Spritz Card
- Supports largest blockchains
- Easy non-custodial wallet connection
- Quick KYC
- Virtual-only card
- No 3ds security option, so some online purchases will get declined
-
Key Features
| Visa or MC | |
|---|---|
| Debit or Credit | Prepaid Card |
| Denominated In | $ USD |
| Apple Pay | Enabled |
| Monthly Fee | 0.00 USD |
| Monthly Inactivity Fee | 0.00 USD |
| Crypto to USD Crypto->USD Conversion Cost | ~2% + Gas Fees |
| Cashback | None |
| Daily Spending Limit | 10,000 USD |
| Daily ATM Withdrawal Limit | N/A (Virtual-Only Card) |
| Foreign Exchange Fee | 0% |
| Crypto to Fiat Conversion | Manual when Preloading |
| Crypto Asset Management | Non-Custodial (connect your own wallet) |
| Supported Countries | AndorraAustraliaAustriaBelgiumBrazilCanadaCyprus |
| Supported Blockchains | ArbitrumAvalancheBaseBinance Smart ChainBitcoinDashEthereum |
| Supported Cryptocurrencies | 0XBTC1000X1ART1CAT1EARTH1INCH1MIL1ONE1SOL1WAY21ADA21XRP2KEY3CRV3DC |
Your Spritz Card: USD crypto card that connects to your non-custodial wallet
Spritz Card Benefits and Rewards
Spritz does not offer cashback rewards or any additional incentives for using the card.
Spritz Card is a Prepaid Card
- Debit Card
- Credit Card
- Prepaid Card
- No Bank Account Offered
Spritz Card is very much like a traditional prepaid card that carries its own balance, and you'll need to top it up before use.
It should be noted that Spritz Finance doesn't offer a bank account with this card (while some crypto cards do), which means you won't be able to receive third-party payments, like fiat withdrawals from exchanges, for example.
It's Issued Solely in Virtual Form, Lacking a Physical Version
Spritz Card is available solely in virtual format, unlike 30% of crypto cards offering both physical and virtual versions. This means you cannot use it for ATM withdrawals, or at places like car rental companies or hotels that require a physical card for security deposit and identity verification. The virtual card will be issued to you instantly after you complete the KYC Identity Verification.
Wondering about the pros and cons of virtual-only format? Here are some highlights:
No Physical Card | Virtual Card |
|---|---|
| No ATM Withdrawals | Instantly Available, No Waiting for Mail |
| No Card when Hotels or Car Rentals Require it | Ideal for Online Purchases |
| No Card When Phone Dies or no Internet | Environmentally Friendly |
| No Feel-Good Backup Payment Method | No Tangible Item to Misplace |
Useful:Since Spritz Card supports Apple Pay, you can still use this card in real life, to pay for everyday purchases.
The 'back' of virtual Spritz Card
| Card Issuer | Pathward |
|
BIN Number ⓘ
BIN number is the first 8 digits of the card and identifies the card issuer.
| 41894707 |
| Validity Period | 5 years |
| Issuing Country | United States |
Crypto-to-USD Conversion Cost with Spritz Card
Spritz Card Requires Pre-Load
Before you can use your Spritz Card, you will need to top-up your account. This means you will have to convert your crypto in advance, exchanging it to USD and moving it to the card account, to make it available for spending.
| Crypto to Fiat Conversion Fee | 0.5% |
| Broker Sell Spread | ~0.5% |
| Load Fee | 1% |
| Transaction Fee | 0% |
| Gas Fees | vary |
| Total Crypto to USD Cost | ~2% + Gas Fees |
Reality Check:Compared to the average ~1.8% crypto-to-fiat cost of other cards, converting crypto with Spritz Card will cost you about the same (~2% + Gas Fees).
From all crypto cards we reviewed, Kast Card, WhiteBIT Card and Holyheld Card offer the cheapest crypto-to-fiat conversions (~0%, ~0.28% and ~0.5% respectively), while converting crypto with OWNR Card will cost you the most, ~4.64%.
How Does Spritz Card Compare to Other Crypto Cards?
