Trustee Card
- 0% foreign exchange fee
- Apple Pay enabled
- Auto-converts crypto to EUR on card purchase
- Supports only 3 cryptocurrencies
- No cashback
- No physical card
-
Key Features
| Visa or MC | |
|---|---|
| Debit or Credit | Debit Card |
| Denominated In | € EUR |
| Apple Pay | Enabled |
| Monthly Fee | 0.00 EUR |
| Monthly Inactivity Fee | 0.00 EUR |
| Crypto to EUR Crypto->EUR Conversion Cost | ~1% |
| Cashback | None |
| Daily Spending Limit | 5,000 EUR |
| Daily ATM Withdrawal Limit | N/A (Virtual-Only Card) |
| Foreign Exchange Fee | 0% |
| Crypto to Fiat Conversion | Auto on Every Purchase |
| Crypto Asset Management | Custodial (stores crypto keys on your behalf) |
| Supported Countries | AustriaBelgiumBulgariaCroatiaCyprusCzech RepublicDenmarkEstoniaFinlandFranceGermanyGreeceHungaryIcelandIrelandItalyLatviaLiechtensteinLithuaniaLuxembourgMaltaNetherlandsNorwayPolandPortugalRomaniaSlovakiaSloveniaSpainSwedenUkraine |
| Supported Cryptocurrencies | BTCETHUSDT |
Trustee Card: a virtual-only crypto debit card with 0% foreign exchange fees
Trustee Card Benefits and Rewards
Trustee Global does not offer cashback rewards or any additional incentives for using the card.
Trustee Card is a Debit Card
- Debit Card
- Credit Card
- Prepaid Card
- No Bank Account Offered
Trustee Card differs from a traditional debit card, where the balance is linked directly to your bank account.
Instead, with Trustee Global, the card is connected to your chosen crypto coin balance on their platform. Since Trustee Global doesn't offer a bank account with this card (while some crypto cards do), it means you won't be able to receive third-party payments, like fiat withdrawals from exchanges, for example.
It's Issued Solely in Virtual Form, Lacking a Physical Version
Trustee Card is available solely in virtual format, unlike 30% of crypto cards offering both physical and virtual versions. This means you cannot use it for ATM withdrawals, or at places like car rental companies or hotels that require a physical card for security deposit and identity verification. The virtual card will be issued to you instantly after you complete the KYC Identity Verification.
Wondering about the pros and cons of virtual-only format? Here are some highlights:
No Physical Card | Virtual Card |
|---|---|
| No ATM Withdrawals | Instantly Available, No Waiting for Mail |
| No Card when Hotels or Car Rentals Require it | Ideal for Online Purchases |
| No Card When Phone Dies or no Internet | Environmentally Friendly |
| No Feel-Good Backup Payment Method | No Tangible Item to Misplace |
Useful:Since Trustee Card supports Apple Pay, you can still use this card in real life, to pay for everyday purchases.
The 'back' of virtual Trustee Card
| Card Issuer | Quicko Sp Z Oo |
|
BIN Number ⓘ
BIN number is the first 8 digits of the card and identifies the card issuer.
| 55577080 |
| Validity Period | 5 years |
| Issuing Country | Poland |
Crypto-to-EUR Conversion Cost with Trustee Card
Trustee Card Converts Your Crypto on Demand
Trustee Card offers instant conversion to EUR at the time of purchase. This allows you to hold your crypto and exchange to real-life currency only when you need to. No need to pre-convert your cryptocurrencies or preload the card.
| Crypto to Fiat Conversion Fee | 0.5% |
| Sell Spread | ~0.5% |
| Load Fee | 0% |
| Transaction Fee | 0% |
| Total Crypto to EUR Cost | ~1% |
Low Cost:Compared to the average ~1.8% crypto-to-fiat cost of other cards, converting crypto with Trustee Card is much more cost-effective (~1%). This means that you will get more EUR for your crypto when using this card.
From all crypto cards we reviewed for Europe, WhiteBIT Card, Holyheld Card and Trade Republic Card offer the cheapest crypto-to-fiat conversions (~0.28%, ~0.5% and ~0.7% respectively), while converting crypto with OWNR Card will cost you the most, ~4.64%.
How Does Trustee Card Compare to Other Crypto Cards?
Trustee Card ranks #40 out of 63 amongst all the crypto cards we have reviewed so far. This card is a solid choice among the many crypto cards available, offering competitive features and benefits.
We compared Trustee Card with 42 similar crypto cards, available for the same geographical region. See the resulting pros and cons below.
Strongest Features Against Competitors
Here are the strongest features of Trustee Card against its 42 competitors:
- Has a Foreign Exchange Fee of 0% (other cards have 1.5% average).
- Doesn't require preconverting of your crypto, converts needed amount automatically on every purchase (while 60% of competing crypto cards require you to preload card in advance).
