Bitget Wallet Card
- Apple Pay Enabled
- Connected to a large crypto exchange - nice if you trade
- Non-custodial, you control the funds
- High 1.7% foreign exchange fee
- 5k daily spend limit
- No physical card yet
- No virtual bank account offered
-
Key Features
| Launched | July 2025 (1 year ago) |
|---|---|
| Visa or MC | |
| Debit or Credit | Prepaid Card |
| Denominated In | $ USD |
| Apple Pay | Enabled |
| Monthly Fee | 0.00 USD |
| Monthly Inactivity Fee | 0.00 USD |
| Crypto to USD Crypto->USD Conversion Cost | ~1.1% + Gas Fees |
| Highest Cashback | 3% |
| Entry-Level Cashback | 3% |
| Entry-Level Cashback Monthly Cap | 12 USD |
| Daily Spending Limit | 5,000 USD |
| Daily ATM Withdrawal Limit | N/A (Virtual-Only Card) |
| Foreign Exchange Fee | 1.7% |
| Crypto to Fiat Conversion | Manual when Preloading |
| Identity VerificationID Verification | KYC Requiredi |
| Crypto Asset Management | Non-Custodial (you can move funds without the wallet provider) |
| Supported Blockchains | ArbitrumBaseBinance Smart ChainEthereumMorphPolygonSolana |
| Supported Cryptocurrencies | BGBBNBETHPOLSOLUSDCUSDT |
| Supported Countries | ArgentinaAustriaAustraliaBelgiumBulgariaBoliviaBrazilChileColombiaCyprusCzechiaGermanyDenmarkEcuadorEstoniaSpainFinlandFranceUnited KingdomGreeceGuatemalaHong KongCroatiaHungaryIrelandIcelandItalyJapanSouth KoreaLiechtensteinLithuaniaLuxembourgLatviaMaltaMexicoMalaysiaThe NetherlandsNorwayNew ZealandPanamaPeruPhilippinesPakistanPolandPortugalParaguayRomaniaSwedenSingaporeSloveniaSlovakiaThailandTaiwanUruguayVietnamSouth Africa |
Bitget Wallet Card Benefits and Rewards
Bitget Wallet Card offers up to 3% back, paid in the asset you choose:
- USDC
- Bitcoin
- Gold
- NVIDIA
- Tesla
- S&P 500
- Google
These rewards are Tokenized Assets, so you are receiving XAUt, NVDAx, TSLAx, SPYx, GOOGLx.
Bitget Wallet Card vs Bitget Exchange Card
Note that there’s a separate product, the Bitget Card (the exchange one, Visa, available for Asia Pacific Region only. It has very limited number of countries that are supported (supports Australia, Japan, South Korea, Taiwan, Vietnam and a few more), and is not covered in this review.
This review is about the Bitget Wallet Card.
Bitget Wallet Card is a Prepaid Card
- Debit Card
- Credit Card
- Prepaid Card
- No Bank Account Offered
Bitget Wallet Card is very much like a traditional prepaid card that carries its own balance, and you'll need to top it up before use.
It should be noted that Bitget Wallet doesn't offer a bank account with this card (while some crypto cards do), which means you won't be able to receive third-party payments, like fiat withdrawals from exchanges, for example.
It's Issued Solely in Virtual Form, Lacking a Physical Version
Bitget Wallet Card is available solely in virtual format, unlike 30% of crypto cards offering both physical and virtual versions. This means you cannot use it for ATM withdrawals, or at places like car rental companies or hotels that require a physical card for security deposit and identity verification. The virtual card will be issued to you instantly after you complete the KYC Identity Verification.
Wondering about the pros and cons of virtual-only format? Here are some highlights:
No Physical Card | Virtual Card |
|---|---|
| No ATM Withdrawals | Instantly Available, No Waiting for Mail |
| No Card when Hotels or Car Rentals Require it | Ideal for Online Purchases |
| No Card When Phone Dies or no Internet | Environmentally Friendly |
| No Feel-Good Backup Payment Method | No Tangible Item to Misplace |
Cost to Order: 0 USD |
Useful:Since Bitget Wallet Card supports Apple Pay, you can still use this card in real life, to pay for everyday purchases.
