When considering your options for crypto cards on the market, it might appear that Europe is hogging all the crypto cards. Fear not – if you’re in the United States, there are still plenty of options available to you.
In this article, I have compiled a list of the top crypto cards that are currently accessible for use within the United States.
For those interested in a more detailed analysis, there is the “Add to compare” option, allowing for a side-by-side comparison.
Let’s get started.
![Coinbase Card [USA]](https://cryptonoshi.com/wp-content/uploads/CoinbaseCard-2.png)
- Strong, high-authority company
- Popular card
- Does not have 3D security feature
- Rewards awarded in crypto, at the time of purchase (not a month later)
- No monthly fees, no foreign exchange fees, no inactivity fees
- No 3D feature
- High Interest Rate (though if you pay back on time, there isn't much else they will charge you for)
- Non-custodial, connect your own wallet
- Supports 190+ countries
- Supports 4000+ cryptocurrencies
- Virtual-only for now
- No mobile app yet
- No cashback
- Low cost crypto to fiat conversion
- Supports 150+ countries
- Passionate team
- No cashback
ZEN Card
- Wonderful customer service
- Apple Pay Enabled
- Polish company: Users from Poland will enjoy country-specific features
- This is a Fiat card, with ability to top up with crypto via external provider
- No traditional cashback
- Apple Pay enabled
- USA checking account
- Fun gamified experience, daily spins to win some sats
- No cashback on the free plan
- Only BTC supported, plus cannot deposit BTC, can only buy it on Fold
![Crypto.com Card [USA]](https://cryptonoshi.com/wp-content/uploads/CryptocomCard_MidnightBlue.png)
- Nice extras with higher Tier cards - Spotify, Netflix, Amazon Prime, and more
- 200-1000 USD free ATM withdrawal per month
- Higher Tier cards with higher rewards require CRO token staking
- Non-responsive customer service
![HyperCard [USA]](https://cryptonoshi.com/wp-content/uploads/Hypercard_USA_PH485-2.png)
- Supports many rarely-supported countries
- Virtual-only card
- No Apple Pay
- Supports largest blockchains
- Easy non-custodial wallet connection
- Quick KYC
- Virtual-only card
- No 3ds security option, so some online purchases will get declined
![Wirex Card [USA]](https://cryptonoshi.com/wp-content/uploads/WirexCard-1.png)
- Crypto conversion at time of purchase, no need to preload
- 0% Foreign Exchange Fees
- No Apple Pay, but can be added via Curve app
- Poor Customer Service
Nebeus Card
- Almost every country supported
- Works with Curve, so Apple Pay can be used if you're in EEA
- No cashback
- High monthly fee
- Buggy App, poorly designed
That is all I found that currently is offered for USA customers.
List of Discontinued or Waitlisted Crypto Cards for USA
If you Google it, you will find some other card options, but upon further check, you will see that they are discontinued, or stuck on a never-ending waitlist stage.
- Bitwala Card – Discontinued
- BlockFi Card – Company Closed Down
- Bitpay Card – on Waitlist
- Uphold Card – Discontinued in USA
- Blockcard – Company Closed Down
- Swipe Card – Discontinued
Why is USA making it Difficult for Crypto Cards to Exist?
The lack of regulatory clarity in the US is making it difficult for crypto cards to exist, as the regulatory environment is still uncertain and evolving.
The current regulatory framework of digital assets in the United States is complex and full of complications. There are several regulators in charge of overseeing crypto companies, and the differentiation of responsibilities between regulators isn’t clear.
Coinbase CEO, Brian Armstrong, has also expressed concerns about the regulatory environment in the US, stating that the company has faced a lot of regulatory scrutiny and that it has been difficult to launch new products.
Let’s hope this changes soon.
Paulina Masson
Paulina has a strong background in finance and cryptocurrency. She's been involved with crypto since its early days and has observed its progression over the years. Notably, she possesses expertise in various crypto products, having personally tested and evaluated many of them. In her spare time, she is developing a crypto bot designed to automatically trade on short timeframes.