Spritz Card ranks #50 out of 63 amongst all the crypto cards we have reviewed so far. This card is a solid choice among the many crypto cards available, offering competitive features and benefits.
In addition, Spritz Card ranks #12 out of 15 amongst Non-Custodial Crypto Cards.
Strongest Features Against Competitors
Here are the strongest features of Spritz Card against its 63 competitors:
- Has a Foreign Exchange Fee of 0% (other cards have 1.5% average).
- Supports 3511 cryptocurrencies (while other cards support an average of 20).
- Their customer service is very good with a 8.5/10 score (others score only 7.2/10 on average).
- Supports 11 blockchains (while other non-custodial cards support an average of 6 blockchains).
- This crypto card is non-custodial, which means you keep the keys to your crypto assets and can connect your own wallet. You have full control, unlike with custodial cards that manage your crypto assets.
- Available for residents of United States.
Weakest Features Against Competitors
Compared to its 63 competitors, here are the shortcomings of Spritz Card:
- Doesn't offer any cashback (while other cards give an average of 4%).
- Daily spend is capped at 10,000 USD (while other cards offer 21,500 USD daily spend limit on average).
- Lesser-known company with a 3/10 brand authority score (the average for all competing cards is 6/10).
- Requires preconversion of crypto to load the card (while 30% of competitors auto-convert on every purchase).
- Only available in virtual format (while 30% of competing crypto cards offer both physical and virtual cards).
Spritz Card vs. THORWallet Card vs. Gnosis Card
Spritz Card
|
THORWallet Card
|
Gnosis Card
|
|
|---|---|---|---|
| Monthly Fee | 0.00 USD | 0.00 EUR | 0.00 EUR |
| Crypto to Fiat Cost | ~2% + Gas Fees | ~1.75% + Gas Fees | 0% + Gas Fees |
| Highest Cashback | None | None | up to 5% |
| Entry-Level Cashback | None | None | 2% |
| Daily Spending Limit | 10,000 USD | 5,000 EUR | 8,000 EUR |
| Daily ATM Limit | N/A (Virtual-Only Card) | N/A (Virtual-Only Card) | 500 EUR |
| Foreign Exchange Fee | 0% | 1.5% | 0% |
| Asset Management | Non-Custodial | Non-Custodial | Non-Custodial |
Availability for  United States |
|||
| Supported Cryptocurrencies | 3511 | 4 | 2 |
| Apple Pay | Enabled | Enabled | Not Enabled |
| Customer Service | Great | Great | Great |
| Brand Authority | Less-Known | Less-Known | Growing |
If you plan to use your card for daily purchases, then daily spending limit is an important consideration for you. Spritz Card offers the highest daily spending limit of 10,000 EUR. You will get lower daily limits with THORWallet Card and Gnosis Card.
Cashback rewards are a great way to earn back some of the money you spend on your card and is an important consideration as well. Out of the three, Gnosis Card offers the best cashback rewards of up to 5%. With Spritz Card and THORWallet Card, you will have no cashback rewards at all.
To make a good choice, look through all features, as it is an individual choice. If you will mostly do online transactions with this card, then Apple Pay availability may not be a very important feature for you. If you travel a lot, foreign exchange rate will matter. And so on.
Spritz Card supports 30 countries
Is Spritz Card Available for Residents of United States?
Yes, Spritz Card is available for residents of United States.
Spritz Card supports the following countries: Andorra, Australia, Austria, Belgium, Brazil, Canada, Cyprus, Czech Republic, Denmark, Finland, France, Germany, Gibraltar, Greece, Ireland, Italy, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Spain, Sweden, Switzerland, United Arab Emirates, United Kingdom, United States.
To see our list of available crypto cards for 🇺🇸 United States, see this list. There are currently 11 cards listed there.
You may also be interested in this article: Crypto Cards for USA: The Best Options for Americans.
Solid Info. What's My Next Step?
Paulina Masson
Paulina has a strong background in finance and cryptocurrency. She's been involved with crypto since its early days and has observed its progression over the years. Notably, she possesses expertise in various crypto products, having personally tested and evaluated many of them. In her spare time, she is developing a crypto bot designed to automatically trade on short timeframes.
