Crypto cards are traditionally issued based on the country of residence and not on the country of nationality.
If you are one of the Ukrainians who left the country and are now living in the EEA (European Economic Area) you are in luck, because you are now eligible for many crypto cards that are offered to European residents.
Schengen rules allow Ukrainians to stay in the EU for up to 90 days. After that, you will need to obtain a visa, a residence permit, or refugee status.
Some of the following cards will allow you to apply for a card with just a photo of your passport and EU border stamp (like Embily Card does). But most cards will ask you for proof of residence or refugee status in the EU, in order to issue you a crypto card.
Check the list below and click on Show More to see a list of supported countries for that card. If a country you currently reside in, is on the list, then you are eligible to apply for their Crypto Card, even though you are not a citizen of that country.
Card eligibility for Ukrainians was verified by contacting each of the providers via their support channels. If their application form doesn’t seem to allow Ukrainians, contact support and provide your proof of residence in the EU, to get approved.
- Enjoy up to €20,000 in FREE foreign transactions, based on loyalty tier
- Generous ATM withdrawals up to €10,000 monthly
- Your crypto acts as collateral only, you do not actually sell it
- Amazing card overall
- No cons, except credit card interest if unpaid within a month
![Ledger CL Card [EU]](https://cryptonoshi.com/wp-content/uploads/LedgerCLCard-2-562x350.png)
- Great customer service
- Generous daily spend limit
- Solid well-known company
- Auto-converts your crypto, no top-ups
- Supports only 8 coins
- No free ATM withdrawals
- Strong company
- Low foreign exchange fees
- Card balance earns you yield
- High cashback offered only for multi-million dollar accounts
- Poor customer service
- Attractive rewards
- Passionate community
- Strong Trustpilot ratings
- No crypto swap feature until Q4 2024
- Only two crypto coins supported
- Core focus of this card are rewards
- No free plan available
- Instant crypto-to-EUR conversion at purchase, no preload
- Generous Daily ATM withdrawal limit
- Popular company with great customer service
- Higher basic tier taker fees (0.25%) than Binance (0.10%) and Crypto.com (0.075%)
- You can deposit Fiat from your bank, and withdraw Fiat at 0 cost
- Generous Daily Spend Limit
- No Apple Pay
- No Cashback
![Crypto.com Card [EU]](https://cryptonoshi.com/wp-content/uploads/CryptocomCard_MidnightBlue-554x350.png)
- Nice extras with higher Tier cards - Spotify, Netflix, Amazon Prime, and more
- 200-1,000 EUR free ATM withdrawal per month
- Higher Tier cards with higher rewards require CRO token staking
- Non-responsive customer service
- Has Apple Pay enabled
- Quick Customer Service
- Low company authority, not well known in the industry
- Monthly fee
- Small list of crypto supported
- Supports countries that are usually unlucky when it comes to crypto cards
- Monthly fee of 2.99 EUR (but returned if the monthly load is greater than 299 EUR)
- No cashback rewards
OWNR Card
- Superb customer service - fast replies, smart service agents
- Apple Pay Enabled
- High crypto to fiat conversion fee
- No cashback rewards
- Only 4 crypto coins supported
What are the most important fees to look at, for a Ukrainian card user?
The most important one for you will be the Foreign Exchange Fee, since you may often use your card for non-EUR transactions, outside of Europe, or online using non-EU-based services.
Keep in mind, that Mastercard or Visa will charge an additional 1% Foreign Exchange Fee, on top of your provider’s FX fee. For example, Bybit Card has 0.5% FX fee, but 1% from Mastercard or Visa will still apply, making it a total of 1.5% fee for foreign currency transactions.
Our Recommendation
Overall, Nexo Card is the best choice for a Ukrainian living in EU, since it has only 0.5% foreign exchange fees, a generous daily spending limit, and no monthly payments.
Paulina Masson
Paulina has a strong background in finance and cryptocurrency. She's been involved with crypto since its early days and has observed its progression over the years. Notably, she possesses expertise in various crypto products, having personally tested and evaluated many of them. In her spare time, she is developing a crypto bot designed to automatically trade on short timeframes.
