Hafaadai. 😉
If you're from Guam, here are 13 crypto cards that will accept your registration.
TLDR: No time to read everything? Skip down to the one best card we recommend for Guam, based on all the analysis and criteria.
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USD
Apple Pay
up to 5% cashback
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USD
Apple Pay
up to 3% cashback
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USD
Apple Pay
up to 4% cashback
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USD
Apple Pay
up to 6% cashback
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USD
Apple Pay
up to 3% cashback
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USD
Apple Pay
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USD
Apple Pay
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USD
Apple Pay
up to 5% cashback
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USD
No Apple Pay
2% cashback
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USD
Apple Pay
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EUR
Apple Pay
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USD
Apple Pay
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USD
No Apple Pay
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How Much Is the Foreign Exchange Fee to Use These Cards in Guam?
Many of these cards are denominated in USD, so if you use them in Guam you will not get charged for the currency conversion.
Here are all USD-denominated cards that support Guam:
Some of the cards are denominated in EUR. This means every time you spend with one of these cards in Guam, your payment needs to be converted into United States Dollar first. Your card will charge an FX fee when converting to USD.
Here's how EUR-denominated cards compare when it comes to foreign exchange (FX) fees.
* Visa and Mastercard charge around ~1% on top of the card's FX fee.
Example: Bitcoin.com charges 2% foreign exchange fee. On a 10.00 Dollars purchase, you pay $10.00 + $0.20 foreign exchange fee + $0.10 Mastercard foreign exchange fee = $10.30.
Which Crypto Cards offer Physical cards for Guam?
Here are all the crypto cards that offer a physical card in Guam:
Here are all crypto cards that support Guam but DO NOT offer a physical card:
How Much Cashback Do These Crypto Cards Pay?
Out of the 13 crypto cards available in Guam, 7 offer cashback.
The highest advertised cashback % is usually not what you get on the free tier. You may need to pay a monthly fee or stake a large amount of tokens to unlock it.
Below you will see the entry-level cashback rate instead: what you can earn on the Free tier.
Tria
6%
no monthly cap
daily spend limit 1,000,000 USD
Plasma One
Unlimited
2% cashback
daily spend limit 1,000,000 USD
Ether.fi
3%
capped at $60 a month
no daily spend limit
Ether.fi
3%
free tier
$15.00
monthly cap reached
capped at $60 a month
3% on first $2,000, then 0.5%
same on every tier
Ether.fi offers up to 3% cashback for USD transactions, and up to 2% for EUR card transactions. Your cashback rate decreases as your monthly spending increases, and the maximum cashback is capped, depending on your tier.
You can earn membership points by staking assets, holding funds in Liquid Vaults, and spending with the ether.fi Cash card. Earning more points each month qualifies you for higher membership tiers.
Cashback for Card Transactions in USD
| Monthly Spend | Core | Luxe | Pinnacle |
| first $2,000 | 3%
($60 cap) |
3%
($60 cap) |
3%
($60 cap) |
| next $1,000 | 1%
($70 cap) |
3%
($90 cap) |
3%
($90 cap) |
| $3,000+ | 0.5%
($1000 cap) |
0.5% - 3%
($1000 cap) |
0.5% - 3%
($1000 cap) |
If you spend $3,000 per month, you would earn $70-$90 in cashback - which gives you a good feel on how much monthly value you can get with this card.
The maximum cashback rewards you can earn is limited to $1,000 USD per month.
Reality CheckSome other crypto cards advertise higher cashback %, but you may end up earning less because their monthly cashback caps are much lower. When compared at the entry-level tier, Ether.fi Card's 3% cashback offers similar value comparing to competitors:
| Ether.fi Card | Industry Average1 | |
| Entry Level Cashback | 3% | 1% |
| Entry Level Cashback Monthly Cap | 60 USD | 80 USD |
Here are Ether.fi's membership levels, pricing and benefits for each plan. Pick the one that makes sense for your budget and the perks you actually care about.
