KAST Card

#8 (out of 62) in Crypto Cards
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7.7
Overall Rating
CRITERIA:
Brand Authority
4.5
Fees and Limits Structure
9.4
Customer Service
9.1
PROS:
  • 1:1 conversion from stables to USD, no card load fees
  • Supports Apple Pay
  • Supports 180+ countries
  • 5-15% Cashback
CONS:
  • Physical Card costs $100
  • High ATM withdrawal fees
Visa or MC
Debit or Credit

Prepaid Card

Denominated In$ USD
Apple PayEnabled
Monthly Fee

0.00 USD

Monthly Inactivity Fee

0.00 USD

Crypto to USD Crypto->USD Conversion Cost

0%

Highest Cashback

up to 15%

Entry-Level Cashback

5%

Entry-Level Cashback Monthly Cap

N/A

Daily Spending Limit

Unlimited

Daily ATM Withdrawal Limit

20,000 USD

Foreign Exchange Fee

2%

Crypto to Fiat Conversion

Auto on Every Purchase

Crypto Asset Management

Custodial (stores crypto keys on your behalf)

Supported CountriesShow All (176)
Supported Blockchains
Supported CryptocurrenciesUSDCUSDEUSDT

KAST Card Benefits and Rewards

KAST Card has an incredibly generous cashback program, offering 5-15% cashback in KAST Reward Points. The earlier you get in, the higher cashback you receive – KAST is rewarding early users.

Season Ends

K-Card

Solana Card

X-Card

Solana Illuma

Solana Gold Card

Season 2 May 31, 2025 5% 10% 15%
Season 3 Aug 31, 2025 4% 8% 12%
Season 4 Oct 31, 2025 3% 6% 10%
Season 5 Dec 31, 2025 2% 5% 8%

    KAST is planning to launch a token in Q4 of 2025, at which point you will be able to convert your points into cash.

    Collecting Reward Points is Fun

    Right now, 1 point = $0.06 USD. You earn points when you use your card — and also when your friends (who you invited) spend with theirs.

    EARN RULES:

    – 1,500+ points when you become active
    – 500 points ($30) after your 5th card transaction
    – 1,000 points ($60) after your 20th transaction, if you’ve spent at least $1,000 total

    Earn even more with referrals: 500 points ($30) when a friend spends $100+ with their card, 10,000 points ($600) when a friend buys their first premium card.

    KAST Card is a Prepaid Card

    • Debit Card
    • Credit Card
    • Prepaid Card
    • No Bank Account Offered

    Useful Card Structure:KAST Card functions like a prepaid card, but on the backend, it is classified as a credit card. This means that while you cannot borrow money with this card, it will work at places requiring pre-authorizations.

    KAST Card is linked to your crypto coin balance on the KAST platform. When you spend using the card, your crypto will be automatically converted to USD.

    It should be noted that KAST doesn't offer a bank account with this card (while some crypto cards do), which means you won't be able to receive third-party payments, like fiat withdrawals from exchanges, for example.

    It Comes in Both Physical and Virtual Forms

    You can get KAST Card in both physical and virtual versions, a feature only available with 30% of crypto cards. They'll mail you the physical card, and you can instantly get the virtual card online after completing KYC Identity Verification.

    Wondering about the perks of each card type? Here are some highlights:

    Physical Card
    Virtual Card
    ATM WithdrawalsSecond Card Number
    Required for Car Rentals, HotelsInstant Availability
    Useful When Phone Dies, or no WifiFreeze for Safety
    Backup Payment MethodSet Lower Spend Limits
    Cost to Order:
    100 USD
    Cost to Order:
    0 USD

    You will find the physical KAST Card useful for in-person purchases, while the virtual card will be perfect for online transactions like subscriptions.

    Crypto-to-USD Conversion Cost with KAST Card

    KAST Card Converts Your Crypto on Demand

    KAST Card offers instant conversion to USD at the time of purchase. This allows you to hold your crypto and exchange to real-life currency only when you need to. No need to pre-convert your cryptocurrencies or preload the card.

