Card [Canada]

#19 (out of 35) in Crypto Cards
#3 (out of 5) in Crypto Cards for Canada
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Overall Rating
Company Strength
Fee Structure
Customer Service
  • Nice extras with higher Tier cards - Spotify, Netflix, Amazon Prime, and more
  • 250-1300 CAD free ATM withdrawal per month
  • Higher Tier cards with higher rewards require CRO token staking
Visa or MC
Debit or Credit

Debit Card

Denominated In$ CAD
Apple PayEnabled
Monthly Fee

0.00 CAD

Monthly Inactivity Fee

0.00 CAD

Foreign Exchange Fee


Crypto to Fiat Crypto->Fiat Conversion Fee


Highest Cashback

up to 5%

Entry-Level Cashback


Entry-Level Cashback Monthly Cap

30 CAD

Daily Spending Limit

35,000 CAD

Daily ATM Withdrawal Limit

700 CAD

Crypto to Fiat Conversion

Manual when Preloading

Supported Countries
Supported CryptocurrenciesShow All (22) Card Benefits and Rewards – for Canada

Here are the benefits and rewards offered by for their Canada-based cardholders:

Obsidian Rose & White Jade & Indigo Ruby Steel Midnight
 CAD Lockup Required $500,000 $50,000  $5,000 $500
Cashback Rewards 5% 3% 2% 1%
Priority Pass™ Airport Lounge Access (see lounge list)
Amazon Prime Private Membership
2% Extra Interest on Crypto Earn
Private Jet Service

Priority Pass™ Airport Lounge Access offers access to a wide selection of airport lounges.

Not all cashback % is unlimited. The Royal Indigo & Jade Green cards offer 2% cashback reward with a cap of $65 CAD per month and the Ruby Steel card offers a 1% cashback reward capped at $30 CAD per month. The Obsidian and Frosted Rose Gold & Icy White cards don’t have any limit on their 5% and 3% cashback rewards respectively. 

The Airbnb reward that is offered to Obsidian card holders gives 10% back for each purchase on Airbnb with a monthly $130 CAD limit.

Cashback rewards are paid in CRO Token to your Wallet App.

What Does Private Membership (VIP) Offer?

  1. Access to’s self-published research reports, like these.
  2. Assistance with estate handling related to assets. Estate handling refers to the process of managing and distributing a deceased person’s assets.
  3. Tickets to top crypto industry events.
  4. Extra 2% bonus interest on Crypto Earn.
  5. Preferential rates for trading large amounts of CRO.
  6. Priority customer support.

Reality Check While Card promotes up to 5% cashback, if you're an entry-level user with 1,000 CAD in assets, you'll qualify for 1% cashback, capped at 30 CAD per month.

Are other cards more generous at base tier? Yes. CardIndustry Average1
Entry Level Cashback1%1%
Entry Level Cashback Monthly Cap30 CAD400 CAD Card is a Debit Card

Before you can use your Card, you will need to top-up your account. This means you will have to convert your crypto in advance, exchanging it to real-life currency and moving it to the card account, to make it available for spending.

It Comes in Both Physical and Virtual Forms

You can get Card in both physical and virtual versions, a feature only available with 50% of crypto cards. They'll mail you the physical card, and you can instantly get the virtual card online after completing KYC Identity Verification.

Wondering about the perks of each card type? Here are some highlights:

Physical Card
Virtual Card
ATM WithdrawalsSecond Card Number
Required for Car Rentals, HotelsInstant Availability
Useful When Phone Dies, or no WifiFreeze for Safety
Backup Payment MethodSet Lower Spend Limits

You will find the physical Card useful for in-person purchases, while the virtual card will be perfect for online transactions like subscriptions.

How Does Card Compare to Other Crypto Cards? Card ranks #3 out of 5 amongst similar crypto cards. This card is a solid choice among the many crypto cards available, offering competitive features and benefits.

While we have a total of 35 cards listed in our Crypto Cards category, only 4 are comparable to Card [Canada], since they are available for customers in the same geographical region.

Strongest Features Against Competitors

Here are the strongest features of Card against its 4 competitors :

  • Offers impressive maximum cashback of up to 5% (other cards have an average of 2%).
  • Offers a generous 35,000 CAD daily spend limit (other cards offer 13,000 CAD limit on average).
  • Solid company with a 9/10 company strength score (the average for all competing cards is 6/10).
  • You can get both a physical card and a second virtual card (while 40% of competing crypto cards offer only one type - either physical or just virtual).
  • Available for residents of United States.