- Their crypto-to-fiat conversion cost, including all related fees and spread, is among the lowest at ~1% (versus an average of ~1.8% with other cards.)
Weakest Features Against Competitors
Compared to its 42 competitors, here are the shortcomings of Trustee Card:
- Doesn't offer any cashback (while other cards give an average of 4%).
- Daily spend is capped at 5,000 EUR (while other cards offer 25,000 EUR daily spend limit on average).
- Supports only 3 cryptocurrencies (while other cards support an average of 15).
- Only available in virtual format (while 30% of competing crypto cards offer both physical and virtual cards).
Trustee Card vs. Crypto.com Card vs. Nexo Card
Trustee Card
|
Crypto.com Card
|
Nexo Card
|
|
|---|---|---|---|
| Monthly Fee | 0.00 EUR | 0.00 EUR | 0.00 EUR |
| Crypto to Fiat Cost | ~1% | ~0.75% | ~0.75% |
| Highest Cashback | None | up to 5% | up to 2% |
| Entry-Level Cashback | None | 1% | 0.5% |
| Daily Spending Limit | 5,000 EUR | 25,000 EUR | 10,000 EUR |
| Daily ATM Limit | N/A (Virtual-Only Card) | 2,000 EUR | 2,000 EUR |
| Foreign Exchange Fee | 0% | 2% | 2% |
| Asset Management | Custodial | Custodial | Custodial |
Availability for  United States |
|||
| Supported Cryptocurrencies | 3 | 22 | 86 |
| Apple Pay | Enabled | Enabled | Enabled |
| Customer Service | Great | Bad | Great |
| Brand Authority | Growing | Well-Known | Well-Known |
If you plan to use your card for daily purchases, then daily spending limit is an important consideration for you. Crypto.com Card offers the highest daily spending limit of 25,000 EUR. You will get lower daily limits with Trustee Card and Nexo Card.
Cashback rewards are a great way to earn back some of the money you spend on your card and is an important consideration as well. Out of the three, Crypto.com Card offers the best cashback rewards of up to 5%. The cashback rewards for Nexo Card are not as high. With Trustee Card, you will have no cashback rewards at all.
To make a good choice, look through all features, as it is an individual choice. If you will mostly do online transactions with this card, then Apple Pay availability may not be a very important feature for you. If you travel a lot, foreign exchange rate will matter. And so on.
We Tested Trustee Global's Customer Support
We asked Trustee Global's customer support different questions, and then rated their responses to evaluate how good their support is.
Why should you Care:When you'll have a money-related question, like a missing deposit or being overcharged - having good support at that moment will be crucial for you.
Trustee Global offers support via the following channels:
| Chat | in-app |
| contact@trusteeglobal.com |
Location: Trustee Global customer service reps are located in 
Ukraine.¹
| Support Channel | Our Interaction | Score |
Email (replied in 2 h 27 min) | Answered 4 questions asked, in great detail. Quickly replied to a follow up question. | High Competence Somewhat Personalized Flawless English, Professional Tone 9.5/10 |
Email (replied in 19 min) | Answered a question about a minimum conversion amount on small card transactions. Well explained, professional tone. | High Competence Not Personalized Flawless English, Professional Tone 9/10 |
Email (replied in 19 min) | Very competent reply to a question about spread vs fee. Quick, and knowledgeable. | High Competence Somewhat Personalized Flawless English, Professional Tone 9.5/10 |
Chat (replied in 1 min) | Quickly replied to a question about 3ds security. Short, to the point, informal replies. | High Competence Not Personalized Adequate English, Informal Tone 8/10 |
Chat (replied in 1 min) | Didn't understand the question, had to restate. Answers didn't show confidence. | Low Competence Not Personalized Adequate English, Professional Tone 4/10 |
To summarize,
Competence and Problem-Solving: More often than not, Trustee Global's customer service responses are highly competent, proving they're a company that takes your questions seriously.
Customer Love: Their responses will be personalized when they need to look up specific information from your account, although they may not always address you by name.
Reply Speed: They respond remarkably quickly, with most of their replies coming within an average of 37 minutes, significantly saving your time.
Overall Customer Service Rating: 8/10
This excellent score places Trustee Global's Customer Service well above the crypto card industry average of 7.2/10.
Trustee Card supports 31 countries
Is Trustee Card Available for Residents of United States?
No, Trustee Card is not available for residents of United States.
Trustee Card supports the following countries: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Ukraine.
To see our list of available crypto cards for 🇺🇸 United States, see this list. There are currently 11 cards listed there.
You may also be interested in this article: Crypto Cards for USA: The Best Options for Americans.
Valuable Points. What's My Next Step?
Paulina Masson
Paulina has a strong background in finance and cryptocurrency. She's been involved with crypto since its early days and has observed its progression over the years. Notably, she possesses expertise in various crypto products, having personally tested and evaluated many of them. In her spare time, she is developing a crypto bot designed to automatically trade on short timeframes.
