Pulsar Card
- 1:1 stables to fiat conversion, for both EUR and USDC
- Generous fee structure
- Lots of nice features, especially if you're from EU
- $1000 max cashback cap, when other cards offer ~$50
- Quick and helpful customer service
- Wirex is the card issuer, so not Unlimited Spend (can request daily 100k limit via support)
- Virtual-only card, no ATM withdrawals
-
Key Features
| Launched | September 2026 (2 months ago) |
|---|---|
| Visa or MC | |
| Debit or Credit | Prepaid Card |
| Denominated In | € EUR |
| Apple Pay | Enabled |
| Monthly Fee | 0.00 EUR |
| Monthly Inactivity Fee | 0.00 EUR |
| Crypto to EUR Crypto->EUR Conversion Cost | 0% |
| Highest Cashback | up to 4% |
| Entry-Level Cashback | 0.5% |
| Entry-Level Cashback Monthly Cap | 1,000 USD |
| Daily Spending Limit | 30,000 EUR |
| Daily ATM Withdrawal Limit | N/A (Virtual-Only Card) |
| Foreign Exchange Fee | 1% |
| Crypto to Fiat Conversion | Auto on Every Purchase |
| Identity VerificationID Verification | KYC Requiredi |
| Crypto Asset Management | Non-Custodial (you can move funds without the wallet provider) |
| Supported Cryptocurrencies | USDTUSDCEURC |
| Supported Blockchains | ArbitrumArcBaseBinance Smart ChainEthereumPolygonSolanaStarknetTron |
| Bank Account in Your Name | USD accountACHEUR accountSEPA |
| Deposit Currencies | USDEUR |
| Withdrawal Currencies | USDEUR |
| Supported Countries | AndorraArgentinaAustraliaAustriaAzerbaijanBahrainBelgiumBrazilBulgariaChileColombiaCroatiaCyprusCzechiaDenmarkEcuadorEl SalvadorEstoniaFinlandFranceGeorgiaGermanyGhanaGibraltarGreeceGuernseyHong KongHungaryIcelandIrelandIsle of ManItalyJapanJerseyKazakhstanKenyaLatviaLiechtensteinLithuaniaLuxembourgMacaoMalaysiaMaltaMexicoMoldovaMonacoMontenegroNetherlandsNew ZealandNigeriaNorwayPanamaPeruPhilippinesPolandPortugalRomaniaSerbiaSlovakiaSloveniaSouth AfricaSouth KoreaSpainSwedenSwitzerlandTaiwanThailandUgandaUkraineUnited Arab EmiratesUnited KingdomUzbekistan |
| App Languages | English |
Pulsar Card: Apple Pay, generous fee structure and up to 4% cashback
Pulsar Card Benefits and Rewards
Pulsar Card offers up to 4% back cashback on eligible purchases, depending on your membership plan.
| Card spend | Free | Pro | Ultra |
| First $1,000 | 0.5% | 2% | 3% |
| $1,000 – $2,000 | 1% | 3% | 4% |
| $2,000 – $3,000 | 2% | 4% | 5% |
| $3,000 – $4,000 | 0.25% | 0.5% | 6% |
| Over $4,000 | 0.25% | 0.5% | 0.5% |
You can also earn double points at selected merchants, including ChatGPT, Claude, X, Uber, and Bolt.
Your rewards are earned as Pulsar Points, which you can use to refund previous card purchases in USDC. You get the best value when refunding up to 50% of a purchase. Larger refunds require more points per dollar.
Maximum cashback you can earn per month is $1,000.
Pulsar Card Tiers - Membership Levels
Here are Pulsar's membership levels, pricing and benefits for each plan. Pick the one that makes sense for your budget and the perks you actually care about.
 Free Tier LIVE |
 Pro Tier LIVE |
 Ultra Tier Coming Soon |
|
| Price | $0 | $9.99/month | Not Announced Yet |
| Cashback | 0.5% on $1,000, then up to 2% ($1,000 cap) |
2% on $1,000, then up to 4% ($1,000 cap) |
3% on $1,000, then up to 6% ($4,000 cap) |
| 2x back on subs | up to 4% AI Music Shopping Rides |
up to 8% AI Music Shopping Rides |
up to 12% AI Music Shopping Rides |
You can choose from these card designs depending on your tier:
|
Free Tier
LIVE $0
|
Free Plan Card
|
|
Pro Tier
LIVE $9.99/month
|
Pro Plan Card
|
|
Ultra Tier
Coming Soon Price: TBD
|
Ultra Plan Card
|
Pulsar Card is a Prepaid Card
- Debit Card
- Credit Card
- Prepaid Card
- Bank Accounts in Your Name
USD·
EUR
Pulsar Card is a prepaid card, linked to your crypto coin balance on the Pulsar platform. When you spend using the card, your crypto will be automatically converted to the local currency of your purchase.
