KAST Card
- 1:1 conversion from stables to USD, no card load fees
- Supports Apple Pay
- Supports 180+ countries
- 2-8% Cashback
- Physical Card costs $40
- High ATM withdrawal fees
-
Key Features
| Visa or MC | |
|---|---|
| Debit or Credit | Debit Card |
| Denominated In | $ USD |
| Apple Pay | Enabled |
| Monthly Fee | 0.00 USD |
| Monthly Inactivity Fee | 0.00 USD |
| Crypto to USD Crypto->USD Conversion Cost | 0% |
| Highest Cashback | up to 8% |
| Entry-Level Cashback | 2% |
| Entry-Level Cashback Monthly Cap | N/A |
| Daily Spending Limit | Unlimited |
| Daily ATM Withdrawal Limit | 1,500 USD |
| Foreign Exchange Fee | 2% |
| Crypto to Fiat Conversion | Auto on Every Purchase |
| Crypto Asset Management | Custodial (stores crypto keys on your behalf) |
| Supported Blockchains | BaseEthereumPolygonSolanaTron |
| Supported Cryptocurrencies | PYUSDUSDCUSDEUSDT |
| Supported Countries | AndorraUnited Arab EmiratesAntigua and BarbudaAnguillaAngolaAntarcticaAmerican Samoa |
Your KAST Card: seamless USDT to USD conversion with no fees and Apple Pay support
KAST Card Benefits and Rewards
KAST Card has an incredibly generous cashback program, offering 2-8% cashback in KAST Reward Points, plus an additional 4% cashback in MOVE Tokens. The earlier you get in, the higher cashback you receive – KAST is rewarding early users.
| Season Ends | 
K-Card
Solana Card |
X-Card
Solana Illuma |
Solana Gold Card |
|
| Season 4 | Dec 31, 2025 | 3% | 6% | 10% |
| Season 5 | Mar 31, 2026 | 2% | 5% | 8% |
KAST is planning to launch a token in Q4 of 2026, at which point you will be able to convert your points into cash.
And the additional 4% cashback in MOVE Tokens is already convertible to cash.
Collecting Reward Points is Fun
Right now, 1 point = $0.10 USD. You earn points when you use your card — and also when your friends (who you invited) spend with theirs.
EARN RULES
– 200 KAST Points ($20) when you spend your first $100 with your card
– 200 KAST Points ($20) after your 5th card transaction
– 10,000 KAST Points ($1,000) when you purchase your first Premium Card
Earn even more with referrals:
– 200 KAST Points ($20) when a friend spends their first $100
– 5,000 KAST Points ($500) when a friend buys their first Premium Card
– If your referrer is an approved KAST Affiliate, they earn 30% of the KAST Points you earn (on top of your rewards)
KAST Card is a Debit Card
- Debit Card
- Credit Card
- Prepaid Card
- US
USA-based Bank Account- in your name
Useful Card Structure:KAST Card functions like a debit card, but on the backend, it is classified as a credit card. This means that while you cannot borrow money with this card, it will work at places requiring pre-authorizations.
Alongside, KAST offers you a personal bank account. You'll receive a USA-based bank account number, issued in your name, which is a nice additional option to have.
Third-Party Deposits:Some crypto card companies only allow fiat deposits from accounts that are directly in your name. With KAST, third party senders are able to deposit funds into your bank account, which means you can receive fiat withdrawals from exchanges or receive salary payments.
It Comes in Both Physical and Virtual Forms
You can get KAST Card in both physical and virtual versions, a feature only available with 30% of crypto cards. They'll mail you the physical card, and you can instantly get the virtual card online after completing KYC Identity Verification.
Wondering about the perks of each card type? Here are some highlights:
Physical Card | Virtual Card |
|---|---|
| ATM Withdrawals | Second Card Number |
| Required for Car Rentals, Hotels | Instant Availability |
| Useful When Phone Dies, or no Wifi | Freeze for Safety |
| Backup Payment Method | Set Lower Spend Limits |
Cost to Order: 40 USD | Cost to Order: 0 USD |
You will find the physical KAST Card useful for in-person purchases, while the virtual card will be perfect for online transactions like subscriptions.
