Cashi Card
- Beautifully designed, very pleasant to use
- 150+ countries supported
- Many Fiat Deposit and Fiat Withdrawal options (to local bank acc)
- USD Virtual Account in your name
- No Apple Pay yet - coming real soon though
- Virtual only for now, physical card coming later
-
Key Features
Your Cashi Card: Hold a USD virtual account in your name with fiat withdrawals to local banks.
Cashi Card Benefits and Rewards
Cashi Card offers 1%-3% cashback on certain purchases only, depending on what you spend on.
| Spend Category | Cashback | Restrictions |
| Monthly Subscriptions | 3% | Amazon Prime, Google One, Canva, Uber One Membership Must subscribe directly or via Google Play, not via Apple Store |
| Online Purchases | 2% | Eligible categories: fashion, beauty, electronics, groceries, furniture, appliances, books, toys, games, sports equipment, and general retail. There is a max $10 cashback per store per month. |
| Travel | 1% | Airlines, Hotels, Travel Agencies. Max $20 cashback for travel per month. |
Your cashback is paid as spending credit which you can use for future card purchases. It never expires but you can’t withdraw it to another wallet.
Cashi Card is a Prepaid Card
- Debit Card
- Credit Card
- Prepaid Card
- Bank Accounts in Your Name
USD·
EUR
Useful Card Structure:Cashi Card functions like a prepaid card, but on the backend, it is classified as a credit card. This means that while you cannot borrow money with this card, it will work at places requiring pre-authorizations.
Cashi Gives You 2 Bank Accounts in Your Name
Alongside your card, you get two personal bank accounts in your name (provided through Bridge). Bridge also provides the bank accounts for KAST Card, Plasma One Card and Tuyo Card.
Share your account details to receive ACH, SWIFT or instant SEPA transfers into Cashi.
Cashi Fiat Deposit Fees
| Currency | Fee | Transfer type and arrival time |
|---|---|---|
| USD | Free | ACH1-3 days |
| Free | FedwireSame day | |
| Free | SWIFT1-3 days | |
| EUR | Free | SEPAInstant |
What You Can Deposit & Withdraw Using Cashi
You can fund your Cashi Card with crypto or fiat in multiple currencies and withdraw your funds to crypto wallets or local bank accounts.
You will enjoy the fact that Cashi Card supports USD (US Dollar) withdrawal to a local bank account. It means you can always cash out to your local bank, if you need to pay bills at home.
It's Issued Solely in Virtual Form, Lacking a Physical Version
Cashi Card is available solely in virtual format, unlike 40% of crypto cards offering both physical and virtual versions. This means you cannot use it for ATM withdrawals, or at places like car rental companies or hotels that require a physical card for security deposit and identity verification. The virtual card will be issued to you instantly after you complete the KYC Identity Verification.
Wondering about the pros and cons of virtual-only format? Here are some highlights:
No Physical Card | Virtual Card |
|---|---|
| No ATM Withdrawals | Instantly Available, No Waiting for Mail |
| No Card when Hotels or Car Rentals Require it | Ideal for Online Purchases |
| No Card When Phone Dies or no Internet | Environmentally Friendly |
| No Feel-Good Backup Payment Method | No Tangible Item to Misplace |
Cost to Order: 0 USD |
Not so Great:Since Cashi Card doesn't support Apple Pay and doesn't have a physical card version, you will only be able to use this card for online purchases.
The 'back' of virtual Cashi Card
| Card Issuer | Reap |
|
BIN Number ⓘ
BIN number is the first 8 digits of the card and identifies the card issuer.
| 42407884 |
| Validity Period | 3 years |
| Issuing Country | Hong Kong |
Crypto-to-USD Conversion Cost with Cashi Card
Cashi Card Converts Your Crypto on Demand
Cashi Card offers instant conversion to the local currency at the time of purchase. This allows you to hold your crypto and exchange to real-life currency only when you need to. No need to pre-convert your cryptocurrencies or preload the card.
| Crypto to Fiat Conversion Fee | 0% |
| Sell Spread | ~0.5% |
| Load Fee | 0% |
| Transaction Fee | 0% |
| USD Transaction Cost | ~0.5% |
| Foreign Exchange Fee | 1% |
| Non-USD Transaction Cost | ~1.5% |
Low Cost:Compared to the average ~1.3% crypto-to-fiat cost of other cards, converting crypto with Cashi Card is much more cost-effective (~0.5%). This means that you will get more USD for your crypto when using this card.
From all crypto cards we reviewed, Pulsar Card, Ethena Pay Card and OKX Card offer the cheapest crypto-to-fiat conversions (~0%, ~0% and ~0.1% respectively), while converting crypto with OWNR Card will cost you the most, ~4.64%.
How Does Cashi Card Compare to Other Crypto Cards?
Cashi Card ranks #7 out of 70 amongst all the crypto cards we have reviewed so far. This means it's in the Top 30%.
Strongest Features Against Competitors
Here are the strongest features of Cashi Card against its 69 competitors:
- Offers a generous 50,000 USD daily spend limit (other cards offer 10,000 USD limit on average).
