Crypto Cards Available for China
So far, we have reviewed 3 crypto cards that support China. Bookmark this page to keep an eye for new reviews.
Do you know a crypto card that is missing on this page? Email us the name of the card, and we will add it.
Top 3 Crypto Cards in China
Here is a quick side-by-side of the highest-ranking crypto cards available in China based on our reviews. Tap a card to read the full review.
 Xapo Card |  ZEN Card |  Onboard Card | |
|---|---|---|---|
| Supports China | |||
| Score | 7.7 | 5.6 | 5.3 |
| Monthly Fee | 85 USD | 0.00 EUR | 0.00 USD |
| Crypto to Fiat Cost | ~0.1% | ~2.5% | ~0.35% + Gas Fees |
| Highest Cashback | up to 1% | None | None |
| Daily Spending Limit | 750,000 USD | 10,000 EUR | 5,000 USD |
| Foreign Exchange Fee | 0% | 0.5% | 2% + $0.5 |
| Apple Pay | Not Enabled | Enabled | Not Enabled |
| Pro | You can get both a physical card and a second virtual card (while 70% of competing crypto cards offer only one type - either physical or just virtual). | Their customer service is very good with a 9.3/10 score (others score only 7.3/10 on average). | You won't be charged any monthly fee (while 20% of other crypto cards charge one, with a median of 1.6 USD per month). |
| Con | Apple Pay isn't enabled (while 70% of competing crypto cards have it). | Doesn't offer any free ATM withdrawals (in contrast to 40% of crypto cards which offer an average of 200 EUR free withdrawal allowance per month). | Daily spend is capped at 5,000 USD (while other cards offer 10,000 USD daily spend limit on average). |
Cashback in China
How generous are crypto card cashback offers in China? Below is a snapshot based on the 3 cards available there, plus a reality check against what entry-level users actually earn.
33% of cards in China offer cashback
- 1 of 3 cards available here advertise cashback.
- Highest advertised cashback: 1%.
- Average top-tier cashback (across cards that offer one): 1%.
- Industry-wide: 55% of all crypto cards offer cashback, top-end goes up to 20%.
Base-tier cashback reality check
Cards in China may advertise rates as high as 1%, but entry-level users typically see far less:
- Average entry-level cashback rate here: 1% (industry benchmark: 1%).
- Average monthly cashback cap at the entry tier: 3,000 (industry benchmark: 55 EUR).
Marketed maximum rates almost always require holding the issuer's native token or paying for a premium tier — the base-tier figures above are what most users actually earn.
Highest Cashback Crypto Cards in China
| Max Cashback | Base-tier Cashback | |
|---|---|---|
| 1. Xapo Card | 1% | 1% / cap 3,000 USD |