The 'back' of virtual Bitget Wallet Card
| Card Issuer | Monavate |
|
BIN Number ⓘ
BIN number is the first 8 digits of the card and identifies the card issuer.
| 54451041 |
| Validity Period | 5 years |
| Issuing Country | United Kingdom |
Monavate is the card issuer used by several other crypto cards, including Krak Card, OKX Card, Ready Card, Brighty Card, and Metamask Card.
Crypto-to-USD Conversion Cost with Bitget Wallet Card
Bitget Wallet Card Requires Pre-Load
Before you can use your Bitget Wallet Card, you will need to top-up your account. This means you will have to convert your crypto in advance, exchanging it to USD and moving it to the card account, to make it available for spending.
| Crypto to Fiat Conversion Fee | 0% |
| Sell Spread | ~0.1% |
| Load Fee | 1% |
| Transaction Fee | 0% |
| Gas Fees | vary |
| Total Crypto to USD Cost | ~1.1% + Gas Fees |
Reality Check:Compared to the average ~1.5% crypto-to-fiat cost of other cards, converting crypto with Bitget Wallet Card will cost you about the same (~1.1% + Gas Fees).
From all crypto cards we reviewed, Lava Card, Plasma One Card and OKX Card offer the cheapest crypto-to-fiat conversions (~0%, ~0% and ~0.1% respectively), while converting crypto with OWNR Card will cost you the most, ~4.64%.
How Does Bitget Wallet Card Compare to Other Crypto Cards?
Bitget Wallet Card ranks #31 out of 77 amongst all the crypto cards we have reviewed so far. This card is a solid choice among the many crypto cards available, offering competitive features and benefits.
In addition, Bitget Wallet Card ranks #14 out of 25 amongst Non-Custodial Crypto Cards.
Strongest Features Against Competitors
Here are the strongest features of Bitget Wallet Card against its 76 competitors:
- Solid company with a 8.5/10 brand authority score (the average for all competing cards is 6/10).
- You won't be charged any monthly fee (while 15% of other crypto cards charge one, with a median of 2 USD per month).
- This crypto card is non-custodial, which means you can move your funds without relying on Bitget Wallet. Your crypto stays under your control instead of being managed in a custodial account.
- Offered by a major crypto exchange, so you can trade, and spend your trading profits, all from inside of one ecosystem, without needing an external service.
Weakest Features Against Competitors
Compared to its 76 competitors, here are the shortcomings of Bitget Wallet Card:
- Limits entry-level cashback to 12 USD per month (while other cards have 50 USD average monthly cap for the base tier).
- Daily spend is capped at 5,000 USD (while other cards offer 10,000 USD daily spend limit on average).
- Requires preconversion of crypto to load the card (while 40% of competitors auto-convert on every purchase).
- Only available in virtual format (while 30% of competing crypto cards offer both physical and virtual cards).
Bitget Wallet Card vs. Phantom Card vs. Ether.fi Card
Bitget Wallet Card
|
Phantom Card
|
Ether.fi Card
|
|
|---|---|---|---|
| Monthly Fee | 0.00 USD | 0.00 USD | 0.00 USD |
| Crypto to Fiat Cost | ~1.1% + Gas Fees | ~0.95% + Gas Fees | 0% + Gas Fees |
| Highest Cashback | 3% | None | up to 3% |
| Entry-Level Cashback | 3% | None | 3% |
| Daily Spending Limit | 5,000 USD | 5,000 USD | Unlimited |
| Daily ATM Limit | N/A (Virtual-Only Card) | N/A (Virtual-Only Card) | 750 USD |
| Foreign Exchange Fee | 1.7% | 0% | 0% |
| Asset Management | Non-Custodial | Non-Custodial | Non-Custodial |
Availability for  United States |
|||
| Supported Cryptocurrencies | 7 | 1382 | 4 |
| Apple Pay | Enabled | Enabled | Enabled |
| Customer Service | Average | Average | Great |
| Brand Authority | Well-Known | Well-Known | Growing |
If you plan to use your card for daily purchases, then daily spending limit is an important consideration for you. Ether.fi Card offers an unparalleled Unlimited daily spending limit. You will get lower daily limits with Bitget Wallet Card and Phantom Card.