- Their customer service is very good with a 9/10 score (others score only 7.6/10 on average).
- Doesn't require preconverting of your crypto, converts needed amount automatically on every purchase (while 60% of competing crypto cards require you to preload card in advance).
- You won't be charged any monthly fee (while 10% of other crypto cards charge one, with a median of 2 USD per month).
- Their crypto-to-fiat conversion cost, including all related fees and spread, is among the lowest at ~0.5% (versus an average of ~1.3% with other cards.)
- Their overall fees & limits structure is incredibly generous, with a score of 8/10 (average fees & limits structure rating amongst other cards is 6.3/10).
- Supports USD withdrawals to a local bank account, so you can cash out in your home currency whenever you need to pay bills at home.
Weakest Features Against Competitors
Compared to its 69 competitors, here are the shortcomings of Cashi Card:
- Apple Pay isn't enabled (while 80% of competing crypto cards have it).
- Only available in virtual format (while 40% of competing crypto cards offer both physical and virtual cards).
- There is no physical card, so you cannot withdraw cash from an ATM with it.
Cashi Card vs. Plasma One Card vs. KAST Card
Cashi Card
|
Plasma One Card
|
KAST Card
|
|
|---|---|---|---|
| Monthly Fee | 0.00 USD | 0.00 USD | 0.00 USD |
| Crypto to Fiat Cost | ~0.5% | 0% | 0% |
| Highest Cashback | up to 3% | up to 4% | up to 5% |
| Entry-Level Cashback | up to 3% | 2% | 1.5% |
| Daily Spending Limit | 50,000 USD | 1,000,000 USD | Unlimited |
| Daily ATM Limit | N/A (Virtual-Only Card) | 1,000 USD | 1,500 USD |
| Foreign Exchange Fee | 1% | 1% | 1.75% |
| Asset Management | Custodial | Non-Custodial | Custodial |
| Availability for United States |
|||
| Supported Cryptocurrencies | 6 | 2 | 5 |
| Apple Pay | Not Enabled | Enabled | Enabled |
| Customer Service | Great | Great | Great |
| Brand Authority | Growing | Growing | Well-Known |
Want a different matchup? Compare any 3 cards here.
If you plan to use your card for daily purchases, then daily spending limit is an important consideration for you. KAST Card offers an unparalleled Unlimited daily spending limit. You will get lower daily limits with Cashi Card and Plasma One Card.
Cashback rewards are a great way to earn back some of the money you spend on your card and is an important consideration as well. Out of the three, KAST Card offers the best cashback rewards of up to 5%. The cashback rewards for Cashi Card and Plasma One Card are not as high.
To make a good choice, look through all features, as it is an individual choice. If you will mostly do online transactions with this card, then Apple Pay availability may not be a very important feature for you. If you travel a lot, foreign exchange rate will matter. And so on.
Is Cashi Card Available for Residents of United States?
No, Cashi Card is not available for residents of United States.
Cashi Card supports the following countries: Albania, Andorra, Angola, Anguilla, Antigua and Barbuda, Argentina, Armenia, Aruba, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belgium, Belize, Benin, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana, Brazil, British Indian Ocean Territory, Brunei, Bulgaria, Cambodia, Cameroon, Canada, Cayman Islands, Chad, Chile, Colombia, Costa Rica, Croatia, Curaçao, Cyprus, Czechia, Denmark, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Equatorial Guinea, Estonia, Ethiopia, Finland, France, Georgia, Germany, Ghana, Gibraltar, Greece, Grenada, Guadeloupe, Guatemala, Guyana, Haiti, Honduras, Hong Kong, Hungary, Iceland, Ireland, Italy, Ivory Coast, Jamaica, Japan, Kazakhstan, Kenya, Kosovo, Kuwait, Kyrgyzstan, Laos, Latvia, Liechtenstein, Lithuania, Luxembourg, Macao, Madagascar, Malaysia, Maldives, Mali, Malta, Marshall Islands, Mauritius, Mexico, Micronesia, Moldova, Monaco, Mongolia, Montenegro, Mozambique, Namibia, Nauru, Netherlands, New Zealand, Nicaragua, Nigeria, North Macedonia, Norway, Oman, Pakistan, Palau, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Poland, Portugal, Puerto Rico, Qatar, Romania, Rwanda, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Samoa, Saudi Arabia, Senegal, Serbia, Seychelles, Singapore, Slovakia, Solomon Islands, South Africa, South Korea, Spain, Sri Lanka, Suriname, Sweden, Switzerland, Taiwan, Tajikistan, Tanzania, Thailand, Timor-Leste, Trinidad and Tobago, Tunisia, Turkmenistan, Turks and Caicos Islands, Tuvalu, Uganda, United Arab Emirates, United Kingdom, Uruguay, US Virgin Islands, Uzbekistan, Vanuatu, Zambia, Zimbabwe.
To see our list of available crypto cards for 🇺🇸 United States, see this list. There are currently 16 cards listed there.
You may also be interested in this article: Crypto Cards for USA: The Best Options for Americans.
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