Crypto-to-USD Conversion Cost with KAST Card
KAST Card Converts Your Crypto on Demand
KAST Card offers instant conversion to USD at the time of purchase. This allows you to hold your crypto and exchange to real-life currency only when you need to. No need to pre-convert your cryptocurrencies or preload the card.
| Crypto to Fiat Conversion Fee | 0% |
| Sell Spread | 0% |
| Load Fee | 0% |
| Transaction Fee | 0% |
| Total Crypto to USD Cost | 0% |
Low Cost:Compared to the average ~1.8% crypto-to-fiat cost of other cards, converting crypto with KAST Card is much more cost-effective (0%). This means that you will get more USD for your crypto when using this card.
How Does KAST Make Money? – I see 0% fees here. Am I missing something?
Every time you make a payment with your KAST Card, the merchant (Starbucks, Amazon, etc.) pays a small fee on that transaction to their bank that operates the POS terminal. This is called the interchange fee. The merchant's bank passes part of that fee to Visa, and they share a portion of it with KAST.
So while you don't pay a fee directly as a cardholder, KAST still earns a small amount from every transaction you make — that's how card providers make money.
From all crypto cards we reviewed, KAST Card, Xapo Card and WhiteBIT Card offer the cheapest crypto-to-fiat conversions (~0%, ~0.1% and ~0.28% respectively), while converting crypto with OWNR Card will cost you the most, ~4.64%.
How Does KAST Card Compare to Other Crypto Cards?
KAST Card ranks #1 out of 67 amongst all the crypto cards we have reviewed so far. This makes it the absolute winner in its category.
Strongest Features Against Competitors
Here are the strongest features of KAST Card against its 66 competitors:
- Offers impressive maximum cashback of up to 8% (other cards have an average of 4%).
- Has Unlimited daily spend allowance, a rarity in the industry (other cards have 98,000 USD limit on average).
- Provides a substantial ATM widthdrawal allowance of 1,500 USD per day (average amongst other cards is only 1,000 USD).
- Solid company with a 7.5/10 brand authority score (the average for all competing cards is 6/10).
- Their customer service is very good with a 9.1/10 score (others score only 7.3/10 on average).
- Doesn't require preconverting of your crypto, converts needed amount automatically on every purchase (while 60% of competing crypto cards require you to preload card in advance).
- You can get both a physical card and a second virtual card (while 70% of competing crypto cards offer only one type - either physical or just virtual).
- You won't be charged any monthly fee (while 20% of other crypto cards charge one, with a median of 1.75 USD per month).
- Their crypto-to-fiat conversion cost, including all related fees and spread, is among the lowest at ~0% (versus an average of ~1.6% with other cards.)
- Their overall fees & limits structure is incredibly generous, with a score of 9.4/10 (average fees & limits structure rating amongst other cards is 5.8/10).
- Available for residents of United States.
Weakest Features Against Competitors
Compared to its 66 competitors, here are the shortcomings of KAST Card:
- Supports only 4 cryptocurrencies (while other cards support an average of 15).
- Doesn't offer any free ATM withdrawals (in contrast to 40% of crypto cards which offer an average of 200 USD free withdrawal allowance per month).
KAST Card vs. Ether.fi Card vs. Phantom Card
KAST Card
|
Ether.fi Card
|
Phantom Card
|
|
|---|---|---|---|
| Monthly Fee | 0.00 USD | 0.00 USD | 0.00 USD |
| Crypto to Fiat Cost | 0% | 0% + Gas Fees | ~0.95% + Gas Fees |
| Highest Cashback | up to 8% | up to 3% | None |
| Entry-Level Cashback | 2% | 3% | None |
| Daily Spending Limit | Unlimited | 50,000 USD | 5,000 USD |
| Daily ATM Limit | 1,500 USD | 750 USD | N/A (Virtual-Only Card) |
| Foreign Exchange Fee | 2% | 0% | 0% |
| Asset Management | Custodial | Non-Custodial | Non-Custodial |
Availability for  United States |
|||
| Supported Cryptocurrencies | 4 | 4 | 1382 |
| Apple Pay | Enabled | Enabled | Enabled |
| Customer Service | Great | Great | Average |
| Brand Authority | Growing | Growing | Well-Known |
If you plan to use your card for daily purchases, then daily spending limit is an important consideration for you. KAST Card offers an unparalleled Unlimited daily spending limit. You will get lower daily limits with Ether.fi Card and Phantom Card.
