List of Crypto Cards for Ukrainians

Crypto cards are traditionally issued based on the country of residence and not on the country of nationality.

If you are one of the Ukrainians who left the country and are now living in the EEA (European Economic Area) you are in luck, because you are now eligible for many crypto cards that are offered to European residents.

Schengen rules allow Ukrainians to stay in the EU for up to 90 days. After that, you will need to obtain a visa, a residence permit, or refugee status.

Some of the following cards will allow you to apply for a card with just a photo of your passport and EU border stamp (like Embily Card does). But most cards will ask you for proof of residence or refugee status in the EU, in order to issue you a crypto card.

Check the list below and click on Show More to see a list of supported countries for that card. If a country you currently reside in, is on the list, then you are eligible to apply for their Crypto Card, even though you are not a citizen of that country.

Card eligibility for Ukrainians was verified by contacting each of the providers via their support channels. If their application form doesn’t seem to allow Ukrainians, contact support and provide your proof of residence in the EU, to get approved.

Nexo Card
Credit Card, Debit Card - Denominated in:Base: EUR
Monthly Fee:
0.00 EUR
Inactivity Fee:
0.00 EUR
Foreign Exch Fee:
0.5%
Daily Spend Limit:
10,000 EUR
Daily ATM Limit:
2,000 EUR
Cashback:
up to 2%
Apple Pay:
Enabled
Company Strength
8.5
Fee Structure
9.4
Customer Service
8.6
PROS:
  • Enjoy up to €20,000 in FREE foreign transactions, based on loyalty tier
  • Generous ATM withdrawals up to €10,000 monthly
  • Your crypto acts as collateral only, you do not actually sell it
  • Amazing card overall
CONS:
  • No cons, except credit card interest if unpaid within a month
▼ Show More
Crypto Supported:
63 cryptocurrencies
Countries Supported:
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden
Ledger CL Card [EU]
Prepaid Card - Denominated in:Base: EUR, GBP
Monthly Fee:
0.00 EUR
Inactivity Fee:
0.00 EUR
Foreign Exch Fee:
1.5%
Daily Spend Limit:
15,000 EUR
Daily ATM Limit:
2,000 EUR
Cashback:
up to 2%
Apple Pay:
Enabled
Company Strength
9
Fee Structure
7.2
Customer Service
8.8
PROS:
  • Great customer service
  • Generous daily spend limit
  • Solid well-known company
  • Auto-converts your crypto, no top-ups
CONS:
  • Supports only 8 coins
  • No free ATM withdrawals
▼ Show More
Crypto Supported:
8 cryptocurrencies
Countries Supported:
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom
Bybit Card
Debit Card - Denominated in:Base: EUR, GBP
Monthly Fee:
0.00 EUR
Inactivity Fee:
0.00 EUR
Foreign Exch Fee:
0.5%
Daily Spend Limit:
5,000 EUR
Daily ATM Limit:
2,000 EUR
Crypto to Fiat Fee:
0.9%
Cashback:
up to 10%
Apple Pay:
Not Enabled
Company Strength
10
Fee Structure
8.4
Customer Service
5.8
PROS:
  • Strong company
  • Low foreign exchange fees
CONS:
  • High cashback offered only for multi-million dollar accounts
  • Poor customer service
▼ Show More
Crypto Supported:
8 cryptocurrencies
Countries Supported:
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom
Bitpanda Card
Debit Card - Denominated in:Base: EUR
Monthly Fee:
0.00 EUR
Inactivity Fee:
0.00 EUR
Foreign Exch Fee:
2.5%
Daily Spend Limit:
10,000 EUR
Daily ATM Limit:
350 EUR
Crypto to Fiat Fee:
1.49%
Cashback:
up to 2%
Apple Pay:
Enabled
Company Strength
9
Fee Structure
3.8
Customer Service
8.5
PROS:
  • Instant crypto-to-EUR conversion at purchase, no preload
  • Generous Daily ATM withdrawal limit
  • Popular company with great customer service
CONS:
  • Higher basic tier taker fees (0.25%) than Binance (0.10%) and Crypto.com (0.075%)
▼ Show More
Crypto Supported:
242 cryptocurrencies
Countries Supported:
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden
Plutus Card
Debit Card - Denominated in:Base: EUR, GBP
Monthly Fee:
0.00 EUR
Inactivity Fee:
10.00 EUR
Foreign Exch Fee:
2.5%
Daily Spend Limit:
2,500 EUR
Daily ATM Limit:
300 EUR
Crypto to Fiat Fee:
0%
Cashback:
up to 9%
Apple Pay:
Not Enabled
Company Strength
3.5
Fee Structure
7.2
Customer Service
8.1
PROS:
  • Strong Trustpilot ratings
  • Attractive cashback offers
CONS:
  • High Crypto to Fiat conversion fee, compared to the rest of the industry
  • Only two crypto coins supported
  • Small daily spend limit with the basic plan
▼ Show More
Crypto Supported:
2 cryptocurrencies
Countries Supported:
Aruba, Austria, Belgium, Bulgaria, Croatia, Curacao, Cyprus, Czech Republic, Denmark, Finland, France, French Guiana, Germany, Gibraltar, Greece, Guadeloupe, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Martinique, Mayotte, Netherlands, Poland, Portugal, Reunion, Romania, Saint-Martin, Slovakia, Slovenia, Spain, Sweden, United Kingdom