    Crypto
    Crypto to Fiat Conversion Fee0%
    Sell Spread0%
    Load Fee0%
    Transaction Fee
    0%
    Total Crypto to USD Cost0%
    USD

    Low Cost:Compared to the average ~1.8% crypto-to-fiat cost of other cards, converting crypto with KAST Card is much more cost-effective (0%). This means that you will get more USD for your crypto when using this card.

    From all crypto cards we reviewed, KAST Card, WhiteBIT Card and BasedApp Card offer the cheapest crypto-to-fiat conversions (~0%, ~0.28% and ~0.5% respectively), while converting crypto with OWNR Card will cost you the most, ~4.64%.

    How Does KAST Card Compare to Other Crypto Cards?

    KAST Card ranks #8 out of 62 amongst all the crypto cards we have reviewed so far. This means it's in the Top 30%.

    Strongest Features Against Competitors

    Here are the strongest features of KAST Card against its 62 competitors:

    • Offers impressive maximum cashback of up to 15% (other cards have an average of 4%).
    • Has Unlimited daily spend allowance, a rarity in the industry (other cards have 37,500 USD limit on average).
    • Provides a substantial ATM widthdrawal allowance of 20,000 USD per day (average amongst other cards is only 1,000 USD).
    • Their customer service is very good with a 9.1/10 score (others score only 7.2/10 on average).
    • Doesn't require preconverting of your crypto, converts needed amount automatically on every purchase (while 60% of competing crypto cards require you to preload card in advance).
    • You can get both a physical card and a second virtual card (while 70% of competing crypto cards offer only one type - either physical or just virtual).
    • Their crypto-to-fiat conversion cost, including all related fees and spread, is among the lowest at ~0% (versus an average of ~1.8% with other cards.)
    • Their overall fees & limits structure is incredibly generous, with a score of 9.4/10 (average fees & limits structure rating amongst other cards is 5.7/10).
    • Available for residents of United States.

    Weakest Features Against Competitors

    Compared to its 62 competitors, here are the shortcomings of KAST Card:

    • Supports only 3 cryptocurrencies (while other cards support an average of 20).
    • Doesn't offer any free ATM withdrawals (in contrast to 40% of crypto cards which offer an average of 200 USD free withdrawal allowance per month).
    • KAST Card vs. Metamask Card vs. Nexo Card

      KAST Card
      Metamask Card
      Nexo Card
      Monthly Fee 0.00 USD 0.00 EUR 0.00 EUR
      Crypto to Fiat Cost 0% 0% + Gas Fees ~0.75%
      Highest Cashback up to 15% None up to 2%
      Entry-Level Cashback 5% None 0.5%
      Daily Spending Limit Unlimited 8,750 EUR 10,000 EUR
      Daily ATM Limit 20,000 USD N/A (Virtual-Only Card) 2,000 EUR
      Foreign Exchange Fee 2% 0% 2%
      Asset Management Custodial Non-Custodial Custodial
      Availability for United States flagUnited States
      Supported Cryptocurrencies 3 3 86
      Apple Pay Enabled Enabled Enabled
      Customer Service Great Great Great
      Brand Authority Growing Well-Known Well-Known

      If you plan to use your card for daily purchases, then daily spending limit is an important consideration for you. KAST Card offers an unparalleled Unlimited daily spending limit. You will get lower daily limits with Metamask Card and Nexo Card.

      Cashback rewards are a great way to earn back some of the money you spend on your card and is an important consideration as well. Out of the three, KAST Card offers the best cashback rewards of up to 15%. The cashback rewards for Nexo Card are not as high. With Metamask Card, you will have no cashback rewards at all.

      To make a good choice, look through all features, as it is an individual choice. If you will mostly do online transactions with this card, then Apple Pay availability may not be a very important feature for you. If you travel a lot, foreign exchange rate will matter. And so on.

