If you are Irish, you are lucky when it comes to crypto cards, since there are plenty of options for you to choose from. This is not the case with people from United States for example, as USA crypto card options are very limited.
The new MiCA regulation for crypto products and services in the EU, is shaking things up in Ireland as well. It’s creating a clear set of rules for crypto businesses to follow, including compliance with the anti-money laundering rules and liability in case they lose investors’ assets.
This means that we can expect to see more trustworthy crypto products coming to life soon.
Here is a list of crypto cards available for Ireland right now:
KAST Card
- 1:1 conversion from stables to USD, no card load fees
- Supports Apple Pay
- Supports 170+ countries
- Up to 5% Cashback
- $80 million raised in Series A, going strong
- Physical Card costs $40
- High ATM withdrawal fees
KAST Card has a generous rewards program, offering up to 3% cashback in USD, plus an additional up to 2% back in KAST Reward Points.
KAST is also rolling out Tasks, where you can earn extra cash bonuses for things like using your card, making deposits, or using Earn vaults.
Your cashback becomes redeemable after 14 days. Once you redeem it, it will automatically be applied toward your next card purchases.
KAST Reward Points
You can also earn points every time you use your card, with up to 2% of the transaction value, depending on your membership tier. Right now, 1 KAST Point =$0.08 USD.
KAST is planning to launch a token in Q4 of 2026.
Here are KAST's membership levels, pricing and benefits for each plan. Pick the one that makes sense for your budget and the perks you actually care about.
![]() Standard Tier |
![]() Premium Tier |
![]() Private Tier |
|
| Price | $0 | $85/month ($1,000 yearly) |
$850/month ($10,000 yearly) |
| Physical Card Shipping | $40 | Free | Free |
| Cashback in USD | 1.5% ($30 monthly cap) |
2% ($200 monthly cap) |
3% ($1,500 monthly cap) |
| Rewards in KAST Points | 0% | 1% (no cap) |
2% (no cap) |
| Daily Spend Limit | Unlimited | Unlimited | Unlimited |
Kolo Card
- Almost no fees - crypto conversion spread only
- Enthusiastic team, beautiful UI
- Apple Pay Enabled
- High initial cashback of 5%
- No Physical Card Yet
When you use the Kolo Card, you can earn 1–5% Bitcoin cashback on your purchases. Simply spend with your Kolo card and the cashback will be credited to your BTC balance, usually within about five days after the transaction.
When you first sign up, you will receive 5% cashback on all your card transactions. The cashback percentage will change after your first month:
| Kolo Account Age | Cashback Rate | Max Cashback per Purchase | Max Cashback per Month |
| 1st Month | 5% | $5 | $100 |
| After First Month | 1% | $1 | $100 |
If you continue holding your cashback in BTC, the value of the rewards may increase over time if Bitcoin appreciates.
To create a new card, you’ll need to deposit 10 USDC. This isn’t a fee — the full amount is yours to spend, so the card is essentially free to open.
Revolut Card [EU]
- Unlimited daily spend
- Generous ATM withdrawal limit
- Card Design you'll want to show off
- Tiny 0.1% cashback for transactions in Europe
- No rewards for the free tier
Here are the benefits and rewards offered by Revolut for their EU-based cardholders:
Standard |
Plus |
Premium |
Metal |
Ultra |
|
| Monthly Cost | 0.00 EUR | 2.99 EUR | 7.99 EUR | 13.99 EUR | 50.00 EUR |
| Exclusive Card | Personalized Card | Personalized Card | Personalized Metal Card | Platinum-Plated Card | |
| Cashback | |||||
| Exclusive Subscriptions | |||||
| Travel Insurance | |||||
| Airport Lounge Access | Discounted | Discounted | Unlimited | ||
| Cashback on Hotels | up to 3% | up to 3% | up to 5% | up to 10% | up to 10% |
| Crypto-to-Fiat Fee | 1.49% | 1.49% | 0.99% | 0.99% | 0.49% |
Cashback is available only for Metal and Ultra plan members, 0.1% for transactions within Europe, and 1% for everywhere else. Cashback has a monthly cap of 13.99 EUR for Metal card and 50 EUR for Ultra Card.
Ultra plan members have these exclusive subscriptions included with their card: Financial Times Digital Newspaper, WeWork Coworking Access (3 free Passes), NordVPN, Freeletics Personal Coach, Sleep Cycle Tracker, Tinder Gold Subscription, Picsart AI Design Tools.
Insurance benefits are offered for the purpose of travelling abroad, and they include travel medical insurance, rental car damage insurance, winter sports injury insurance, luggage loss insurance, and third-party injury liability insurance.
