Chao. 😉
If you're from Vietnam, here are 10 crypto cards that will accept your registration.
TLDR: No time to read everything? Skip down to the one best card we recommend for Vietnam, based on all the analysis and criteria.
|
USD
Apple Pay
up to 5% cashback
|
||
|
USD
Apple Pay
up to 5% cashback
|
||
|
USD
Apple Pay
3% cashback
App Supports Vietnamese (Tiếng Việt)
|
||
|
USD
Apple Pay
1% cashback
App Supports Vietnamese (Tiếng Việt)
|
||
|
USD
No Apple Pay
up to 1% cashback
|
||
|
USD
Apple Pay
up to 3% cashback
|
||
|
USD
Apple Pay
|
|
|
USD
No Apple Pay
|
||
|
USD
Apple Pay
App Supports Vietnamese (Tiếng Việt)
|
||
|
EUR
No Apple Pay
|
How Much Is the Foreign Exchange Fee to Use These Cards in Vietnam?
Since these cards are denominated in USD or EUR, every time you spend in Vietnam, your payment needs to be converted into Vietnamese Dong first. Your card will charge an FX fee when converting to VND.
Here's how they compare when it comes to foreign exchange (FX) fees.
* Visa and Mastercard charge around ~1% on top of the card's FX fee.
Example: Kolo charges 1% foreign exchange fee. On a 255,000 Dong purchase, you pay 255.000 ₫ + 2.550 ₫ foreign exchange fee + 2.550 ₫ Visa foreign exchange fee = 260.100 ₫.
When a payment terminal asks, choose the local currency, Dong. This lets your crypto card handle the exchange rate, so you can be sure of the exact percentage you will pay. If you choose USD, the local POS terminal bank does the conversion instead, often at a worse rate. In some countries, that markup can reach 8%.
Which Crypto Cards offer Physical cards for Vietnam?
Here are all the crypto cards that offer a physical card in Vietnam:
Here are all crypto cards that support Vietnam but DO NOT offer a physical card:
Which of These Crypto Cards Support Vietnamese (Tiếng Việt)?
Here are all the crypto cards that support Vietnam and offer their app in Vietnamese (Tiếng Việt):
To see all crypto cards that support Vietnamese (not only Vietnam cards), see the list here.
How Much Cashback Do These Crypto Cards Pay?
Out of the 10 crypto cards available in Vietnam, 6 offer cashback.
The highest advertised cashback % is usually not what you get on the free tier. You may need to pay a monthly fee or stake a large amount of tokens to unlock it.
Below you will see the entry-level cashback rate instead: what you can earn on the Free tier.
Kolo
5%
daily spend limit 50,000 USD
Xapo
76.834.695 ₫
1% cashback
daily spend limit 750,000 USD
Kolo
5%
free tier
640.250 ₫
monthly cap reached
capped at 2.561.157 ₫ a month
same on every tier
When you use the Kolo Card, you can earn 1–5% Bitcoin cashback on your purchases. Simply spend with your Kolo card and the cashback will be credited to your BTC balance, usually within about five days after the transaction.
When you first sign up, you will receive 5% cashback on all your card transactions. The cashback percentage will change after your first month:
| Kolo Account Age | Cashback Rate | Max Cashback per Purchase | Max Cashback per Month |
| 1st Month | 5% | $5 | $100 |
| After First Month | 1% | $1 | $100 |
If you continue holding your cashback in BTC, the value of the rewards may increase over time if Bitcoin appreciates.
To create a new card, you’ll need to deposit 10 USDC. This isn’t a fee — the full amount is yours to spend, so the card is essentially free to open.
Bitget Wallet
3%
free tier
307.339 ₫
monthly cap reached
capped at 307.339 ₫ a month
same on every tier
Bitget Wallet Card offers up to 3% back, paid in the asset you choose:
- USDC
- Bitcoin
- Gold
- NVIDIA
- Tesla
- S&P 500
- Google
These rewards are Tokenized Assets, so you are receiving XAUt, NVDAx, TSLAx, SPYx, GOOGLx.
Bitget Wallet Card vs Bitget Exchange Card
Note that there's a separate product, the Bitget Card (the exchange one, Visa, available for Asia Pacific Region only. It has very limited number of countries that are supported (supports Australia, Japan, South Korea, Taiwan, Vietnam and a few more), and is not covered in this review.
This review is about the Bitget Wallet Card.
KAST
1.5%
free tier
192.075 ₫
monthly cap reached
capped at 768.347 ₫ a month
up to 5%
$850/month
KAST Card has a generous rewards program, offering up to 3% cashback in USD, plus an additional up to 2% back in KAST Reward Points.
KAST is also rolling out Tasks, where you can earn extra cash bonuses for things like using your card, making deposits, or using Earn vaults.
Your cashback becomes redeemable after 14 days. Once you redeem it, it will automatically be applied toward your next card purchases.
KAST Reward Points
You can also earn points every time you use your card, with up to 2% of the transaction value, depending on your membership tier. Right now, 1 KAST Point =$0.08 USD.
KAST is planning to launch a token in Q4 of 2026.
Here are KAST's membership levels, pricing and benefits for each plan. Pick the one that makes sense for your budget and the perks you actually care about.
 Standard Tier |
 Premium Tier |
 Private Tier |
|
| Price | $0 | $85/month ($1,000 yearly) |
$850/month ($10,000 yearly) |
| Physical Card Shipping | $40 | Free | Free |
| Cashback in USD | 1.5% ($30 cap) |
2% ($200 cap) |
3% ($1,500 cap) |
| Rewards in Tokens | 0% | 1% (no cap) |
2% (no cap) |
| FX Fee | 1.75% | 1.75% | 1.75% |
| Daily Spend Limit | Unlimited | Unlimited | Unlimited |
Xapo
1%
free tier
128.050 ₫
monthly cap reached
capped at 76.834.695 ₫ a month
same on every tier
Xapo Card offers 0.2% - 1% cashback, paid in Bitcoin (BTC).