 Core Tier |
 Luxe Tier |
 Pinnacle Tier |
 VIP Tier Invite-Only |
|
| Price | $0 | 10,000 Points (earned on ~$3,300 spend) or 15,000 $ETHFI staked (~ $8,737 to stake) |
50,000 Points (earned on ~$16,600 spend) or 100,000 $ETHFI staked (~ $58,247 to stake) |
Confidential |
| Cashback | 3% on $2,000, then 0.5%-1% ($1,000 cap) |
3% on $10,000, then 0.5%-1% ($1,000 cap) |
3% on $50,000, then 0.5%-1% ($1,000 cap) |
Confidential |
| Daily Spend Limit | Unlimited | Unlimited | Unlimited | Unlimited |
| Invite-Only Events | - | - | ||
| Personal Concierge | - | - |
You earn 3,000 points for every $1,000 you spend using your Ether.fi Cash card. You can also earn points by staking, depositing into Liquid, or holding ETHFI. Points reset every month, so your membership tier will fluctuate with time.
Plasma One
2%
free tier
$10.00
no monthly cap
2% on first $500, then 0.1%
up to 4%
staking required
Plasma One offers 2%-4% cashback on all eligible purchases, depending on the tier.
Your cashback is calculated in USD and paid out weekly in XPL tokens. After the payout, you can convert your XPL rewards to cash whenever you want.
Reality Check While Plasma One Card promotes up to 4% cashback, if you're an entry-level user, you'll qualify for 2% cashback.
Are other cards more generous at base tier? No, they are not. In fact, Plasma One Card has no cashback cap at all - that's significantly better than the industry average:
| Plasma One Card | Industry Average1 | |
| Entry Level Cashback | 2% | 1% |
| Entry Level Cashback Monthly Cap | Unlimited | 80 USD |
In addition, Plasma One offers nice perks, like boosted cashback for some purchase categories. For example, 10% cashback on AI-related spend.
Here are Plasma One's membership levels, pricing and benefits for each plan. Pick the one that makes sense for your budget and the perks you actually care about.
 Lite Tier |
 Core Tier |
 Platinum Tier |
|
| Price | $0 | $10/month ($120 yearly) or 20,000 $XPL staked (~ $1,806 to stake) |
100,000 $XPL staked (~ $9,032 to stake) |
| Cashback | 2% on $500, then 0.1% (no cap) |
3% on $1,000, then 0.25%-2% (no cap) |
4% on $1,000, then 1%-3% (no cap) |
| AI Cashback | - | 5% on $250, then 1%-4% (no cap) |
10% on $500, then 1%-5% (no cap) |
| Airlines Cashback | - | - | 10% ($50 cap) |
| FX Fee | 1% | 0.5% | 0% |
| Airport Lounge Access | - | ||
| Global eSIM | - |
Based
2%
free tier
$10.00
monthly cap reached
capped at $20 a month
same on every tier
Based Card offers 2-4% cashback, but the monthly cashback caps are pretty low:
| Tier | Cashback | Cashback Cap | Extra Bonuses |
| Orange
(coming soon) |
0% | - | - |
| Hype
10,000 $BASED Staked ~700 USD¹ |
2% | 20$ | $10/month on ChatGPT & Claude |
| Gold
100,000 $BASED Staked ~6,800 USD¹ |
4% | 100$ | $20/month on Netflix + $100/month on ChatGPT & Claude. Plus, 4 airport lounge visits per year. |
You receive cashback in $BASED tokens at the start of each month. Since the $BASED token has already launched (TGE was in March 2026), you can convert the cashback into USDC or USDT right away and then spend or withdraw it.
Reality CheckSome other crypto cards advertise higher cashback %, but you may end up earning less because their monthly cashback caps are much lower. When compared at the entry-level tier, Based Card's 2% cashback offers similar value comparing to competitors:
| Based Card | Industry Average1 | |
| Entry Level Cashback | 2% | 1% |
| Entry Level Cashback Monthly Cap | 20 USD | 80 USD |
Here are Based's membership levels, pricing and benefits for each plan. Pick the one that makes sense for your budget and the perks you actually care about.