Cashback rewards are a great way to earn back some of the money you spend on your card and is an important consideration as well. Both Bitget Wallet Card and Ether.fi Card offer solid cashback rewards of 3%. With Phantom Card, you will have no cashback rewards at all.
To make a good choice, look through all features, as it is an individual choice. If you will mostly do online transactions with this card, then Apple Pay availability may not be a very important feature for you. If you travel a lot, foreign exchange rate will matter. And so on.
Are People Actually Using Bitget Wallet Card?
Market Share
Based on monthly transaction volume among the 24 largest crypto cards, Bitget Wallet ranks #9 out of 24, capturing a 0.8% market share.1
-
(#1)
RedotPay
$476M (50.8%)
-
(#2)
KAST
$199M (21.2%)
-
(#3)
EtherFi
$109M (11.6%)
- (#4) Karta $39.1M (4.2%)
-
(#5)
Plasma One
$36.2M (3.9%)
-
(#6)
Tria
$15.6M (1.7%)
-
(#7)
Kolo
$10.4M (1.1%)
-
(#8)
Cypher
$9.2M (1.0%)
-
(#9)
Bitget Wallet
$7.5M (0.8%)
- Others (15 cards) $35.5M (3.8%)
Bitget Wallet Monthly Transaction Volume
In June 2026, Bitget Wallet processed approximately $7.5M in transaction volume.1
User Base Growth
Launched in July 2025, Bitget Wallet is steadily growing, with approximately ~35k transacting users per month - out of roughly ~709k installs and ~142k registrations since launch.
Estimated Signup to Transacting User Funnel
Bitget Wallet may have reached around ~709k installs since launch. This estimate is based on its ~35k monthly transacting users and general conversion estimates.
Bitget Wallet Referral Code - to Get 5 USD Bonus
You can use Bitget Wallet referral code CRYPTONOSHI to get 5 USDC (~5 USD¹) bonus when you create an account on Bitget Wallet platform.
Here's how you can enter the referral code:
..or, just click here.
Your bonus will be paid out to you in USDC (USD Coin), right after you make your first purchase of $5+.
p.s. Are we getting paid for referring you? Yes, and it helps us continue our mission. It's like you are buying us lunch 🍱 for all the hard work we've put into building this site. We really appreciate it. Thank you. 🙏🤗
Is Bitget Wallet Card Available for Residents of United States?
No, Bitget Wallet Card is not available for residents of United States.
Bitget Wallet Card supports the following countries: Argentina, Australia, Austria, Belgium, Bolivia, Brazil, Bulgaria, Chile, Colombia, Croatia, Cyprus, Czechia, Denmark, Ecuador, Estonia, Finland, France, Germany, Greece, Guatemala, Hong Kong, Hungary, Iceland, Ireland, Italy, Japan, Latvia, Liechtenstein, Lithuania, Luxembourg, Malaysia, Malta, Mexico, New Zealand, Norway, Pakistan, Panama, Paraguay, Peru, Philippines, Poland, Portugal, Romania, Singapore, Slovakia, Slovenia, South Africa, South Korea, Spain, Sweden, Taiwan, Thailand, The Netherlands, United Kingdom, Uruguay, Vietnam.
To see our list of available crypto cards for 🇺🇸 United States, see this list. There are currently 21 cards listed there.
You may also be interested in this article: Crypto Cards for USA: The Best Options for Americans.
Insightful. What's My Next Step?