Your cashback is calculated based on the purchase amount in USD, then converted into Bitcoin and credited to your BTC balance. Rewards are paid automatically on the 5th of each month, once transactions have settled.
The cashback rate depends on where the merchant is located and which card you have:
| Merchant Location | Card Type | Cashback |
| EU Countries | Any Card | 0.2% |
| Outside Europe | Plastic of Virtual Card | 0.5% |
| Outside Europe | Metal Card | 1% |
There is no monthly cashback cap, which is rare among crypto cards. The only limit is the $300,000 monthly spend limit, meaning you could earn up to $3,000 cashback per month at 1%.
Reality CheckSome other crypto cards advertise higher cashback %, but you may end up earning less because their monthly cashback caps are much lower. When compared at the entry-level tier, Xapo Card's 1% cashback offers more value:
| Xapo Card | Industry Average1 | |
| Entry Level Cashback | 1% | 1% |
| Entry Level Cashback Monthly Cap | 3,000 USD | 60 USD |
In addition, your Xapo Card includes 1 free airport lounge visit per year. After that, each visit costs $35 per person (guests also $35).
Pionex
1%
free tier
128.050 ₫
monthly cap reached
capped at 12.805.783 ₫ a month
same on every tier
Pionex Card offers 1% cashback on eligible purchases.
The cashback basically offsets the 1% FX fee on non-USD purchases, making the FX cost 0%. Nice.
And, there is no cashback cap. Max monthly spend is $50,000, so you can earn up to $500 cashback per month.
Reality CheckSome other crypto cards advertise higher cashback %, but you may end up earning less because their monthly cashback caps are much lower. When compared at the entry-level tier, Pionex Card's 1% cashback offers more value:
| Pionex Card | Industry Average1 | |
| Entry Level Cashback | 1% | 1% |
| Entry Level Cashback Monthly Cap | 500 USD | 60 USD |
RedotPay
0%
free tier
0 ₫
cap not published
up to 3%
$12.9/month
Redotpay offers 3% cashback, reserved for their Pro tier ($12.90 / month). Note that it's capped at $18 max cashback per month.
p.s. RedotPay is always running fun promos!
Here’s what some of them look like:
Their promos are creative and always fun to join. You can get discounted cards or bonus USD rewards. These rewards are issued in a special USD denomination within their app, expire in 30 days, and can only be spent using their card—they cannot be withdrawn to your external wallet.
Here are RedotPay's membership levels, pricing and benefits for each plan. Pick the one that makes sense for your budget and the perks you actually care about.
 Standard Tier |
 Pro Tier |
|
| Price | $0 | $12.9/month |
| Virtual Card Cost | $10 | Free |
| Cashback | 0% | 3% ($18 cap) |
| FX Fee | 1.2% | 1.2% |
Cashback is paid on the amount you spend, and most cards limit how much you can earn. Some publish a monthly cap, and the figure above stops there. Others advertise a rate that only applies to the first slice of your monthly spend, then drop to a much lower ongoing rate - that drop is applied above too. Either way, a headline rate on its own tells you very little.
Here are all crypto cards that support Vietnam but DO NOT offer cashback:
Is There an Ideal Crypto Card for Vietnam?
To help you pick the best card, here goes. You should look at cards that have no monthly fee and no foreign exchange fee, let you spend without limits, pay you cashback, come with a physical card, and work with Apple Pay.
No card in Vietnam offers all 6 of these features yet. These are the ones that come closest:
| No Monthly Fee | 0% Foreign Exchange Fee | Unlimited Spend | Offers Cashback | Has Physical Card | Has Apple Pay | ||
|---|---|---|---|---|---|---|---|
|
KAST
|
No Monthly Fee: yes | 0% Foreign Exchange Fee: no1.75% | Unlimited Spend: yes | Offers Cashback: yes | Has Physical Card: yes | Has Apple Pay: yes | Go to Site Our Review8.3 |
|
RedotPay
|
No Monthly Fee: yes | 0% Foreign Exchange Fee: no1.2% | Unlimited Spend: yes | Offers Cashback: yes | Has Physical Card: yes | Has Apple Pay: yes | Go to Site Our Review7.1 |
|
Xapo
|
No Monthly Fee: no85 USD | 0% Foreign Exchange Fee: yes | Unlimited Spend: yes | Offers Cashback: yes | Has Physical Card: yes | Has Apple Pay: no | Go to Site Our Review7.2 |
|
Kolo
|
No Monthly Fee: yes | 0% Foreign Exchange Fee: no1% | Unlimited Spend: yes | Offers Cashback: yes | Has Physical Card: no | Has Apple Pay: yes | Go to Site Our Review8.1 |
 Tevau
Supports Tiếng Việt
|
No Monthly Fee: yes | 0% Foreign Exchange Fee: no1.2% | Unlimited Spend: yes | Offers Cashback: no | Has Physical Card: yes | Has Apple Pay: yes | Go to Site Our Review5 |
KAST and RedotPay are almost ideal, except that they have foreign exchange fees of 1.75% and 1.2% respectively. Xapo comes close, but it has a monthly fee of 85 USD and no Apple Pay.
Best for Vietnam: If you're from Vietnam, the best card for you to use, based on the above, is Xapo Card.
FOR VIETNAM READERS
Know a Card Available in Vietnam That We Missed?
If there's a card that's not on this list, let us know and we'll add it.
Email Us the Card NameIt only takes 30 seconds