Cashback on Hotels only applies to accommodations booked via Revolut Stays (similar to Airbnb).
Reality Check While Revolut Card promotes up to 1% cashback, if you're an entry-level user, you'll qualify for 0% cashback.
Are other cards more generous at base tier? Yes.
| Revolut Card | Industry Average1 | |
| Entry Level Cashback | 0% | 1% |
| Entry Level Cashback Monthly Cap | 0 EUR | 25 EUR |
Bybit Card
- Strong company
- Low foreign exchange fees
- Card balance earns you yield
- High cashback offered only for multi-million dollar accounts
- Poor customer service
Bybit offers up to 10% cashback for card transactions, depending on your VIP Level:
| Assets Balance Required | Cashback | Monthly Cashback Cap | |
| Non-VIP | 0 USD | 2% | 10 EUR |
| VIP 1 | 50,000 USD | 2% | 75 EUR |
| VIP 2 | 250,000 USD | 2% | 150 EUR |
| VIP 3 | 500,000 USD | 4% | 200 EUR |
| VIP 4 | 1,000,000 USD | 6% | 300 EUR |
| VIP 5 | 2,000,000 USD | 8% | 400 EUR |
| VIP Supreme | >500 M Trading Volume | 10% | 600 EUR |
VIP status is awarded when your assets reach 50,000 USD.
In addition to cashback, you will earn points when you spend with Bybit Card. The points can then be exchanged for various items such as crypto bonuses, coupons, and exclusive merchandise at Bybit’s Rewards Market.
Reality Check While Bybit Card promotes up to 10% cashback, if you're an entry-level user, you'll qualify for 2% cashback, capped at 10 EUR per month.
Are other cards more generous at base tier? Yes.
| Bybit Card | Industry Average1 | |
| Entry Level Cashback | 2% | 1% |
| Entry Level Cashback Monthly Cap | 10 EUR | 25 EUR |
Ledger CL Card [EU]
- Great customer service
- Generous daily spend limit
- Solid well-known company
- Auto-converts your crypto, no top-ups
- Supports only 8 coins
- No free ATM withdrawals
Ledger CL card offers up to 2% cashback on every purchase you make with the card. You can choose which cryptocurrency you prefer to receive your rewards in, and this will determine your reward percentage.
Here are your choices:
| Rewards Cryptocurrency | Cashback |
| BTC (Bitcoin) | 1% |
| USDT (Tether) | 1% |
| BXX (Baanx) | 2% |
The rewards are paid out at the end of each month.
Reality CheckSome other crypto cards advertise higher cashback %, but you may end up earning less because their monthly cashback caps are much lower. When compared at the entry-level tier, Ledger CL Card's 2% cashback offers more value:
| Ledger CL Card | Industry Average1 | |
| Entry Level Cashback | 2% | 1% |
| Entry Level Cashback Monthly Cap | 4,500 EUR | 25 EUR |
RedotPay Card
- Generous Daily Spend Limit
- Withdrawals to local banks supported in multiple currencies
- Many under-served countries supported
- $100+ million raised in Series B, going strong
- No real cashback (max $18 per month with Pro tier)
- Poor customer service, badly translated replies
Redotpay offers 3% cashback, reserved for their Pro tier ($12.90 / month). Note that it's capped at $18 max cashback per month.
p.s. RedotPay is always running fun promos!
Here’s what some of them look like:
Their promos are creative and always fun to join. You can get discounted cards or bonus USD rewards. These rewards are issued in a special USD denomination within their app, expire in 30 days, and can only be spent using their card—they cannot be withdrawn to your external wallet.
Here are RedotPay's membership levels, pricing and benefits for each plan. Pick the one that makes sense for your budget and the perks you actually care about.
![]() Standard Tier |
![]() Pro Tier |
|
| Price | $0 | $12.90/month |
| Virtual Card Cost | $10 | Free |
| Cashback | 0% | 3% ($18 monthly cap) |
| FX Fee | 1.2% | 1.2% |
Holyheld Card
- Non-custodial, you own your assets
- Generous Fee Structure for Crypto to EUR conversion
- IBAN EUR Account in your name
- Apple Pay Enabled
- FX Fee really high, this card is more suitable for use in Europe
- Available to Europeans only
- Less known company
Holyheld card offers up to 1% cashback on every purchase you make with the card.
Classic |
Limited |
Metal |
|
| One-Time Card Issuance Fee | 29 EUR | 99 EUR | 199 EUR |
| Cashback | 0.5% | 0.5% | 1% |
| Monthly Cashback Cap (derived from spend limit) | 125 EUR | 125 EUR | 250 EUR |
You can claim the rewards, paid out in USDC, after a 30-day period following each purchase.