Pulsar Gives You 2 Bank Accounts in Your Name
Alongside your card, you get two personal bank accounts in your name (provided through Wirex).
Use your Pulsar USD or EUR account details for everyday transfers, just like a standard bank account.
Pulsar Fiat Deposit Fees
| Currency | Fee | Transfer type and arrival time |
|---|---|---|
| USD | Free | ACH1-3 days |
| EUR | Free | SEPAInstant |
What You Can Deposit & Withdraw Using Pulsar
You can fund your Pulsar Card with crypto or fiat in multiple currencies and withdraw your funds to crypto wallets or local bank accounts.
You will enjoy the fact that Pulsar Card supports USD (US Dollar) withdrawal to a local bank account. It means you can always cash out to your local bank, if you need to pay bills at home.
It's Issued Solely in Virtual Form, Lacking a Physical Version
Pulsar Card is available solely in virtual format, unlike 40% of crypto cards offering both physical and virtual versions. This means you cannot use it for ATM withdrawals, or at places like car rental companies or hotels that require a physical card for security deposit and identity verification. The virtual card will be issued to you instantly after you complete the KYC Identity Verification.
Wondering about the pros and cons of virtual-only format? Here are some highlights:
No Physical Card | Virtual Card |
|---|---|
| No ATM Withdrawals | Instantly Available, No Waiting for Mail |
| No Card when Hotels or Car Rentals Require it | Ideal for Online Purchases |
| No Card When Phone Dies or no Internet | Environmentally Friendly |
| No Feel-Good Backup Payment Method | No Tangible Item to Misplace |
Cost to Order: 0 EUR |
Useful:Since Pulsar Card supports Apple Pay, you can still use this card in real life, to pay for everyday purchases.
The 'back' of virtual Pulsar Card
| Card Issuer | Wirex Ltd |
|
BIN Number ⓘ
BIN number is the first 8 digits of the card and identifies the card issuer.
| 44260100 |
| Validity Period | 3 years |
| Issuing Country | United Kingdom |
Crypto-to-EUR Conversion Cost with Pulsar Card
Pulsar Card Converts Your Crypto on Demand
Pulsar Card offers instant conversion to the local currency at the time of purchase. This allows you to hold your crypto and exchange to real-life currency only when you need to. No need to pre-convert your cryptocurrencies or preload the card.
| Crypto to Fiat Conversion Fee | 0% |
| Sell Spread | 0% |
| Load Fee | 0% |
| Transaction Fee | 0% |
| EUR Transaction Cost | 0% |
| Foreign Exchange Fee | 1% |
| Non-EUR Transaction Cost | 1% |
Low Cost:Compared to the average ~1.3% crypto-to-fiat cost of other cards, converting crypto with Pulsar Card is much more cost-effective (0%). This means that you will get more EUR for your crypto when using this card.
How Does Pulsar Make Money? – I see 0% fees here. Am I missing something?
Every time you make a payment with your Pulsar Card, the merchant (Starbucks, Amazon, etc.) pays a small fee on that transaction to their bank that operates the POS terminal. This is called the interchange fee. The merchant's bank passes part of that fee to Visa, and they share a portion of it with Pulsar.
So while you don't pay a fee directly as a cardholder, Pulsar still earns a small amount from every transaction you make - that's how card providers make money.
From all crypto cards we reviewed, Pulsar Card, Ethena Pay Card and OKX Card offer the cheapest crypto-to-fiat conversions (~0%, ~0% and ~0.1% respectively), while converting crypto with OWNR Card will cost you the most, ~4.64%.
How Does Pulsar Card Compare to Other Crypto Cards?
Pulsar Card ranks #11 out of 70 amongst all the crypto cards we have reviewed so far. This means it's in the Top 30%.
In addition, Pulsar Card ranks #7 out of 23 amongst Non-Custodial Crypto Cards.
Strongest Features Against Competitors
Here are the strongest features of Pulsar Card against its 69 competitors:
- Offers up to 1,000 USD per month in cashback for entry-level users (exceeding competitors 60 USD average).
- Offers a generous 30,000 EUR daily spend limit (other cards offer 10,000 EUR limit on average).
- Their customer service is very good with a 9.5/10 score (others score only 7.6/10 on average).
- Doesn't require preconverting of your crypto, converts needed amount automatically on every purchase (while 60% of competing crypto cards require you to preload card in advance).
