Crypto Cards for USA: The Best Options for Americans

When considering your options for crypto cards on the market, it might appear that Europe is hogging all the crypto cards. Fear not – if you’re in the United States, there are still plenty of options available to you.

In this article, I have compiled a list of the top crypto cards that are currently accessible for use within the United States.

For those interested in a more detailed analysis, there is the “Add to compare” option, allowing for a side-by-side comparison.

Let’s get started.

Gemini Card
Credit Card - Denominated in:Base: USD
Monthly Fee:
0.00 USD
Inactivity Fee:
0.00 USD
Foreign Exch Fee:
0%
Daily Spend Limit:
25,000 USD
Daily ATM Limit:
1,000 USD
Interest Rate:
17.99 - 29.99%
Cashback:
up to 3%
Apple Pay:
Enabled
Company Strength
6.5
Fee Structure
7.8
Customer Service
8.2
PROS:
  • Rewards awarded in crypto, at the time of purchase (not a month later)
  • No monthly fees, no foreign exchange fees, no inactivity fees
CONS:
  • No 3D feature
  • High Interest Rate (though if you pay back on time, there isn't much else they will charge you for)
▼ Show More
Crypto Supported:
53 cryptocurrencies
Countries Supported:
United States
Coinbase Card [USA]
Debit Card - Denominated in:Base: USD
Monthly Fee:
0.00 USD
Inactivity Fee:
0.00 USD
Foreign Exch Fee:
2.49%
Daily Spend Limit:
2,500 USD
Daily ATM Limit:
1,000 USD
Crypto to Fiat Fee:
~2.5%
Cashback:
up to 4%
Apple Pay:
Enabled
Company Strength
10
Fee Structure
4
Customer Service
7.9
PROS:
  • Strong, high-authority company
  • Popular card
CONS:
  • Does not have 3D security feature
▼ Show More
Crypto Supported:
235 cryptocurrencies
Countries Supported:
United States
Crypto.com Card [USA]
Prepaid Card - Denominated in:Base: USD
Monthly Fee:
0.00 USD
Inactivity Fee:
4.95 USD
Foreign Exch Fee:
3%
Daily Spend Limit:
10,000 USD
Daily ATM Limit:
500 USD
Cashback:
up to 5%
Apple Pay:
Enabled
Company Strength
9
Fee Structure
7.8
Customer Service
0.1
PROS:
  • Nice extras with higher Tier cards - Spotify, Netflix, Amazon Prime, and more
  • 200-1000 USD free ATM withdrawal per month
CONS:
  • Higher Tier cards with higher rewards require CRO token staking
  • Non-responsive customer service
▼ Show More
Crypto Supported:
23 cryptocurrencies
Countries Supported:
United States
HyperCard [USA]
Prepaid Card - Denominated in:Base: USD
Monthly Fee:
0.00 USD
Inactivity Fee:
0.00 USD
Foreign Exch Fee:
3%
Daily Spend Limit:
20,000 USD
Daily ATM Limit:
N/A (Virtual-Only Card)
Cashback:
None
Apple Pay:
Not Enabled
Company Strength
8
Fee Structure
3
Customer Service
5
PROS:
  • Supports many rarely-supported countries
CONS:
  • Virtual-only card
  • No Apple Pay
▼ Show More
Crypto Supported:
23 cryptocurrencies
Countries Supported:
Afghanistan, Anguilla, Antigua and Barbuda, Argentina, Aruba, Bahrain, Bangladesh, Belize, Bermuda, Bolivia, Brazil, British Virgin Islands, Brunei, Cambodia, Canada, Cayman Islands, Chile, Colombia, Costa Rica, Curacao, Dominican Republic, Ecuador, El Salvador, Falkland Islands, French Guiana, Greenland, Grenada, Guadeloupe, Guatemala, Guyana, Honduras, Hong Kong, India, Indonesia, Israel, Japan, Kazakhstan, Kuwait, Kyrgyzstan, Laos, Lebanon, Macao, Malaysia, Maldives, Martinique, Mexico, Mongolia, Montserrat, Nepal, Oman, Paraguay, Peru, Philippines, Puerto Rico, Qatar, Saint Lucia, Saint-Martin, Saudi Arabia, Singapore, South Korea, Sri Lanka, St Kitts and Nevis, St Vincent and Grenadines, Suriname, Taiwan, Tajikistan, Thailand, Turkmenistan, Turks and Caicos Islands, U.S. Virgin Islands, United Arab Emirates, United States, Uruguay, Uzbekistan, Vietnam
Wirex Card [USA]
Debit Card - Denominated in:Base: USD
Monthly Fee:
0.00 USD
Inactivity Fee:
5.00 USD
Foreign Exch Fee:
0%
Daily Spend Limit:
2,500 USD
Daily ATM Limit:
500 USD
Crypto to Fiat Fee:
1.5%
Cashback:
up to 8%
Apple Pay:
Not Enabled
Company Strength
7
Fee Structure
5
Customer Service
1.8
PROS:
  • Crypto conversion at time of purchase, no need to preload
  • 0% Foreign Exchange Fees
CONS:
  • No Apple Pay, but can be added via Curve app
  • Poor Customer Service
▼ Show More
Crypto Supported:
57 cryptocurrencies
Countries Supported:
United States

That is all I found that currently is offered for USA customers.

List of Discontinued or Waitlisted Crypto Cards for USA

If you Google it, you will find some other card options, but upon further check, you will see that they are discontinued, or stuck on a never-ending waitlist stage.

  1. Bitwala Card – Discontinued
  2. BlockFi Card – Company Closed Down
  3. Bitpay Card – on Waitlist
  4. Uphold Card – Discontinued in USA
  5. Blockcard – Company Closed Down
  6. Swipe Card – Discontinued

Why is USA making it Difficult for Crypto Cards to Exist?

The lack of regulatory clarity in the US is making it difficult for crypto cards to exist, as the regulatory environment is still uncertain and evolving.

The current regulatory framework of digital assets in the United States is complex and full of complications. There are several regulators in charge of overseeing crypto companies, and the differentiation of responsibilities between regulators isn’t clear.

Coinbase CEO, Brian Armstrong, has also expressed concerns about the regulatory environment in the US, stating that the company has faced a lot of regulatory scrutiny and that it has been difficult to launch new products.

Let’s hope this changes soon.

Paulina Masson

Paulina Masson

Paulina has a strong background in finance and cryptocurrency. She's been involved with crypto since its early days and has observed its progression over the years. Notably, she possesses expertise in various crypto products, having personally tested and evaluated many of them. In her spare time, she is developing a crypto bot designed to automatically trade on short timeframes.

⭑cryptonoshi
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