Cryptopay Card
Prepaid Card - Denominated in:Base: EUR, GBP
Monthly Fee:
1.00 EUR
Inactivity Fee:
5.00 EUR
Foreign Exch Fee:
3%
Daily Spend Limit:
30,000 EUR
Daily ATM Limit:
450 EUR
Cashback:
None
Apple Pay:
Not Enabled
Company Strength
5
Fee Structure
4.2
Customer Service
9.6
PROS:
  • You can deposit Fiat from your bank, and withdraw Fiat at 0 cost
  • Generous Daily Spend Limit
CONS:
  • No Apple Pay
  • No Cashback
▼ Show More
Crypto Supported:
18 cryptocurrencies
Countries Supported:
United Kingdom
Crypto.com Card [EU]
Prepaid Card - Denominated in:Base: EUR, GBP
Monthly Fee:
0.00 EUR
Inactivity Fee:
5.00 EUR
Foreign Exch Fee:
2%
Daily Spend Limit:
25,000 EUR
Daily ATM Limit:
2,000 EUR
Cashback:
up to 5%
Apple Pay:
Enabled
Company Strength
9
Fee Structure
9.2
Customer Service
0.1
PROS:
  • Nice extras with higher Tier cards - Spotify, Netflix, Amazon Prime, and more
  • 200-1,000 EUR free ATM withdrawal per month
CONS:
  • Higher Tier cards with higher rewards require CRO token staking
  • Non-responsive customer service
▼ Show More
Crypto Supported:
22 cryptocurrencies
Countries Supported:
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom
Embily Card
Prepaid Card - Denominated in:Base: EUR
Monthly Fee:
2.00 EUR
Inactivity Fee:
0.00 EUR
Foreign Exch Fee:
1.5%
Daily Spend Limit:
2,500 EUR
Daily ATM Limit:
500 EUR
Cashback:
None
Apple Pay:
Enabled
Company Strength
2
Fee Structure
3.8
Customer Service
8.8
PROS:
  • Has Apple Pay enabled
  • Quick Customer Service
CONS:
  • Low company authority, not well known in the industry
  • Monthly fee
  • Small list of crypto supported
▼ Show More
Crypto Supported:
7 cryptocurrencies
Countries Supported:
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom
Crypterium Card
Prepaid Card - Denominated in:Base: EUR
Monthly Fee:
2.99 EUR
Inactivity Fee:
0.00 EUR
Foreign Exch Fee:
2.5%
Daily Spend Limit:
5,000 EUR
Daily ATM Limit:
500 EUR
Cashback:
None
Apple Pay:
Enabled
Company Strength
4
Fee Structure
2.2
Customer Service
8.1
PROS:
  • Supports countries that are usually unlucky when it comes to crypto cards
CONS:
  • Monthly fee of 2.99 EUR (but returned if the monthly load is greater than 299 EUR)
  • No cashback rewards
▼ Show More
Crypto Supported:
31 cryptocurrencies
Countries Supported:
Argentina, Armenia, Australia, Austria, Belgium, Bulgaria, Canada, Chile, China, Colombia, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Georgia, Germany, Greece, Hong Kong, Hungary, Iceland, Indonesia, Ireland, Israel, Italy, Japan, Kyrgyzstan, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Malta, Moldova, Mongolia, Montenegro, Netherlands, Norway, Paraguay, Poland, Portugal, Romania, Saudi Arabia, Singapore, Slovakia, Slovenia, South Africa, South Korea, Spain, Sweden, Switzerland, Taiwan, United Kingdom
OWNR Card
Prepaid Card - Denominated in:Base: EUR
Monthly Fee:
1.50 EUR
Inactivity Fee:
0.00 EUR
Foreign Exch Fee:
2%
Daily Spend Limit:
2,500 EUR
Daily ATM Limit:
500 EUR
Cashback:
None
Apple Pay:
Enabled
Company Strength
3
Fee Structure
2.2
Customer Service
8.7
PROS:
  • Superb customer service - fast replies, smart service agents
  • Apple Pay Enabled
CONS:
  • High crypto to fiat conversion fee
  • No cashback rewards
  • Only 4 crypto coins supported
▼ Show More
Crypto Supported:
32 cryptocurrencies
Countries Supported:
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom

What are the most important fees to look at, for a Ukrainian card user?

The most important one for you will be the Foreign Exchange Fee, since you may often use your card for non-EUR transactions, outside of Europe, or online using non-EU-based services.

Keep in mind, that Mastercard or Visa will charge an additional 1% Foreign Exchange Fee, on top of your provider’s FX fee. For example, Bybit Card has 0.5% FX fee, but 1% from Mastercard or Visa will still apply, making it a total of 1.5% fee for foreign currency transactions.

Our Recommendation

Overall, Nexo Card is the best choice for a Ukrainian living in EU, since it has only 0.5% foreign exchange fees, a generous daily spending limit, and no monthly payments.

Paulina Masson

Paulina Masson

Paulina has a strong background in finance and cryptocurrency. She's been involved with crypto since its early days and has observed its progression over the years. Notably, she possesses expertise in various crypto products, having personally tested and evaluated many of them. In her spare time, she is developing a crypto bot designed to automatically trade on short timeframes.

⭑cryptonoshi
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