In this article, I have compiled a list of the top crypto cards that are currently accessible to the residents of the Netherlands.
The overall crypto regulation situation in the Netherlands is favorable for crypto businesses, with no significant barriers to entry. There are some specific regulations that crypto companies must comply with, but they are not overly restrictive.
Therefore, Dutch people have a lot of excellent choices when it comes to crypto cards.
For those interested in a more detailed analysis, there is the “Add to compare” option, allowing for a side-by-side comparison.
- Denominated in:Base:
Monthly Fee:
Inactivity Fee:
Foreign Exch Fee:
Daily Spend Limit:
Daily ATM Limit:
Cashback:
Apple Pay:
PROS:
- Enjoy up to €20,000 in FREE foreign transactions, based on loyalty tier
- Generous ATM withdrawals up to €10,000 monthly
- Your crypto acts as collateral only, you do not actually sell it
- Amazing card overall
CONS:
- No cons, except credit card interest if unpaid within a month
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Crypto Supported:
86 cryptocurrencies
Countries Supported:
![Ledger CL Card [EU]](https://cryptonoshi.com/wp-content/uploads/LedgerCLCard-2-562x350.png)
- Denominated in:Base:
Monthly Fee:
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Daily Spend Limit:
Daily ATM Limit:
Cashback:
Apple Pay:
PROS:
- Great customer service
- Generous daily spend limit
- Solid well-known company
- Auto-converts your crypto, no top-ups
CONS:
- Supports only 8 coins
- No free ATM withdrawals
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Crypto Supported:
7 cryptocurrencies
Countries Supported:
- Denominated in:Base:
Monthly Fee:
Inactivity Fee:
Foreign Exch Fee:
Daily Spend Limit:
Daily ATM Limit:
Crypto to Fiat Fee:
Cashback:
Apple Pay:
PROS:
- No crypto-to-fiat conversion fee
- No foreign exchange fee
- Self-custodial (connect your own wallet)
CONS:
- No Apple Pay
- Supports only 2 coins
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Crypto Supported:
2 cryptocurrencies
Countries Supported:
![Revolut Card [EU]](https://cryptonoshi.com/wp-content/uploads/RevolutCard-1-562x350.png)
- Denominated in:Base:
Monthly Fee:
Inactivity Fee:
Foreign Exch Fee:
Daily Spend Limit:
Daily ATM Limit:
Crypto to Fiat Fee:
Cashback:
Apple Pay:
PROS:
- Unlimited daily spend
- Generous ATM withdrawal limit
- Card Design you'll want to show off
CONS:
- Tiny 0.1% cashback for transactions in Europe
- No rewards for the free tier
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Crypto Supported:
120 cryptocurrencies
Countries Supported:
- Denominated in:Base:
Monthly Fee:
Inactivity Fee:
Foreign Exch Fee:
Daily Spend Limit:
Daily ATM Limit:
Crypto to Fiat Fee:
Cashback:
Apple Pay:
PROS:
- Non-custodial, you own your assets
- No Gas Fees for top-ups
- Generous ATM withdrawal allowance
CONS:
- Less known company
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Crypto Supported:
1201 cryptocurrencies
Countries Supported:
- Denominated in:Base:
Monthly Fee:
Inactivity Fee:
Foreign Exch Fee:
Daily Spend Limit:
Daily ATM Limit:
Crypto to Fiat Fee:
Cashback:
Apple Pay:
PROS:
- Strong company
- Low foreign exchange fees
- Card balance earns you yield
CONS:
- High cashback offered only for multi-million dollar accounts
- Poor customer service
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Crypto Supported:
8 cryptocurrencies
Countries Supported:
- Denominated in:Base:
Monthly Fee:
Inactivity Fee:
Foreign Exch Fee:
Daily Spend Limit:
Daily ATM Limit:
Crypto to Fiat Fee:
Cashback:
Apple Pay:
PROS:
- 0% crypto to EUR conversion fee for stablecoins
- Auto-converts crypto to EUR from your wallet on every card transaction
- Well-known company
CONS:
- Virtual-only card
- No cashback
- Supports only Linea network
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Crypto Supported:
3 cryptocurrencies
Countries Supported:
- Denominated in:Base:
Monthly Fee:
Inactivity Fee:
Foreign Exch Fee:
Daily Spend Limit:
Daily ATM Limit:
Cashback:
Apple Pay:
PROS:
- No monthly fees
- Apple Pay supported
- Generous cashback (up to 4800 EUR per month)
CONS:
- Virtual-only card for now
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Crypto Supported:
9 cryptocurrencies
Countries Supported:
![Coinbase Card [EU]](https://cryptonoshi.com/wp-content/uploads/CoinbaseCard-2-524x350.png)
