If you are Irish, you are lucky when it comes to crypto cards, since there are plenty of options for you to choose from. This is not the case with people from United States for example, as USA crypto card options are very limited.
The new MiCA regulation for crypto products and services in the EU, is shaking things up in Ireland as well. It’s creating a clear set of rules for crypto businesses to follow, including compliance with the anti-money laundering rules and liability in case they lose investors’ assets.
This means that we can expect to see more trustworthy crypto products coming to life soon.
Here is a list of crypto cards available for Ireland right now:
Nexo Card
- Enjoy up to €20,000 in FREE foreign transactions, based on loyalty tier
- Generous ATM withdrawals up to €10,000 monthly
- Your crypto acts as collateral only, you do not actually sell it
- Amazing card overall
- No cons, except credit card interest if unpaid within a month
- Great customer service
- Generous daily spend limit
- Solid well-known company
- Auto-converts your crypto, no top-ups
- Supports only 8 coins
- No free ATM withdrawals
- Unlimited daily spend
- Generous ATM withdrawal limit
- Card Design you'll want to show off
- Tiny 0.1% cashback for transactions in Europe
- No rewards for the free tier
Bybit Card
- Strong company
- Low foreign exchange fees
- High cashback offered only for multi-million dollar accounts
- Poor customer service
Holyheld Card
- Non-custodial, you own your assets
- No Gas Fees for top-ups
- Generous ATM withdrawal allowance
- Less known company
xPortal Card
- Beautiful intuitive app interface
- Large active community
- No Apple Pay yet
- No cashback without staking
1inch Card
- No monthly fees
- Apple Pay supported
- Generous cashback (up to 4800 EUR per month)
- Virtual-only card for now
Bitpanda Card
- Instant crypto-to-EUR conversion at purchase, no preload
- Generous Daily ATM withdrawal limit
- Popular company with great customer service
- Higher basic tier taker fees (0.25%) than Binance (0.10%) and Crypto.com (0.075%)
- Strong, high-authority company
- Popular card
- No Apple Pay for EU
- Does not have 3D security feature
- No crypto-to-fiat conversion fee
- No foreign exchange fee
- Self-custodial (connect your own wallet)
- No Apple Pay
- No Cashback
- Supports only 2 coins
- Generous Daily Spend Limit
- 1800+ Supported Cryptocurrencies
- No Apple Pay
- Poor Customer Service
KuCoin Card
- Apple Pay is enabled
- Popular Exchange = convenience of exchange + card in one place
- No cashback yet
- Poor customer service
RedotPay Card
- Generous Daily Spend Limit
- Many under-served countries supported
- No cashback
- Supports only 4 cryptocurrencies
SpectroCoin Card
- Generous Daily Spend Limit
- Included IBAN account in your name
- Always available Live Chat Agent on website
- No Cashback
MEXC Card
- Connected to a large exchange
- Nice new user bonuses
- Virtual-only card
- No Apple Pay
- No cashback
Our Recommendation to Make Your Choice Easier
Here are our Top 3 crypto card picks:
- Nexo Card is the absolute winner, just because it is actually a credit card, and the rest of the cards on the above list are debit cards. This means you can build your credit, you never need to actually sell your crypto (it is only used as collateral), and Nexo is very generous with card limits and rewards. A great card overall.
- In terms of fees, company strength, ease of use, and card rewards, the winner is Crypto.com Card. It has many nice upgrade options to a better card tier, which you can do with time. The best part is, it has really low trading fees on Crypto.com Exchange.
- Bybit Card is a fantastic option as well, with low fees on the card, but it doesn’t offer Apple Pay yet, so you’ll have to use the Curve app as a workaround.
Go with the exchange that you enjoy using the most since it will be the most convenient for you.
Paulina Masson
Paulina has a strong background in finance and cryptocurrency. She's been involved with crypto since its early days and has observed its progression over the years. Notably, she possesses expertise in various crypto products, having personally tested and evaluated many of them. In her spare time, she is developing a crypto bot designed to automatically trade on short timeframes.