Metamask Card
- 0% crypto to EUR conversion fee for stablecoins
- Auto-converts crypto to EUR from your wallet on every card transaction
- Well-known company
- Virtual-only card
- No cashback
- Supports only Linea network
-
Key Features
| Visa or MC | |
|---|---|
| Debit or Credit | Debit Card |
| Denominated In | € EUR |
| Apple Pay | Enabled |
| Monthly Fee | 0.00 EUR |
| Monthly Inactivity Fee | 0.00 EUR |
| Crypto to EUR Crypto->EUR Conversion Cost | 0% + Gas Fees |
| Cashback | None |
| Daily Spending Limit | 8,750 EUR |
| Daily ATM Withdrawal Limit | N/A (Virtual-Only Card) |
| Foreign Exchange Fee | 0% |
| Crypto to Fiat Conversion | Auto on Every Purchase |
| Crypto Asset Management | Non-Custodial (connect your own wallet) |
| Supported Countries | AustriaBelgiumBulgariaCroatiaCyprusCzech RepublicDenmarkEstoniaFinlandFranceGermanyGreeceHungaryIcelandIrelandItalyLatviaLiechtensteinLithuaniaLuxembourgMaltaNetherlandsNorwayPolandPortugalRomaniaSlovakiaSloveniaSpainSwedenUnited Kingdom |
| Supported Blockchains | Linea |
| Supported Cryptocurrencies | USDCUSDTWETH |
Metamask Card Benefits and Rewards
Metamask card does not offer cashback rewards or any other incentives for using the card.
Metamask Card is a Debit Card
- Debit Card
- Credit Card
- Prepaid Card
- No Bank Account Offered
Metamask Card differs from a traditional debit card, where the balance is linked directly to your bank account.
Instead, with Metamask, the card is connected to your chosen crypto coin balance on their platform. Since Metamask doesn't offer a bank account with this card (while some crypto cards do), it means you won't be able to receive third-party payments, like fiat withdrawals from exchanges, for example.
It's Issued Solely in Virtual Form, Lacking a Physical Version
Metamask Card is available solely in virtual format, unlike 30% of crypto cards offering both physical and virtual versions. This means you cannot use it for ATM withdrawals, or at places like car rental companies or hotels that require a physical card for security deposit and identity verification. The virtual card will be issued to you instantly after you complete the KYC Identity Verification.
Wondering about the pros and cons of virtual-only format? Here are some highlights:
No Physical Card | Virtual Card |
|---|---|
| No ATM Withdrawals | Instantly Available, No Waiting for Mail |
| No Card when Hotels or Car Rentals Require it | Ideal for Online Purchases |
| No Card When Phone Dies or no Internet | Environmentally Friendly |
| No Feel-Good Backup Payment Method | No Tangible Item to Misplace |
Useful:Since Metamask Card supports Apple Pay, you can still use this card in real life, to pay for everyday purchases.
Crypto-to-EUR Conversion Cost with Metamask Card
Metamask Card Converts Your Crypto on Demand
Metamask Card offers instant conversion to EUR at the time of purchase. This allows you to hold your crypto and exchange to real-life currency only when you need to. No need to pre-convert your cryptocurrencies or preload the card.
| Crypto to Fiat Conversion Fee | 0% |
| Sell Spread | 0% |
| Load Fee | 0% |
| Transaction Fee | 0% |
| Gas Fees | vary |
| Total Crypto to EUR Cost | 0% + Gas Fees |
Low Cost:Compared to the average ~1.8% crypto-to-fiat cost of other cards, converting crypto with Metamask Card is much more cost-effective (0% + Gas Fees). This means that you will get more EUR for your crypto when using this card.
From all crypto cards we reviewed for Europe, WhiteBIT Card, Holyheld Card and Trade Republic Card offer the cheapest crypto-to-fiat conversions (~0.28%, ~0.5% and ~0.7% respectively), while converting crypto with OWNR Card will cost you the most, ~4.64%.
