20 Crypto Cards Available for Malaysia

Hai. 😉

If you're from Malaysia, here are 20 crypto cards that will accept your registration.

1 KAST Card	KAST offers an incredibly generous cashback program. Plus, you get a virtual and physical card, unlimited spending, and 0% crypto conversion fees. $ USD Apple Pay up to 5%	Go to Website Read Our Review8.8
2 Ether.fi Card	Non-custodial crypto debit card offering up to 3% cashback, 0% crypto-to-fiat fees, Apple Pay support, and a $50k daily spending limit. $ USD Apple Pay up to 3%	Go to Website Read Our Review8.7
3 Plasma One Card	Enjoy up to 4% cashback, 0%-1% foreign exchange fees, and Apple Pay, but note there’s no physical card yet, so ATM withdrawals are not available. $ USD Apple Pay up to 4%	Go to Website Read Our Review8.6
4 Tria Card	Enjoy 0% foreign exchange fees, up to 6% cashback, and Apple Pay support, but note the physical card delivery is still rolling out. $ USD Apple Pay up to 6%	Go to Website Read Our Review8.3
5 Kolo Card	A top virtual crypto card with a $50K daily limit, Apple Pay support, and low fees. No physical card yet, but it starts with 5% cashback. $ USD Apple Pay up to 5%	Go to Website Read Our Review8.3
6 Tangem Card	Enjoy 1:1 USDC conversion, Apple Pay support, and integration with the Tangem wallet app, but note there’s no cashback and no physical card available yet. $ USD Apple Pay	Go to Website Read Our Review8.1
7 Xapo Card	Crypto debit card with 1% BTC cashback and low ~0.1% conversion fees, but a $1,000 yearly membership fee and no Apple Pay. $ USD No Apple Pay up to 1%	Go to Website Read Our Review7.7
8 RedotPay Card	No monthly fee, $1M daily spend limit and Apple Pay support, but no cashback and average customer support. $ USD Apple Pay	Go to Website Read Our Review7.7
9 COCA Card	Enjoy up to 8% cashback, 0% foreign exchange fees, and Apple Pay support, but note higher cashback rates require staking COCA tokens. € EUR Apple Pay up to 8%	Go to Website Read Our Review7.5
10 Tuyo Card	Enjoy 0% FX fees, 1:1 USDC conversion, and Apple Pay support, but note there’s no cashback and it’s only available as a virtual card. $ USD Apple Pay	Go to Website Read Our Review7.4
11 Based Card	Enjoy non-custodial spending, 2% cashback, and support in 170+ countries, but note there’s no Apple Pay and cashback caps are relatively low. $ USD No Apple Pay 2%	Go to Website Read Our Review6.3
12 Jam Card	Enjoy unlimited spending, Apple Pay support, and no KYC requirements, but note there’s no physical card and fees are higher than most competitors. $ USD Apple Pay	Go to Website Read Our Review6.1
13 Cypher Card	Cypher Card offers low-cost crypto to fiat conversion, exceptional customer service, and supports 150+ countries, with no monthly fees. % $ USD Apple Pay	Go to Website Read Our Review6.1
14 Bitcoin.com V-Card	Your V-Card: Available in 170+ countries, but it has high crypto-to-EUR fees, no cashback, and requires a 75 EUR fee for the physical card. € EUR Apple Pay	Go to Website Read Our Review5.9
15 Tevau Card	High $3,000 ATM withdrawal allowance and Apple Pay Enabled, but no cashback and only supports USDT. $ USD Apple Pay	Go to Website Read Our Review5.7
16 ZEN Card	Your ZEN Card: Enjoy low fees, excellent customer service, and Apple Pay support. However, no traditional cashback and higher crypto-to-fiat conversion costs. € EUR Apple Pay	Go to Website Read Our Review5.6
17 HyperCard [USA]	A virtual-only crypto card with no monthly fees, supports many countries but lacks Apple Pay. Ideal for seamless online transactions. $ USD No Apple Pay	Go to Website Read Our Review5.6
18 Onboard Card	Virtual-only crypto card with zero monthly fees, but with high foreign exchange fees and no Apple Pay support. $ USD No Apple Pay	Go to Website Read Our Review5.3
19 Payy Card	Enjoy 0% crypto conversion fees, Apple Pay support, and instant setup with no personal details required, but note there’s no cashback and no physical card available. $ USD Apple Pay	Go to Website Read Our Review5.2
20 Nebeus Card	Supports almost every country, offers IBAN in your name, but lacks Apple Pay and charges high monthly fees. € EUR No Apple Pay	Go to Website Read Our Review3.9