- You won't be charged any monthly fee on the base tier (while 10% of other crypto cards charge one, with a median of 2 EUR per month).
- Their crypto-to-fiat conversion cost, including all related fees and spread, is among the lowest at ~0% (versus an average of ~1.3% with other cards.)
- Their overall fees & limits structure is incredibly generous, with a score of 8.2/10 (average fees & limits structure rating amongst other cards is 6.3/10).
- This crypto card is non-custodial, which means you can move your funds without relying on Pulsar. Your crypto stays under your control instead of being managed in a custodial account.
- Supports USD withdrawals to a local bank account, so you can cash out in your home currency whenever you need to pay bills at home.
Weakest Features Against Competitors
Compared to its 69 competitors, here are the shortcomings of Pulsar Card:
- Only available in virtual format (while 40% of competing crypto cards offer both physical and virtual cards).
- There is no physical card, so you cannot withdraw cash from an ATM with it.
Pulsar Card vs. Tangem Card vs. Plasma One Card
Pulsar Card
|
Tangem Card
|
Plasma One Card
|
|
|---|---|---|---|
| Monthly Fee | 0.00 EUR | 0.00 USD | 0.00 USD |
| Crypto to Fiat Cost | 0% | 0% + Gas Fees | 0% |
| Highest Cashback | up to 4% | None | up to 4% |
| Entry-Level Cashback | 0.5% | None | 2% |
| Daily Spending Limit | 30,000 EUR | 50,000 USD | 1,000,000 USD |
| Daily ATM Limit | N/A (Virtual-Only Card) | N/A (Virtual-Only Card) | 1,000 USD |
| Foreign Exchange Fee | 1% | 1.5% | 1% |
| Asset Management | Non-Custodial | Non-Custodial | Non-Custodial |
| Availability for United States |
|||
| Supported Cryptocurrencies | 3 | 2 | 2 |
| Apple Pay | Enabled | Enabled | Enabled |
| Customer Service | Great | Great | Great |
| Brand Authority | Growing | Growing | Growing |
Want a different matchup? Compare any 3 cards here.
If you plan to use your card for daily purchases, then daily spending limit is an important consideration for you. Plasma One Card offers the highest daily spending limit of 1,000,000 USD. You will get lower daily limits with Pulsar Card and Tangem Card.
Cashback rewards are a great way to earn back some of the money you spend on your card and is an important consideration as well. Both Pulsar Card and Plasma One Card offer solid cashback rewards of up to 4%. With Tangem Card, you will have no cashback rewards at all.
To make a good choice, look through all features, as it is an individual choice. If you will mostly do online transactions with this card, then Apple Pay availability may not be a very important feature for you. If you travel a lot, foreign exchange rate will matter. And so on.
Pulsar Invite Code - to Get 5 USD Bonus
You can use Pulsar invite code JYJ7D to get 5 USD bonus when you create an account on Pulsar platform.
Here's how you can enter the invite code:
..or, just click here.
Your bonus will be paid out to you right after you signup and pass the verification.
p.s. Are we getting paid for referring you? Yes, and it helps us continue our mission. It's like you are buying us lunch 🍱 for all the hard work we've put into building this site. We really appreciate it. Thank you. 🙏🤗
Pulsar Card supports 72 countries
Is Pulsar Card Available for Residents of United States?
No, Pulsar Card is not available for residents of United States.
Pulsar Card supports the following countries: Andorra, Argentina, Australia, Austria, Azerbaijan, Bahrain, Belgium, Brazil, Bulgaria, Chile, Colombia, Croatia, Cyprus, Czechia, Denmark, Ecuador, El Salvador, Estonia, Finland, France, Georgia, Germany, Ghana, Gibraltar, Greece, Guernsey, Hong Kong, Hungary, Iceland, Ireland, Isle of Man, Italy, Japan, Jersey, Kazakhstan, Kenya, Latvia, Liechtenstein, Lithuania, Luxembourg, Macao, Malaysia, Malta, Mexico, Moldova, Monaco, Montenegro, Netherlands, New Zealand, Nigeria, Norway, Panama, Peru, Philippines, Poland, Portugal, Romania, Serbia, Slovakia, Slovenia, South Africa, South Korea, Spain, Sweden, Switzerland, Taiwan, Thailand, Uganda, Ukraine, United Arab Emirates, United Kingdom, Uzbekistan.
To see our list of available crypto cards for 🇺🇸 United States, see this list. There are currently 16 cards listed there.
You may also be interested in this article: Crypto Cards for USA: The Best Options for Americans.
Excellent. What's My Next Step?