 Orange Tier Coming Soon |
 Hype Tier LIVE |
 Gold Tier LIVE |
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| Price | $0 | 10,000 $BASED staked (~ $672 to stake) |
100,000 $BASED staked (~ $6,718 to stake) |
| Cashback | 0% | 2% ($20 cap) |
4% ($100 cap) |
| FX Fee | 2.5% | 1.5% | 0% |
| Daily Spend Limit | $3,000 | $3,000 | $30,000 |
| Airport Lounge Access | - | - | |
| Invite-Only Events | - | - |
KAST
1.5%
free tier
$7.50
monthly cap reached
capped at $30 a month
up to 5%
$850/month
KAST Card has a generous rewards program, offering up to 3% cashback in USD, plus an additional up to 2% back in KAST Reward Points.
KAST is also rolling out Tasks, where you can earn extra cash bonuses for things like using your card, making deposits, or using Earn vaults.
Your cashback becomes redeemable after 14 days. Once you redeem it, it will automatically be applied toward your next card purchases.
KAST Reward Points
You can also earn points every time you use your card, with up to 2% of the transaction value, depending on your membership tier. Right now, 1 KAST Point =$0.08 USD.
KAST is planning to launch a token in Q4 of 2026.
Here are KAST's membership levels, pricing and benefits for each plan. Pick the one that makes sense for your budget and the perks you actually care about.
 Standard Tier |
 Premium Tier |
 Private Tier |
|
| Price | $0 | $85/month ($1,000 yearly) |
$850/month ($10,000 yearly) |
| Physical Card Shipping | $40 | Free | Free |
| Cashback in USD | 1.5% ($30 cap) |
2% ($200 cap) |
3% ($1,500 cap) |
| Rewards in KAST Points | 0% | 1% (no cap) |
2% (no cap) |
| Daily Spend Limit | Unlimited | Unlimited | Unlimited |
Lava
1%
free tier
$5.00
no monthly cap
up to 5%
Lava Card offers up to 5% back in Bitcoin every time you spend, but realistically, most users will earn 1-3% cashback, depending on where they live. The full 5% BTC rewards apply when you spend with Lava merchant partners only.
| Eligibility | Cashback |
| User anywhere in the world, at selected Lava merchant partners | 5% |
| User in United States | 3% |
| User outside of United States | 1% |
Rewards are paid in Bitcoin (BTC) after your transaction settles, and you can track them inside the Lava app.
Tria
1.5%
free tier
$3.50
no monthly cap
1.5% on first $100, then 0.5%
up to 6%
Tria Card offers 1.5% - 6% cashback. Rewards are not paid as immediate cash and are scheduled to be distributed after the Token Generation Event (TGE).
Reality Check While Tria Card promotes up to 6% cashback, if you're an entry-level user, you'll qualify for 1.5% cashback.
Are other cards more generous at base tier? No, they are not. In fact, Tria Card has no cashback cap at all - that's significantly better than the industry average:
| Tria Card | Industry Average1 | |
| Entry Level Cashback | 1.5% | 1% |
| Entry Level Cashback Monthly Cap | Unlimited | 80 USD |
You also earn XP points every time you use the card. The amount of XP depends on how much you spend in USD and your account multiplier, so higher tiers earn faster. You can earn XP from card spending, referrals, trading, Earn vaults, daily check-ins, onboarding actions, etc.
XP Points help you unlock higher levels, better multipliers, seasonal rewards, and other Tria perks.
With all the cashback, XP points, rewards, and perks, Tria makes it feel like you are playing a fun game. You will keep you coming back, for sure:)
Here are Tria's membership levels, pricing and benefits for each plan. Pick the one that makes sense for your budget and the perks you actually care about.