Reality Check While Holyheld Card promotes up to 1% cashback, if you're an entry-level user, you'll qualify for 0.5% cashback, capped at 125 EUR per month.
Are other cards more generous at base tier? No, they are not. In fact, Holyheld Card offers more value for the entry-level user, than most competitors:
| Holyheld Card | Industry Average1 | |
| Entry Level Cashback | 0.5% | 1% |
| Entry Level Cashback Monthly Cap | 125 EUR | 25 EUR |
COCA Card
- Generous cashback of up to 8%, with 1% for the free tier
- 0% Foreign Exchange fee, no Load Fees, no Transaction Fees
- Self-custodial card via Privy (a Stripe company)
- ~0.6% cost when USDC -> local currency, and 0% when you spend in USD
- Apple Pay Enabled
- Some bugs and quirks in the app
- Mixes both EUR and USD when describing limits, cashback, etc
- Support replies quick to initial questions, but not to follow ups
COCA Card offers 1% - 8% cashback, with higher rewards available if you stake COCA tokens and unlock loyalty tiers. At the highest tier, cashback can go as high as 8%, which places it among the highest cashback rates in the crypto card space.

Your cashback is paid in stablecoins and is distributed by the 10th of each month.
COCA also offers 50% cashback on popular subscription services, including Netflix, Spotify, ChatGPT, or YouTube Premium - with higher tiers unlocking more options.
Plus, COCA gives you access to the COCA Travel platform, where you can book hotels with discounts of up to 50% on standard rates.
Reality Check While COCA Card promotes up to 8% cashback, if you're an entry-level user, you'll qualify for 1% cashback, capped at 300 EUR per month.
Are other cards more generous at base tier? No, they are not. In fact, COCA Card offers more value for the entry-level user, than most competitors:
| COCA Card | Industry Average1 | |
| Entry Level Cashback | 1% | 1% |
| Entry Level Cashback Monthly Cap | 300 EUR | 60 EUR |
Here are COCA's membership levels, pricing and benefits for each plan. Pick the one that makes sense for your budget and the perks you actually care about.
|
Starter Tier |
Standard Tier |
Standard+ Tier |
Premium Tier |
Premium+ Tier |
Elite Tier |
|
| Price | €0 | 300 $COCA staked (~ €348 to stake) |
1,000 $COCA staked (~ €1,160 to stake) |
3,000 $COCA staked (~ €3,481 to stake) |
10,000 $COCA staked (~ €11,605 to stake) |
30,000 $COCA staked (~ €34,814 to stake) |
| Cashback | 1% (€300 monthly cap) |
3% on first €1,000, then 1% (€320 monthly cap) |
4% on first €1,750, then 1% (€350 monthly cap) |
5% on first €2,500, then 1% (€400 monthly cap) |
6% on first €5,000, then 1% (€550 monthly cap) |
8% on first €10,000, then 1% (€1,000 monthly cap) |
| 50% Cashback on Subs50% back on subs | - | 1 app Movies |
2 apps Movies AI |
2 apps Movies AI |
3 apps Movies AI Music |
4 apps Movies AI Music Shopping |
| Boosted Yield on Earn | - |
Metamask Card
- 0% crypto to EUR conversion fee for stablecoins
- Auto-converts crypto to EUR from your wallet on every card transaction
- Well-known company
- Virtual-only card
- No cashback
- Supports only Linea network
Metamask card does not offer cashback rewards or any other incentives for using the card.
1inch Card
- No monthly fees
- Apple Pay supported
- Generous cashback (up to 4800 EUR per month)
- Virtual-only card for now
1inch CL card offers up to 2% cashback on every purchase you make with the card. You can choose which cryptocurrency you prefer to receive your rewards in, and this will determine your reward percentage.
Here are your choices:
| Rewards Cryptocurrency | Cashback |
| BTC (Bitcoin) | 1% |
| USDT (Tether) | 1% |
| BXX (Baanx) | 2% |
The rewards are paid out at the end of each month.
Reality CheckSome other crypto cards advertise higher cashback %, but you may end up earning less because their monthly cashback caps are much lower. When compared at the entry-level tier, 1inch Card's 2% cashback offers more value:
| 1inch Card | Industry Average1 | |
| Entry Level Cashback | 2% | 1% |
| Entry Level Cashback Monthly Cap | 4,800 EUR | 25 EUR |
Trade Republic Card
- 0% foreign exchange fee
- For larger ATM withdrawals over 100 EUR, €1 ATM fee is waived
- Can invest in stocks, in addition to crypto
- Cannot deposit crypto from another wallet - you can only buy crypto on their platform
- You only qualify for cashback if you invest an additional 50EUR every month
Trade Republic offers 1% cashback (which they call saveback) for card transactions, but only with a recurring savings plan. You must invest at least 50 EUR every month, on a recurring basis, to qualify for the 1% cashback on your card transactions. Monthly cap for for the cashback is 15 EUR.