Cashback rewards are a great way to earn back some of the money you spend on your card and is an important consideration as well. Out of the three, KAST Card offers the best cashback rewards of up to 8%. The cashback rewards for Ether.fi Card are not as high. With Phantom Card, you will have no cashback rewards at all.
To make a good choice, look through all features, as it is an individual choice. If you will mostly do online transactions with this card, then Apple Pay availability may not be a very important feature for you. If you travel a lot, foreign exchange rate will matter. And so on.
KAST Card ATM Fees: The Real Cost of Cashing Out
Local ATM Withdrawals in USD
Here's a breakdown of the fees you'll face when making local ATM withdrawals with your KAST Card:
Starting with an initial amount of 200 USD in USDT, the ATM withdrawal with KAST Card will cost you a total of ~10 USD (5% of 200 USD), resulting in a final cash withdrawal of 190 USD in hand.
Doesn't KAST Card Offer Free ATM Withdrawals?
No, it doesn't. Which is a shame, because 40% of competing cards offer free ATM withdrawals, typically allowing up to 200 USD per month without fees.
International non-USD ATM Withdrawals
Things will get significantly worse for International ATM Withdrawals. If you're out of country and cashing out with your KAST Card, here's what it will look like:
For an international withdrawal using your KAST Card with an initial 200 USD in USDT, you'll incur fees totaling ~20 USD (10% of 200 USD), leaving you with 180 USD in the equivalent foreign currency.
Reality CheckCompared to other crypto cards, KAST Card is more expensive for both local and international ATM withdrawals:
| Cost with KAST Card | Cost with Other Cards | |
| Local ATM Withdrawals | ~10 USD (5% of 200 USD) | ~8.6 USD (4.3% of 200 USD) |
| International ATM Withdrawals | ~20 USD (10% of 200 USD) | ~18 USD (9% of 200 USD) |
From all crypto cards that we reviewed, Bleap Card, Trade Republic Card and Holyheld Card offer the cheapest local ATM withdrawals (1.8%, 2.2% and 2.5% of 200 USD respectively), while OWNR Card scores the worst, landing last on the list with a total local ATM withdrawal cost of 9% of 200 USD.
We Tested KAST's Customer Support
We asked KAST's customer support different questions, and then rated their responses to evaluate how good their support is.
Why should you Care:When you'll have a money-related question, like a missing deposit or being overcharged - having good support at that moment will be crucial for you.
KAST offers support via the following channels:
| [email protected] |
Location: KAST customer service reps are located in 
Singapore and 
Sri Lanka.¹
| Support Channel | Our Interaction | Score |
Email (replied in 2 d 12 h ) | Answered every question from a list of 5 questions, very good to the point reply about their fees. | High Competence Somewhat Personalized Adequate English, Professional Tone 9/10 |
Email (replied in 37 min) | Quick and reassuring reply to a question about physical cards. | High Competence Somewhat Personalized Adequate English, Professional Tone 9/10 |
Email (replied in 2 h 33 min) | Quick reply to a question about 3D secure, provided additional information. | High Competence Somewhat Personalized Adequate English, Professional Tone 9/10 |
Email (replied in 17 h 10 min) | Great professional response to a question about pre-authorizations, provided additional information as well. | High Competence Somewhat Personalized Flawless English, Professional Tone 9.5/10 |
Email (replied in 17 h 2 min) | Initial reply was a short one sentence reply, then a day later a detailed response to all 3 questions asked, arrived. Likely a higher tier agent stepped in. | High Competence Somewhat Personalized Adequate English, Professional Tone 9/10 |
To summarize,
Competence and Problem-Solving: KAST's customer service agents are highly competent, so you can expect every issue to be resolved with professional expertise and a thorough understanding.
