In this article, I have compiled a list of the top crypto cards that are currently accessible to the residents of the Netherlands.
The overall crypto regulation situation in the Netherlands is favorable for crypto businesses, with no significant barriers to entry. There are some specific regulations that crypto companies must comply with, but they are not overly restrictive.
Therefore, Dutch people have a lot of excellent choices when it comes to crypto cards.
For those interested in a more detailed analysis, there is the “Add to compare” option, allowing for a side-by-side comparison.
Nexo Card
- Enjoy up to €20,000 in FREE foreign transactions, based on loyalty tier
- Generous ATM withdrawals up to €10,000 monthly
- Your crypto acts as collateral only, you do not actually sell it
- Amazing card overall
- No cons, except credit card interest if unpaid within a month
- Great customer service
- Generous daily spend limit
- Solid well-known company
- Auto-converts your crypto, no top-ups
- Supports only 8 coins
- No free ATM withdrawals
- Unlimited daily spend
- Generous ATM withdrawal limit
- Card Design you'll want to show off
- Tiny 0.1% cashback for transactions in Europe
- No rewards for the free tier
Bybit Card
- Strong company
- Low foreign exchange fees
- High cashback offered only for multi-million dollar accounts
- Poor customer service
Holyheld Card
- Non-custodial, you own your assets
- No Gas Fees for top-ups
- Generous ATM withdrawal allowance
- Less known company
1inch Card
- No monthly fees
- Apple Pay supported
- Generous cashback (up to 4800 EUR per month)
- Virtual-only card for now
- Strong, high-authority company
- Popular card
- No Apple Pay for EU
- Does not have 3D security feature
- Beautiful intuitive app interface
- Large active community
- No Apple Pay yet
- No cashback without staking
- No crypto-to-fiat conversion fee
- No foreign exchange fee
- Self-custodial (connect your own wallet)
- No Apple Pay
- No Cashback
- Supports only 2 coins
KuCoin Card
- Apple Pay is enabled
- Popular Exchange = convenience of exchange + card in one place
- No cashback yet
- Poor customer service
RedotPay Card
- Generous Daily Spend Limit
- Many under-served countries supported
- No cashback
- Supports only 4 cryptocurrencies
SpectroCoin Card
- Generous Daily Spend Limit
- Included IBAN account in your name
- Always available Live Chat Agent on website
- No Cashback
- Fantastic Crypto to Fiat Exchange rates
- WhiteBIT is a well-known exchange
- Virtual-only card, so no ATM withdrawals
- Poor customer service
MEXC Card
- Connected to a large exchange
- Nice new user bonuses
- Virtual-only card
- No Apple Pay
- No cashback
Cypher Card
- Low cost crypto to fiat conversion
- 0% fee for USDC to Fiat conversion
- Supports almost every country
- Passionate team
- No Apple Pay
- No cashback
My Recommendation to Make Your Choice Easier
Here are my Top 3 crypto card picks:
- Nexo Card is the absolute winner, just because it is actually a credit card, and the rest of the cards on the above list are debit cards. This means you can build your credit, you never need to actually sell your crypto (it is only used as collateral), and Nexo is very generous with card limits and rewards. A great card overall.
- In terms of fees, company strength, ease of use, and card rewards, the winner is Crypto.com Card. With time, you can take advantage of the many attractive upgrade options to a higher card tier. Plus, Crypto.com Exchange offers remarkably low trading fees.
- Bybit Card is a fantastic option as well, with low fees on the card, but it doesn’t offer Apple Pay yet, so you’ll have to use the Curve app as a workaround.
Hope this info helps you make a good choice. Enjoy your day.
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Paulina Masson
Paulina has a strong background in finance and cryptocurrency. She's been involved with crypto since its early days and has observed its progression over the years. Notably, she possesses expertise in various crypto products, having personally tested and evaluated many of them. In her spare time, she is developing a crypto bot designed to automatically trade on short timeframes.