How Does Metamask Card Compare to Other Crypto Cards?
Metamask Card ranks #5 out of 63 amongst all the crypto cards we have reviewed so far. This means it's in the Top 10%.
In addition, Metamask Card ranks #3 out of 15 amongst Non-Custodial Crypto Cards.
We compared Metamask Card with 42 similar crypto cards, available for the same geographical region. See the resulting pros and cons below.
Strongest Features Against Competitors
Here are the strongest features of Metamask Card against its 42 competitors:
- Has a Foreign Exchange Fee of 0% (other cards have 1.5% average).
- Solid company with a 9/10 brand authority score (the average for all competing cards is 6/10).
- Doesn't require preconverting of your crypto, converts needed amount automatically on every purchase (while 60% of competing crypto cards require you to preload card in advance).
- This crypto card is non-custodial, which means you keep the keys to your crypto assets and can connect your own wallet. You have full control, unlike with custodial cards that manage your crypto assets.
Weakest Features Against Competitors
Compared to its 42 competitors, here are the shortcomings of Metamask Card:
- Doesn't offer any cashback (while other cards give an average of 4%).
- Daily spend is capped at 8,750 EUR (while other cards offer 25,000 EUR daily spend limit on average).
- Supports only 3 cryptocurrencies (while other cards support an average of 15).
- Only available in virtual format (while 30% of competing crypto cards offer both physical and virtual cards).
- Supports only one blockchain, Linea (while other non-custodial cards support an average of 6 blockchains).
Metamask Card vs. Holyheld Card vs. Gnosis Card
Metamask Card
|
Holyheld Card
|
Gnosis Card
|
|
|---|---|---|---|
| Monthly Fee | 0.00 EUR | 0.00 EUR | 0.00 EUR |
| Crypto to Fiat Cost | 0% + Gas Fees | ~0.5% | 0% + Gas Fees |
| Highest Cashback | None | up to 1% | up to 5% |
| Entry-Level Cashback | None | 0.5% | 2% |
| Daily Spending Limit | 8,750 EUR | 10,000 EUR | 8,000 EUR |
| Daily ATM Limit | N/A (Virtual-Only Card) | 5,000 EUR | 500 EUR |
| Foreign Exchange Fee | 0% | 0% | 0% |
| Asset Management | Non-Custodial | Non-Custodial | Non-Custodial |
Availability for  United States |
|||
| Supported Cryptocurrencies | 3 | 1201 | 2 |
| Apple Pay | Enabled | Enabled | Not Enabled |
| Customer Service | Great | Great | Great |
| Brand Authority | Well-Known | Growing | Growing |
If you plan to use your card for daily purchases, then daily spending limit is an important consideration for you. Holyheld Card offers the highest daily spending limit of 10,000 EUR. You will get lower daily limits with Metamask Card and Gnosis Card.
Cashback rewards are a great way to earn back some of the money you spend on your card and is an important consideration as well. Out of the three, Gnosis Card offers the best cashback rewards of up to 5%. The cashback rewards for Holyheld Card are not as high. With Metamask Card, you will have no cashback rewards at all.
To make a good choice, look through all features, as it is an individual choice. If you will mostly do online transactions with this card, then Apple Pay availability may not be a very important feature for you. If you travel a lot, foreign exchange rate will matter. And so on.
Is Metamask Card Available for Residents of United States?
No, Metamask Card is not available for residents of United States.
Metamask Card supports the following countries: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom.
To see our list of available crypto cards for 🇺🇸 United States, see this list. There are currently 11 cards listed there.
You may also be interested in this article: Crypto Cards for USA: The Best Options for Americans.
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Paulina Masson
Paulina has a strong background in finance and cryptocurrency. She's been involved with crypto since its early days and has observed its progression over the years. Notably, she possesses expertise in various crypto products, having personally tested and evaluated many of them. In her spare time, she is developing a crypto bot designed to automatically trade on short timeframes.