How Much Is the Foreign Exchange Fee to Use These Cards in Malaysia?

Since these cards are denominated in USD or EUR, every time you spend in Malaysia, your payment needs to be converted into Malaysian Ringgit first. Your card will charge an FX fee when converting to MYR.

Here's how they compare when it comes to foreign exchange (FX) fees.

Card FX Fee

Ether.fi

Tria

Xapo

COCA

Tuyo

Nebeus

0% RM 0.00 (0% Card Fx) RM 0.40 (1% Visa Fx) You'll pay: RM 40.40

ZEN

0.5% RM 0.20 (0.5% Card Fx) RM 0.40 (1% MC Fx) You'll pay: RM 40.60

Plasma One

Kolo

Tangem

Payy

1% RM 0.40 (1% Card Fx) RM 0.40 (1% Visa Fx) You'll pay: RM 40.80

RedotPay

Tevau

1.2% RM 0.48 (1.2% Card Fx) RM 0.40 (1% Visa Fx) You'll pay: RM 40.88

Based

Cypher

1.5% RM 0.60 (1.5% Card Fx) RM 0.40 (1% Visa Fx) You'll pay: RM 41.00

KAST

1.75% RM 0.70 (1.75% Card Fx) RM 0.40 (1% Visa Fx) You'll pay: RM 41.10

Bitcoin.com

2% RM 0.80 (2% Card Fx) RM 0.40 (1% MC Fx) You'll pay: RM 41.20

Jam

2.5% RM 1.00 (2.5% Card Fx) RM 0.40 (1% Visa Fx) You'll pay: RM 41.40

HyperCard [USA]

3% RM 1.20 (3% Card Fx) RM 0.40 (1% Visa Fx) You'll pay: RM 41.60

Onboard

7.15% RM 2.86 (2% + $0.5 Card Fx) RM 0.40 (1% Visa Fx) You'll pay: RM 43.26

* Visa and Mastercard charge around ~1% on top of the card's FX fee.

Example: ZEN charges 0.5% foreign exchange fee. On a 40.00 Ringgits purchase, you pay RM 40.00 + RM 0.20 foreign exchange fee + RM 0.40 Mastercard foreign exchange fee = RM 40.60.

Pay in:

USD MYR

When a payment terminal asks, choose the local currency, Ringgits. This lets your crypto card handle the exchange rate, so you can be sure of the exact percentage you will pay. If you choose USD, the local POS terminal bank does the conversion instead, often at a worse rate. In some countries, that markup can reach 8%.

Which Crypto Cards offer Physical cards for Malaysia?

Here are all the crypto cards that offer a physical card in Malaysia:

Here are all crypto cards that support Malaysia but DO NOT offer a physical card:

Paulina Masson

Paulina is a real person who has personally signed up for and ordered 100+ crypto cards. She runs Cryptonoshi.com, where she reviews and compares crypto cards using data-driven benchmarks across the cards - analyzing fees, limits, rewards, and other key metrics. She also advises crypto companies on affiliate programs, marketing, and user acquisition. In her spare time, she is building a crypto trading bot for short-timeframe trading.

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20 Crypto Cards Available for Malaysia

How Much Is the Foreign Exchange Fee to Use These Cards in Malaysia?

Which Crypto Cards offer Physical cards for Malaysia?

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