Reality CheckSome other crypto cards advertise higher cashback %, but you may end up earning less because their monthly cashback caps are much lower. When compared at the entry-level tier, Trade Republic Card's 1% cashback offers similar value comparing to competitors:
| Trade Republic Card | Industry Average1 | |
| Entry Level Cashback | 1% | 1% |
| Entry Level Cashback Monthly Cap | 15 EUR | 25 EUR |
Nexo Card
- Enjoy up to €20,000 in FREE foreign transactions, based on loyalty tier
- Generous ATM withdrawals up to €10,000 monthly
- Your crypto acts as collateral only, you do not actually sell it
- Amazing card overall
- No cons, except credit card interest if unpaid within a month
Nexo offers up to 2% cashback for card transactions. The higher your Loyalty level, the higher the cashback you will receive. Loyalty level is based on what % of your crypto holdings on the Nexo platform consist of NEXO Tokens. See the table below for details.
Base |
Silver |
Gold |
Platinum |
|
| Required Nexo Holdings | 0% - 1% of Your Crypto Portfolio | 1% - 5% of Your Crypto Portfolio | 5% - 10% of Your Crypto Portfolio | Above 10% of Your Crypto Portfolio |
| Cashback in NEXO Tokens | 0.5% | 0.7% | 1% | 2% |
| Cashback in Bitcoin | 0.1% | 0.2% | 0.3% | 0.5% |
| Monthly Rewards Limit | €50 | €100 | €150 | €200 |
The rewards are paid out in NEXO coin or BTC (Bitcoin), depending on your preference. You can switch between the two as often as you like.
Reality Check While Nexo Card promotes up to 2% cashback, if you're an entry-level user, you'll qualify for 0.5% cashback, capped at 50 EUR per month.
Are other cards more generous at base tier? No, they are not. In fact, Nexo Card offers more value for the entry-level user, than most competitors:
| Nexo Card | Industry Average1 | |
| Entry Level Cashback | 0.5% | 1% |
| Entry Level Cashback Monthly Cap | 50 EUR | 25 EUR |
- Convenient option to waive the Gas Fees for a 3 EUR fee
- Apple Pay enabled
- Just out of Beta, so virtually no fees yet
- No wallet connect via auth, only import seed option
- No swap in-app, only send and receive crypto
- No cashback
- Virtual-only card
Utapp card does not offer cashback rewards or any additional incentives for using the card yet. According to their support, cashback feature will be launched in the near future.
Gate Card
- Generous Daily Spend Limit
- 1800+ Supported Cryptocurrencies
- No Apple Pay
- Poor Customer Service
Gate Card offers a 1% USDT cashback on every in-store and online purchase you make.
Reality CheckSome other crypto cards advertise higher cashback %, but you may end up earning less because their monthly cashback caps are much lower. When compared at the entry-level tier, Gate Card's 1% cashback offers more value:
| Gate Card | Industry Average1 | |
| Entry Level Cashback | 1% | 1% |
| Entry Level Cashback Monthly Cap | 150 EUR | 25 EUR |
Coinbase Card [EU]
- Strong, high-authority company
- Popular card
- No Apple Pay for EU
- Does not have 3D security feature
The ability to earn rewards when spending with Coinbase Card is currently available for US users only.
Our Recommendation to Make Your Choice Easier
Here are our Top 3 crypto card picks:
- Nexo Card is the absolute winner, just because it is actually a credit card, and the rest of the cards on the above list are debit cards. This means you can build your credit, you never need to actually sell your crypto (it is only used as collateral), and Nexo is very generous with card limits and rewards. A great card overall.
- In terms of fees, company strength, ease of use, and card rewards, the winner is Crypto.com Card. It has many nice upgrade options to a better card tier, which you can do with time. The best part is, it has really low trading fees on Crypto.com Exchange.
- Bybit Card is a fantastic option as well, with low fees on the card, but it doesn’t offer Apple Pay yet, so you’ll have to use the Curve app as a workaround.
Go with the exchange that you enjoy using the most since it will be the most convenient for you.
Paulina is a real person who has personally signed up for and ordered 100+ crypto cards. She runs Cryptonoshi.com, where she reviews and compares crypto cards using data-driven benchmarks across the cards - analyzing fees, limits, rewards, and other key metrics. She also advises crypto companies on affiliate programs, marketing, and user acquisition. In her spare time, she is building a crypto trading bot for short-timeframe trading.