Customer Love: KAST's support responses are personalized, addressing customers by name, but typically do not include other specific account details unless requested.
Reply Speed: Response times are inconsistent, ranging from as quick as 37 minutes to as slow as 3 days.
Overall Customer Service Rating: 9.1/10
This excellent score places KAST's Customer Service well above the crypto card industry average of 5.7/10.
KAST Coupon Code - to Get 200 Reward Points Bonus
You can use coupon code MNJMXAB to get 200 Reward Points bonus when you create an account on KAST platform.
Here's how you can enter the coupon code:
..or, just click here.
Your bonus will be paid out to you right after you spend your first 100$.
p.s. Are we getting paid for referring you? Yes, and it helps us continue our mission. It's like you are buying us lunch 🍱 for all the hard work we've put into building this site. We really appreciate it. Thank you. 🙏🤗
KAST Card supports 170+ countries
Is KAST Card Available for Residents of United States?
Yes, KAST Card is available for residents of United States.
KAST Card supports the following countries: Åland Islands, American Samoa, Andorra, Angola, Anguilla, Antarctica, Antigua and Barbuda, Aruba, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belgium, Belize, Benin, Bermuda, Bhutan, Bolivia, Bonaire, Sint Eustatius, and Saba, Botswana, Brazil, British Virgin Islands, Brunei, Cayman Islands, Chad, Chile, Christmas Island, Cocos (Keeling) Islands, Colombia, Comoros, Cook Islands, Costa Rica, Curaçao, Cyprus, Czechia, Denmark, Djibouti, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Equatorial Guinea, Estonia, Falkland Islands, Faroe Islands, Fiji, Finland, France, French Guiana, French Polynesia, Gabon, Gambia, Georgia, Germany, Ghana, Gibraltar, Greece, Greenland, Grenada, Guadeloupe, Guam, Guatemala, Guernsey, Guinea, Guyana, Honduras, Hong Kong, Hungary, Iceland, India, Indonesia, Ireland, Isle of Man, Israel, Italy, Japan, Jersey, Kazakhstan, Kiribati, Kosovo, Kuwait, Kyrgyzstan, Laos, Latvia, Lesotho, Liechtenstein, Lithuania, Luxembourg, Macao, Madagascar, Malawi, Malaysia, Maldives, Malta, Marshall Islands, Martinique, Mauritania, Mauritius, Mayotte, Moldova, Monaco, Mongolia, Montserrat, Nauru, Nepal, New Caledonia, New Zealand, Niger, Nigeria, Niue, North Macedonia, Northern Mariana Islands, Norway, Oman, Palestine, Panama, Papua New Guinea, Paraguay, Peru, Pitcairn Islands, Poland, Portugal, Puerto Rico, Qatar, Réunion, Romania, Saint Barthélemy, Saint Helena, Saint Lucia, Saint Martin, Samoa, San Marino, São Tomé and Príncipe, Saudi Arabia, Seychelles, Slovakia, Solomon Islands, South Korea, Spain, Sri Lanka, St Kitts and Nevis, St Vincent and Grenadines, Suriname, Sweden, Switzerland, Taiwan, Tajikistan, Thailand, The Netherlands, Timor-Leste, Togo, Tokelau, Tonga, Trinidad and Tobago, Türkiye, Turkmenistan, Turks and Caicos Islands, Tuvalu, U.S. Virgin Islands, United Arab Emirates, United Kingdom, United States, Uruguay, Uzbekistan, Vanuatu, Vatican City, Vietnam, Wallis and Futuna, Western Sahara, Zambia.
To see our list of available crypto cards for 🇺🇸 United States, see this list. There are currently 15 cards listed there.
You may also be interested in this article: Crypto Cards for USA: The Best Options for Americans.
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