltaThe NetherlandsNorwayPolandPortugalRomaniaSwedenSloveniaSlovakia |
Bleap Card Benefits and Rewards
Bleap gives you 1% cashback on everyday spending, and up to 20% cashback on selected subscriptions and services:
| Category | Cashback | Monthly Cashback Cap |
| General | 1% | $36 |
| Restaurants & Supermarkets | 2% | $24 |
| Transportation
(Uber, Bolt) |
3% | $18 |
| Food delivery
(Uber Eats, Just Eat, Bolt Food) |
3% | $18 |
| Streaming subscriptions
(Netflix, Disney+, Amazon Prime) |
20% | ~$5 |
| AI subscriptions
(ChatGPT, Gemini, Claude) |
20% | ~$7 |
| Gaming subscriptions
(Xbox Game Pass, PlayStation Plus) |
20% | ~$7 |
Cashback is earned automatically when you pay with your card and is credited in USDC once the transaction settles.
Bleap Card is a Debit Card
- Debit Card
- Credit Card
- Prepaid Card
- No Bank Account Offered
While Bleap Card works like a debit card, it isn't linked to a traditional bank account. Instead, you keep a fiat balance in your Bleap account that the card spends from. Unlike a prepaid card, that balance isn't locked - you can withdraw it anytime.
It Comes in Both Physical and Virtual Forms
You can get Bleap Card in both physical and virtual versions, a feature only available with 30% of crypto cards. They'll mail you the physical card, and you can instantly get the virtual card online after completing KYC Identity Verification.
Wondering about the perks of each card type? Here are some highlights:
Physical Card | Virtual Card |
|---|---|
| ATM Withdrawals | Second Card Number |
| Required for Car Rentals, Hotels | Instant Availability |
| Useful When Phone Dies, or no Wifi | Freeze for Safety |
| Backup Payment Method | Set Lower Spend Limits |
Cost to Order: 0 EUR | Cost to Order: 0 EUR |
You will find the physical Bleap Card useful for in-person purchases, while the virtual card will be perfect for online transactions like subscriptions.
Free Physical & Virtual Cards:You get both the physical and virtual card for free - while most other crypto cards charge at least for the physical card.
The back of Bleap Card
| Card Issuer | Unlimit |
|
BIN Number ⓘ
BIN number is the first 8 digits of the card and identifies the card issuer.
| 55592036 |
| Validity Period | 5 years |
| Issuing Country | Cyprus |
Crypto-to-EUR Conversion Cost with Bleap Card
Bleap Card Requires Pre-Load
Before you can use your Bleap Card, you will need to top-up your account. This means you will have to convert your crypto in advance, exchanging it to EUR and moving it to the card account, to make it available for spending.
| Crypto to Fiat Conversion Fee | 0% |
| Broker Sell Spread | ~0.3% |
| Load Fee | 0% |
| Transaction Fee | 0% |
| Gas Fees | vary |
| Total Crypto to EUR Cost | ~0.3% + Gas Fees |
Low Cost:Compared to the average ~1.6% crypto-to-fiat cost of other cards, converting crypto with Bleap Card is much more cost-effective (~0.3% + Gas Fees). This means that you will get more EUR for your crypto when using this card.
How Does Bleap Make Money? – I only see ~0.3% broker spread here. Am I missing something?
Every time you make a payment with your Bleap Card, the merchant (Starbucks, Amazon, etc.) pays a small fee on that transaction to their bank that operates the POS terminal. This is called the interchange fee. The merchant's bank passes part of that fee to Mastercard, and they share a portion of it with Bleap.
So while you don't pay a fee directly as a cardholder, Bleap still earns a small amount from every transaction you make — that's how card providers make money.
From all crypto cards we reviewed for Europe, WhiteBIT Card, Holyheld Card and Trade Republic Card offer the cheapest crypto-to-fiat conversions (~0.28%, ~0.5% and ~0.7% respectively), while converting crypto with OWNR Card will cost you the most, ~4.64%.
How Does Bleap Card Compare to Other Crypto Cards?
Bleap Card ranks #15 out of 67 amongst all the crypto cards we have reviewed so far. This means it's in the Top 30%.
In addition, Bleap Card ranks #7 out of 18 amongst Non-Custodial Crypto Cards.
We compared Bleap Card with 40 similar crypto cards, available for the same geographical region. See the resulting pros and cons below.
Strongest Features Against Competitors
Here are the strongest features of Bleap Card against its 40 competitors:
- Offers impressive maximum cashback of up to 20% (other cards have an average of 4%).
- Has a Foreign Exchange Fee of 0% (other cards have 1.5% average).
- Offers a generous 15,000 EUR daily spend limit (other cards offer 10,000 EUR limit on average).
- You can get both a physical card and a second virtual card (while 70% of competing crypto cards offer only one type - either physical or just virtual).
- You won't be charged any monthly fee (while 20% of other crypto cards charge one, with a median of 1.6 EUR per month).
- Offers free ATM withdrawals for up to 400 EUR per month (which is very generous comparing to the average of 200 EUR free withdrawal limit offered by other cards).
- Cost to withdraw cash from a local ATM is really low at ~1.8% (comparing to the average of ~4.3% when withdrawing with other cards.)
- Their overall fees & limits structure is incredibly generous, with a score of 10/10 (average fees & limits structure rating amongst other cards is 6.2/10).