    KAST Card ATM Fees: The Real Cost of Cashing Out

    Local ATM Withdrawals in USD

    Here's a breakdown of the fees you'll face when making local ATM withdrawals with your KAST Card:

    You're at a local ATM and have:
    199.9275 USDT (200 USD)
    -0 USD
    KAST Crypto-to-Fiat Conversion Cost: 0%
    -7 USD
    KAST ATM Withdrawal Fee: 3 USD + 2%
    -3 USD
    ATM Operator Fee: ~3 USD
    190 USD

    Starting with an initial amount of 200 USD in USDT, the ATM withdrawal with KAST Card will cost you a total of ~10 USD (5% of 200 USD), resulting in a final cash withdrawal of 190 USD in hand.

    Doesn't KAST Card Offer Free ATM Withdrawals?

    No, it doesn't. Which is a shame, because 40% of competing cards offer free ATM withdrawals, typically allowing up to 200 USD per month without fees.

    International non-USD ATM Withdrawals

    Things will get significantly worse for International ATM Withdrawals. If you're out of country and cashing out with your KAST Card, here's what it will look like:

    You're at an international ATM and have:
    199.9275 USDT (200 USD)
    -0 USD
    KAST Crypto-to-Fiat Conversion Cost: 0%
    -7 USD
    KAST Intl ATM Withdrawal Fee: 3 USD + 2%
    -4 USD
    KAST Foreign Exchange Fee: 2%
    -2 USD
    Visa Foreign Exchange Fee: 1%
    -3 USD
    ATM Operator Fee: ~3 USD
    -4 USD
    ATM Operator Foreign Exchange Fee: ~2%
    Foreign Currency (worth 180 USD)

    For an international withdrawal using your KAST Card with an initial 200 USD in USDT, you'll incur fees totaling ~20 USD (10% of 200 USD), leaving you with 180 USD in the equivalent foreign currency.

    Reality CheckCompared to other crypto cards, KAST Card is more expensive for both local and international ATM withdrawals:

    Cost with KAST CardCost with Other Cards
    Local ATM Withdrawals~10 USD (5% of 200 USD)~9.2 USD (4.6% of 200 USD)
    International ATM Withdrawals~20 USD (10% of 200 USD)~18.6 USD (9.3% of 200 USD)

    From all crypto cards that we reviewed, Trade Republic Card, Holyheld Card and Bit2Me Card offer the cheapest local ATM withdrawals (2.2%, 2.5% and 2.7% of 200 USD respectively), while OWNR Card scores the worst, landing last on the list with a total local ATM withdrawal cost of 9% of 200 USD.

    We Tested KAST's Customer Support

    We asked KAST's customer support different questions, and then rated their responses to evaluate how good their support is.

    Why should you Care:When you'll have a money-related question, like a missing deposit or being overcharged - having good support at that moment will be crucial for you.

    KAST offers support via the following channels:

    Emailsupport@kastcard.com

    Location: KAST customer service reps are located in Singapore flagSingapore and Sri Lanka flagSri Lanka.¹

    Support Channel Our Interaction Score
    Email
    (replied in
    2 d 12 h )
    Answered every question from a list of 5 questions, very good to the point reply about their fees.
    High Competence
    Somewhat Personalized
    Adequate English, Professional Tone
    9/10
    Email
    (replied in
    37 min)
    Quick and reassuring reply to a question about physical cards.
    High Competence
    Somewhat Personalized
    Adequate English, Professional Tone
    9/10
    Email
    (replied in
    2 h 33 min)
    Quick reply to a question about 3D secure, provided additional information.
    High Competence
    Somewhat Personalized
    Adequate English, Professional Tone
    9/10
    Email
    (replied in
    17 h 10 min)
    Great professional response to a question about pre-authorizations, provided additional information as well.
    High Competence
    Somewhat Personalized
    Flawless English, Professional Tone
    9.5/10
    Email
    (replied in
    17 h 2 min)
    Initial reply was a short one sentence reply, then a day later a detailed response to all 3 questions asked, arrived. Likely a higher tier agent stepped in.
    High Competence
    Somewhat Personalized
    Adequate English, Professional Tone
    9/10

    To summarize,

    Competence and Problem-Solving: KAST's customer service agents are highly competent, so you can expect every issue to be resolved with professional expertise and a thorough understanding.

    Customer Love: KAST's support responses are personalized, addressing customers by name, but typically do not include other specific account details unless requested.