Weakest Features Against Competitors

Compared to its 4 competitors, here are the shortcomings of Card:

  • Limits entry-level cashback to 30 CAD per month (while other cards have 400 CAD average monthly cap for the base tier).
  • Limits ATM widthdrawals to 700 CAD per day (average amongst other cards is 1,200 CAD).
  • Their customer service is poor with a 4/10 score (competitors score 7/10 on average).
  • Requires preconversion of crypto to load the card (while 20% of competitors auto-convert on every purchase).
  • Doesn't offer any free ATM withdrawals (in contrast to 50% of crypto cards which offer an average of 200 CAD free withdrawal allowance per month).
  • Card [Canada] vs. Wealthsimple Card vs. Kinesis Card Card
    Wealthsimple Card
    Kinesis Card
    Monthly Fee 0.00 CAD 0.00 CAD 0.00 CAD
    Foreign Exchange Fee 2% 0% 1%
    Crypto to Fiat Fee 1.41% 2% 0.39%
    Highest Cashback up to 5% 1% None
    Entry-Level Cashback 1% 1% None
    Daily Spending Limit 35,000 CAD 5,000 CAD 15,000 CAD
    Daily ATM Limit 700 CAD 1,000 CAD N/A (Virtual-Only Card)
    Availability for United States flagUnited States
    Supported Cryptocurrencies 22 57 14
    Apple Pay Enabled Enabled Not Enabled
    Customer Service Average Great Great
    Company Strength Strong Medium Medium

    If you plan to use your card for daily purchases, then daily spending limit is an important consideration for you. Card offers the highest daily spending limit of 35,000 CAD. You will get lower daily limits with Wealthsimple Card and Kinesis Card.

    Cashback rewards are a great way to earn back some of the money you spend on your card and is an important consideration as well. Out of the three, Card offers the best cashback rewards of up to 5%. The cashback rewards for Wealthsimple Card are not as high. With Kinesis Card, you will have no cashback rewards at all.

    To make a good choice, look through all features, as it is an individual choice. If you will mostly do online transactions with this card, then Apple Pay availability may not be a very important feature for you. If you travel a lot, foreign exchange rate will matter. And so on. Card ATM Fees: The Real Cost of Cashing Out

Local ATM Withdrawals in CAD

Here's a breakdown of the fees you'll face when making local ATM withdrawals with your Card:

You're at a local ATM and have:
0.045 ETH (200 CAD)
-2.82 CAD Crypto-to-Fiat Conversion Fee: 1.41%
-3.94 CAD ATM Withdrawal Fee: 2%
-3 CAD
ATM Operator Fee: ~3 CAD
190.24 CAD

Starting with an initial amount of 200 CAD in ETH, the ATM withdrawal with Card will cost you a total of ~9.76 CAD (4.9% of 200 CAD), resulting in a final cash withdrawal of 190.24 CAD in hand.

Doesn't Card Offer Free ATM Withdrawals?

No, it doesn't. Which is a shame, because 50% of competing cards offer free ATM withdrawals, typically allowing up to 200 CAD per month without fees.

International non-CAD ATM Withdrawals

Things will get significantly worse for International ATM Withdrawals. If you're out of country and cashing out with your Card, here's what it will look like:

You're at an international ATM and have:
0.045 ETH (200 CAD)
-2.82 CAD Crypto-to-Fiat Conversion Fee: 1.41%
-3.94 CAD Intl ATM Withdrawal Fee: 2%
-3.94 CAD Foreign Exchange Fee: 2%
-1.97 CAD
Visa Foreign Exchange Fee: 1%
-3 CAD
ATM Operator Fee: ~3 CAD
-3.94 CAD
ATM Operator Foreign Exchange Fee: ~2%
Foreign Currency (worth 177.57 CAD)

For an international withdrawal using your Card with an initial 200 CAD in ETH, you'll incur fees totaling ~19.61 CAD (9.8% of 200 CAD), leaving you with 177.57 CAD in the equivalent foreign currency.

Reality CheckCompared to other crypto cards, Card is more expensive for both local and international ATM withdrawals:

Cost with CardCost with Other Cards
Local ATM Withdrawals~9.8 CAD (4.9% of 200 CAD)~7.6 CAD (3.8% of 200 CAD)
International ATM Withdrawals~19.6 CAD (9.8% of 200 CAD)~17.2 CAD (8.6% of 200 CAD)

From all crypto cards that we reviewed, Coinbase Card, Netcoins Card and Wealthsimple Card offer the cheapest local ATM withdrawals (2.1%, 2.9% and 3.5% of 200 CAD respectively), while Wirex Card scores the worst, landing last on the list with a total local ATM withdrawal cost of 5% of 200 CAD. Referral Code - to Get 25 USD Bonus

You can use referral code hsncrhk2nk to get 25 USD bonus when you create an account on platform.

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p.s. Are we getting paid for referring you? Yes, and it helps us continue our mission. It's like you are buying us lunch 🍱 for all the hard work we've put into building this site. We really appreciate it. Thank you. 🙏🤗

Is Card Available for Residents of United States?

Yes, Card is available for residents of United States. Card [Canada] supports: Canada. Card [USA] supports: United States. Card [EU] supports the following countries: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom.

To see our list of available crypto cards for United States, see this list. There are currently 5 cards listed there.

You may also be interested in this article: Crypto Cards for USA: The Best Options for Americans.

Splendid. What's My Next Step?

Paulina Masson

Paulina Masson

Paulina has a strong background in finance and cryptocurrency. She's been involved with crypto since its early days and has observed its progression over the years. Notably, she possesses expertise in various crypto products, having personally tested and evaluated many of them. In her spare time, she is developing a crypto bot designed to automatically trade on short timeframes.

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