- This crypto card is non-custodial, which means you keep the keys to your crypto assets and can connect your own wallet. You have full control, unlike with custodial cards that manage your crypto assets.
- Physical and virtual cards are issued free of charge (while most other crypto cards charge at least for the physical card).
Weakest Features Against Competitors
Compared to its 40 competitors, here are the shortcomings of Bleap Card:
- Lesser-known company with a 3.5/10 brand authority score (the average for all competing cards is 6/10).
- Requires preconversion of crypto to load the card (while 40% of competitors auto-convert on every purchase).
Bleap Card vs. Phantom Card vs. Tria Card
Bleap Card
|
Phantom Card
|
Tria Card
|
|
|---|---|---|---|
| Monthly Fee | 0.00 EUR | 0.00 USD | 1.60 USD |
| Crypto to Fiat Cost | ~0.3% + Gas Fees | ~0.95% + Gas Fees | ~0.4% |
| Highest Cashback | up to 20% | None | up to 6% |
| Entry-Level Cashback | 1% | None | 1.5% |
| Daily Spending Limit | 15,000 EUR | 5,000 USD | 1,000,000 USD |
| Daily ATM Limit | 400 EUR | N/A (Virtual-Only Card) | 750 USD |
| Foreign Exchange Fee | 0% | 0% | 0% |
| Asset Management | Non-Custodial | Non-Custodial | Non-Custodial |
Availability for  United States |
|||
| Supported Cryptocurrencies | 6 | 1382 | 2 |
| Apple Pay | Enabled | Enabled | Enabled |
| Customer Service | Great | Average | Great |
| Brand Authority | Growing | Well-Known | Growing |
If you plan to use your card for daily purchases, then daily spending limit is an important consideration for you. Tria Card offers the highest daily spending limit of 1,000,000 USD. You will get lower daily limits with Bleap Card and Phantom Card.
Cashback rewards are a great way to earn back some of the money you spend on your card and is an important consideration as well. Out of the three, Bleap Card offers the best cashback rewards of up to 20%. The cashback rewards for Tria Card are not as high. With Phantom Card, you will have no cashback rewards at all.
To make a good choice, look through all features, as it is an individual choice. If you will mostly do online transactions with this card, then Apple Pay availability may not be a very important feature for you. If you travel a lot, foreign exchange rate will matter. And so on.
Bleap Card ATM Fees: The Real Cost of Cashing Out
Local ATM Withdrawals in EUR
Here's a breakdown of the fees you'll face when making local ATM withdrawals with your Bleap Card:
Starting with an initial amount of 200 EUR in USDT, the ATM withdrawal with Bleap Card will cost you a total of ~3.6 EUR (1.8% of 200 EUR), resulting in a final cash withdrawal of 196.4 EUR in hand.
Doesn't Bleap Card Offer Free ATM Withdrawals?
Yes, Bleap offers free ATM withdrawals for up to 400 EUR per month (which is substantially higher comparing to the average of 200 EUR free withdrawal limit offered by other cards).
When they say 'free', they are only referring to their ATM Withdrawal Fee, which will be waived for the first 400 EUR withdrawn per month. In our example, if you withdraw 200 EUR, this waiver saves you 0 EUR, reducing your local ATM withdrawal cost to around 3.6 EUR, compared to the standard cost of approximately 3.6 EUR.
International non-EUR ATM Withdrawals
Things will get significantly worse for International ATM Withdrawals. If you're out of country and cashing out with your Bleap Card, here's what it will look like:
For an international withdrawal using your Bleap Card with an initial 200 EUR in USDT, you'll incur fees totaling ~9.58 EUR (4.8% of 200 EUR), leaving you with 190.42 EUR in the equivalent foreign currency.
Reality CheckCompared to other crypto cards, Bleap Card is more cost-effective for both local and international ATM withdrawals:
| Cost with Bleap Card | Cost with Other Cards | |
| Local ATM Withdrawals | ~3.6 EUR (1.8% of 200 EUR) | ~8.6 EUR (4.3% of 200 EUR) |
| International ATM Withdrawals | ~9.6 EUR (4.8% of 200 EUR) | ~17.8 EUR (8.9% of 200 EUR) |
From all crypto cards that we reviewed, Bleap Card, Trade Republic Card and Holyheld Card offer the cheapest local ATM withdrawals (1.8%, 2.2% and 2.5% of 200 EUR respectively), while OWNR Card scores the worst, landing last on the list with a total local ATM withdrawal cost of 9% of 200 EUR.
Bleap Promo Code - to Get 20% Cashback on Eligible Card Spend
You can use Bleap promo code CLBAXUSG to get 20% Cashback on eligible card spend.
Here's how you can enter the promo code when signing up:
..or, just click here.
Your cashback hits as soon as you start spending and your transactions settle. Paid out in USDC (USD Coin)
p.s. Are we getting paid for referring you? Yes, and it helps us continue our mission. It's like you are buying us lunch 🍱 for all the hard work we've put into building this site. We really appreciate it. Thank you. 🙏🤗
Bleap Card supports 33 countries
Is Bleap Card Available for Residents of United States?
No, Bleap Card is not available for residents of United States.
Bleap Card supports the following countries: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, The Netherlands, United Kingdom.
To see our list of available crypto cards for 🇺🇸 United States, see this list. There are currently 16 cards listed there.
You may also be interested in this article: Crypto Cards for USA: The Best Options for Americans.
Insightful. What's My Next Step?