- Denominated in:Base:
Monthly Fee:
Inactivity Fee:
Foreign Exch Fee:
Daily Spend Limit:
Daily ATM Limit:
Crypto to Fiat Fee:
Cashback:
Apple Pay:
PROS:
- Strong, high-authority company
- Popular card
CONS:
- No Apple Pay for EU
- Does not have 3D security feature
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Crypto Supported:
235 cryptocurrencies
Countries Supported:
Utorg Card
- Denominated in:Base:
Monthly Fee:
Inactivity Fee:
Foreign Exch Fee:
Daily Spend Limit:
Daily ATM Limit:
Crypto to Fiat Fee:
Cashback:
Apple Pay:
PROS:
- Convenient option to waive the Gas Fees for a 3 EUR fee
- Apple Pay enabled
- Just out of Beta, so virtually no fees yet
CONS:
- No wallet connect via auth, only import seed option
- No swap in-app, only send and receive crypto
- No cashback
- Virtual-only card
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Crypto Supported:
5 cryptocurrencies
Countries Supported:
- Denominated in:Base:
Monthly Fee:
Inactivity Fee:
Foreign Exch Fee:
Daily Spend Limit:
Daily ATM Limit:
Crypto to Fiat Fee:
Cashback:
Apple Pay:
PROS:
- 0% foreign exchange fee
- For larger ATM withdrawals over 100 EUR, €1 ATM fee is waived
- Can invest in stocks, in addition to crypto
CONS:
- Cannot deposit crypto from another wallet - you can only buy crypto on their platform
- You only qualify for cashback if you invest an additional 50EUR every month
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Crypto Supported:
54 cryptocurrencies
Countries Supported:
- Denominated in:Base:
Monthly Fee:
Inactivity Fee:
Foreign Exch Fee:
Daily Spend Limit:
Daily ATM Limit:
Cashback:
Apple Pay:
PROS:
- Generous Daily Spend Limit
- Many under-served countries supported
CONS:
- No cashback
- Supports only 4 cryptocurrencies
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Crypto Supported:
4 cryptocurrencies
Countries Supported:
xPortal Card
- Denominated in:Base:
Monthly Fee:
Inactivity Fee:
Foreign Exch Fee:
Daily Spend Limit:
Daily ATM Limit:
Cashback:
Apple Pay:
PROS:
- Beautiful intuitive app interface
- Large active community
CONS:
- No cashback without staking
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Crypto Supported:
11 cryptocurrencies
Countries Supported:
KuCoin Card
- Denominated in:Base:
Monthly Fee:
Inactivity Fee:
Foreign Exch Fee:
Daily Spend Limit:
Daily ATM Limit:
Crypto to Fiat Fee:
Cashback:
Apple Pay:
PROS:
- Apple Pay is enabled
- Convenience of popular exchange + card in one place
CONS:
- Poor customer service
- Only 6 cryptocurrencies supported by the card
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Crypto Supported:
6 cryptocurrencies
Countries Supported:
CEX.IO Card
- Denominated in:Base:
Monthly Fee:
Inactivity Fee:
Foreign Exch Fee:
Daily Spend Limit:
Daily ATM Limit:
Crypto to Fiat Fee:
Cashback:
Apple Pay:
PROS:
- Well-known exchange
- 190+ cryptocurrencies supported
- Auto-converts your crypto on spend
CONS:
- No cashback
- Virtual-only card
▼ Show More
Crypto Supported:
192 cryptocurrencies
Countries Supported:
My Recommendation to Make Your Choice Easier
Here are my Top 3 crypto card picks:
- Nexo Card is the absolute winner, just because it is actually a credit card, and the rest of the cards on the above list are debit cards. This means you can build your credit, you never need to actually sell your crypto (it is only used as collateral), and Nexo is very generous with card limits and rewards. A great card overall.
- In terms of fees, company strength, ease of use, and card rewards, the winner is Crypto.com Card. With time, you can take advantage of the many attractive upgrade options to a higher card tier. Plus, Crypto.com Exchange offers remarkably low trading fees.
- Bybit Card is a fantastic option as well, with low fees on the card, but it doesn’t offer Apple Pay yet, so you’ll have to use the Curve app as a workaround.
Hope this info helps you make a good choice. Enjoy your day.
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Paulina Masson
Paulina has a strong background in finance and cryptocurrency. She's been involved with crypto since its early days and has observed its progression over the years. Notably, she possesses expertise in various crypto products, having personally tested and evaluated many of them. In her spare time, she is developing a crypto bot designed to automatically trade on short timeframes.