    Reply Speed: Response times are inconsistent, ranging from as quick as 37 minutes to as slow as 3 days.

    Overall Customer Service Rating: 9.1/10

    This excellent score places KAST's Customer Service well above the crypto card industry average of 7.2/10.

    KAST Coupon Code - to Get 500 Reward Points Bonus

    You can use coupon code 2MNJM8A1 to get 500 Reward Points bonus when you create an account on KAST platform.

    Here's how you can enter the coupon code:

    KAST coupon code

    ..or, just click here.

    Your bonus will be paid out to you right after you complete your KYC.

    p.s. Are we getting paid for referring you? Yes, and it helps us continue our mission. It's like you are buying us lunch 🍱 for all the hard work we've put into building this site. We really appreciate it. Thank you. 🙏🤗

    KAST Card supports 170+ countries

    Is KAST Card Available for Residents of United States?

    Yes, KAST Card is available for residents of United States.

    KAST Card supports the following countries: Aland, American Samoa, Andorra, Angola, Anguilla, Antarctica, Antigua and Barbuda, Aruba, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belgium, Belize, Benin, Bermuda, Bhutan, Bolivia, Bonaire, Botswana, Brazil, British Virgin Islands, Brunei, Canada, Cayman Islands, Chad, Chile, Christmas Island, Cocos Keeling Islands, Colombia, Comoros, Cook Islands, Costa Rica, Curacao, Cyprus, Czech Republic, Denmark, Djibouti, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Equatorial Guinea, Estonia, Falkland Islands, Faroe Islands, Fiji, Finland, France, French Guiana, French Polynesia, Gabon, Gambia, Georgia, Germany, Ghana, Gibraltar, Greece, Greenland, Grenada, Guadeloupe, Guam, Guatemala, Guernsey, Guinea, Guyana, Honduras, Hong Kong, Hungary, Iceland, India, Indonesia, Ireland, Isle of Man, Israel, Italy, Japan, Jersey, Kazakhstan, Kiribati, Kosovo, Kuwait, Kyrgyzstan, Laos, Latvia, Lesotho, Liechtenstein, Lithuania, Luxembourg, Macao, Macedonia, Madagascar, Malawi, Malaysia, Maldives, Malta, Marshall Islands, Martinique, Mauritania, Mauritius, Mayotte, Moldova, Monaco, Mongolia, Montserrat, Nauru, Nepal, Netherlands, New Caledonia, New Zealand, Niger, Nigeria, Niue, Northern Mariana Islands, Norway, Oman, Palestine, Panama, Papua New Guinea, Paraguay, Peru, Pitcairn Islands, Poland, Portugal, Puerto Rico, Qatar, Reunion, Romania, Saint Barthelemy, Saint Helena, Saint Lucia, Saint-Martin, Samoa, San Marino, Sao Tome and Principe, Saudi Arabia, Seychelles, Singapore, Slovakia, Solomon Islands, South Korea, Spain, Sri Lanka, St Kitts and Nevis, St Vincent and Grenadines, Suriname, Sweden, Switzerland, Taiwan, Tajikistan, Thailand, Timor Leste, Togo, Tokelau, Tonga, Trinidad and Tobago, Türkiye, Turkmenistan, Turks and Caicos Islands, Tuvalu, U.S. Virgin Islands, United Arab Emirates, United Kingdom, United States, Uruguay, Uzbekistan, Vanuatu, Vatican City, Vietnam, Wallis and Futuna, Western Sahara, Zambia.

    To see our list of available crypto cards for 🇺🇸 United States, see this list. There are currently 12 cards listed there.

    You may also be interested in this article: Crypto Cards for USA: The Best Options for Americans.

    Insightful. What's My Next Step?

    Paulina Masson

    Paulina Masson

    Paulina has a strong background in finance and cryptocurrency. She's been involved with crypto since its early days and has observed its progression over the years. Notably, she possesses expertise in various crypto products, having personally tested and evaluated many of them. In her spare time, she is developing a crypto bot designed to automatically trade on short timeframes.

    ⭑cryptonoshi
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