 Virtual Tier |
 Signature Tier |
 Premium Tier |
|
| Price | $2/month ($25 yearly) |
$9/month ($109 yearly) |
$21/month ($250 yearly) |
| Cashback in USD | 1.5% on $100, then 0.5% (no cap) |
4.5% on $1,000, then 1% (no cap) |
6% on $2,000, then 1% (no cap) |
| Rewards in Tria Points | 1 Point per $1 (no cap) |
1.5 Points per $1 (no cap) |
1.5 Points per $1 (no cap) |
| Boosted Yield on Earn | - |
Tria Points don’t have a fixed cash value, but they unlock Mystery Boxes with cashback, travel credits, USDT, perks, or equity draws.
RedotPay
0%
free tier
$0
cap not published
up to 3%
$12.9/month
Redotpay offers 3% cashback, reserved for their Pro tier ($12.90 / month). Note that it's capped at $18 max cashback per month.
p.s. RedotPay is always running fun promos!
Here’s what some of them look like:
Their promos are creative and always fun to join. You can get discounted cards or bonus USD rewards. These rewards are issued in a special USD denomination within their app, expire in 30 days, and can only be spent using their card—they cannot be withdrawn to your external wallet.
Here are RedotPay's membership levels, pricing and benefits for each plan. Pick the one that makes sense for your budget and the perks you actually care about.
 Standard Tier |
 Pro Tier |
|
| Price | $0 | $12.90/month |
| Virtual Card Cost | $10 | Free |
| Cashback | 0% | 3% ($18 cap) |
| FX Fee | 1.2% | 1.2% |
Cashback is paid on the amount you spend, and most cards limit how much you can earn. Some publish a monthly cap, and the figure above stops there. Others advertise a rate that only applies to the first slice of your monthly spend, then drop to a much lower ongoing rate - that drop is applied above too. Either way, a headline rate on its own tells you very little.
Here are all crypto cards that support Guam but DO NOT offer cashback:
Is There an Ideal Crypto Card for Guam?
To help you pick the best card, here goes. You should look at cards that have no monthly fee and no foreign exchange fee, let you spend without limits, pay you cashback, come with a physical card, and work with Apple Pay.
1 of the 13 crypto cards you can get in Guam ticks all 6 boxes:
| No Monthly Fee | 0% Foreign Exchange Fee | Unlimited Spend | Offers Cashback | Has Physical Card | Has Apple Pay | ||
|---|---|---|---|---|---|---|---|
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Ether.fi
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No Monthly Fee: yes | 0% Foreign Exchange Fee: yes | Unlimited Spend: yes | Offers Cashback: yes | Has Physical Card: yes | Has Apple Pay: yes | Go to Site Our Review8.6 |
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Tria
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No Monthly Fee: no2 USD | 0% Foreign Exchange Fee: yes | Unlimited Spend: yes | Offers Cashback: yes | Has Physical Card: yes | Has Apple Pay: yes | Go to Site Our Review8.3 |
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KAST
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No Monthly Fee: yes | 0% Foreign Exchange Fee: no1.75% | Unlimited Spend: yes | Offers Cashback: yes | Has Physical Card: yes | Has Apple Pay: yes | Go to Site Our Review8.7 |
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RedotPay
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No Monthly Fee: yes | 0% Foreign Exchange Fee: no1.2% | Unlimited Spend: yes | Offers Cashback: yes | Has Physical Card: yes | Has Apple Pay: yes | Go to Site Our Review7.8 |
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Lava
|
No Monthly Fee: yes | 0% Foreign Exchange Fee: yes | Unlimited Spend: no10,000 USD | Offers Cashback: yes | Has Physical Card: no | Has Apple Pay: yes | Go to Site Our Review6.4 |
Ether.fi ticks every box. Tria and KAST are almost ideal, except that Tria has a monthly fee of 2 USD and KAST has a foreign exchange fee of 1.75%.
Best for Guam: If you're from Guam, the best card for you to use, based on the above, is Ether.fi Card.
FOR GUAM READERS
Know a Card Available in Guam That We Missed?
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