10% crypto back on Gas at the Pump and Electric Vehicle Charging Stations (EV) spending up to $200 a month. After $200 (up to a total spend of $2400 over the whole promotional period), the rewards rate is 1%.
The unused monthly limit does not roll over to the next month. Non-gasoline purchases at gas stations are not eligible for the promotional rate.
3% crypto back on Dining, which includes traditional restaurants, bars, nightclubs, and fast food establishments.
2% crypto back on Groceries at traditional grocery stores and specialty food stores. Excludes wholesale clubs like Costco and Sam’s Club, and specialty shops like candy stores and bakeries.
1% crypto back on all other qualifying purchase transactions.
Certain merchants like Costco, Sam’s Club, Walmart, Target, or delivery services like Uber Eats, may not have a merchant code in the grocery category. As a result, purchases at these merchants would not qualify for rewards in the grocery category. Purchases at places such as gas stations, which might include groceries but are categorized under a different merchant code, will not qualify for the grocery rewards rate.
Reality CheckAlthough other cards may advertise higher cashback rates, entry-level users with 1,000 USD in assets typically receive much lower cashback rates from those cards. When compared at the entry-level tier, Gemini Card's 3% cashback offers more value:
Gemini Card is not a Debit Card, it's a Credit Card
Gemini Card acts very much like a traditional credit card, and has an Interest Rate of 17.99 - 29.99%. You will not need to convert your crypto in advance, nor when spending using the card. The time you will most likely convert your crypto to real-life currency is when you'll be paying off the card at the end of the month.
It Comes in Both Physical and Virtual Forms
You can get Gemini Card in both physical and virtual versions, a feature only available with 50% of crypto cards. They'll mail you the physical card, and you can instantly get the virtual card online after completing KYC Identity Verification.
Wondering about the perks of each card type? Here are some highlights:
Second Card Number
Required for Car Rentals, Hotels
Useful When Phone Dies, or no Wifi
Freeze for Safety
Backup Payment Method
Set Lower Spend Limits
You will find the physical Gemini Card useful for in-person purchases, while the virtual card will be perfect for online transactions like subscriptions.
How Does Gemini Card Compare to Other Crypto Cards?
Gemini Card ranks #2 out of 5 amongst similar crypto cards. This card is a solid choice among the many crypto cards available, offering competitive features and benefits.
If you plan to use your card for daily purchases, then daily spending limit is an important consideration for you. Gemini Card offers the highest daily spending limit of 25,000 USD. You will get lower daily limits with Coinbase Card and Crypto.com Card.
Cashback rewards are a great way to earn back some of the money you spend on your card and is an important consideration as well. Out of the three, Crypto.com Card offers the best cashback rewards of up to 5%. The cashback rewards for Gemini Card and Coinbase Card are not as high.
To make a good choice, look through all features, as it is an individual choice. If you will mostly do online transactions with this card, then Apple Pay availability may not be a very important feature for you. If you travel a lot, foreign exchange rate will matter. And so on.
Your bonus will be paid out to you right after you trade your first 100$ in crypto.
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Is Gemini Card Available for Residents of United States?
Yes, Gemini Card is available for residents of United States.
Gemini Card supports: United States.
To see our list of available crypto cards for United States, see this list. There are currently 5 cards listed there.
Paulina has a strong background in finance and cryptocurrency. She's been involved with crypto since its early days and has observed its progression over the years. Notably, she possesses expertise in various crypto products, having personally tested and evaluated many of them. In her spare time, she is developing a crypto bot designed to automatically trade on short timeframes.
CryptoNoshi is a crypto product review website that offers comprehensive reviews and comparisons of various crypto-related products. This website provides detailed analysis of wallets, exchanges, DeFi platforms, and NFT marketplaces, and ranks them based on various factors such as security, user experience, and fees.