Namaste. 😉
If you're from Nepal, here are 9 crypto cards that will accept your registration.
TLDR: No time to read everything? Skip down to the one best card we recommend for Nepal, based on all the analysis and criteria.
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USD
Apple Pay
up to 5% cashback
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USD
Apple Pay
up to 5% cashback
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USD
Apple Pay
up to 3% cashback
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USD
Apple Pay
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EUR
Apple Pay
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USD
Apple Pay
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USD
No Apple Pay
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USD
No Apple Pay
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EUR
No Apple Pay
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![HyperCard [USA]](https://cryptonoshi.com/wp-content/uploads/Hypercard_USA_PH485-2-540x349.png)
How Much Is the Foreign Exchange Fee to Use These Cards in Nepal?
Since these cards are denominated in USD or EUR, every time you spend in Nepal, your payment needs to be converted into Nepalese Rupee first. Your card will charge an FX fee when converting to NPR.
Here's how they compare when it comes to foreign exchange (FX) fees.
* Visa and Mastercard charge around ~1% on top of the card's FX fee.
Example: Kolo charges 1% foreign exchange fee. On a 1,500 Rupees purchase, you pay Rs 1,500 + Rs 15 foreign exchange fee + Rs 15 Visa foreign exchange fee = Rs 1,530.
When a payment terminal asks, choose the local currency, Rupees. This lets your crypto card handle the exchange rate, so you can be sure of the exact percentage you will pay. If you choose USD, the local POS terminal bank does the conversion instead, often at a worse rate. In some countries, that markup can reach 8%.
Which Crypto Cards offer Physical cards for Nepal?
Here are all the crypto cards that offer a physical card in Nepal:
Here are all crypto cards that support Nepal but DO NOT offer a physical card:
How Much Cashback Do These Crypto Cards Pay?
Out of the 9 crypto cards available in Nepal, 3 offer cashback.
The highest advertised cashback % is usually not what you get on the free tier. You may need to pay a monthly fee or stake a large amount of tokens to unlock it.
Below you will see the entry-level cashback rate instead: what you can earn on the Free tier.
Kolo
5%
Kolo
Rs 15,322
5% cashback
Kolo
5%
capped at Rs 15,322 a month
Kolo
5%
free tier
Rs 3,850
monthly cap reached
capped at Rs 15,322 a month
same on every tier
When you use the Kolo Card, you can earn 1–5% Bitcoin cashback on your purchases. Simply spend with your Kolo card and the cashback will be credited to your BTC balance, usually within about five days after the transaction.
When you first sign up, you will receive 5% cashback on all your card transactions. The cashback percentage will change after your first month:
| Kolo Account Age | Cashback Rate | Max Cashback per Purchase | Max Cashback per Month |
| 1st Month | 5% | $5 | $100 |
| After First Month | 1% | $1 | $100 |
If you continue holding your cashback in BTC, the value of the rewards may increase over time if Bitcoin appreciates.
To create a new card, you’ll need to deposit 10 USDC. This isn’t a fee — the full amount is yours to spend, so the card is essentially free to open.
KAST
1.5%
free tier
Rs 1,155
monthly cap reached
capped at Rs 4,597 a month
up to 5%
$850/month
KAST Card has a generous rewards program, offering up to 3% cashback in USD, plus an additional up to 2% back in KAST Reward Points.
KAST is also rolling out Tasks, where you can earn extra cash bonuses for things like using your card, making deposits, or using Earn vaults.
Your cashback becomes redeemable after 14 days. Once you redeem it, it will automatically be applied toward your next card purchases.
KAST Reward Points
You can also earn points every time you use your card, with up to 2% of the transaction value, depending on your membership tier. Right now, 1 KAST Point =$0.08 USD.
KAST is planning to launch a token in Q4 of 2026.
Here are KAST's membership levels, pricing and benefits for each plan. Pick the one that makes sense for your budget and the perks you actually care about.
 Standard Tier |
 Premium Tier |
 Private Tier |
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| Price | $0 | $85/month ($1,000 yearly) |
$850/month ($10,000 yearly) |
| Physical Card Shipping | $40 | Free | Free |
| Cashback in USD | 1.5% ($30 cap) |
2% ($200 cap) |
3% ($1,500 cap) |
| Rewards in KAST Points | 0% | 1% (no cap) |
2% (no cap) |
| Daily Spend Limit | Unlimited | Unlimited | Unlimited |
RedotPay
0%
free tier
Rs 0
cap not published
up to 3%
$12.9/month
Redotpay offers 3% cashback, reserved for their Pro tier ($12.90 / month). Note that it's capped at $18 max cashback per month.
p.s. RedotPay is always running fun promos!
Here’s what some of them look like:
Their promos are creative and always fun to join. You can get discounted cards or bonus USD rewards. These rewards are issued in a special USD denomination within their app, expire in 30 days, and can only be spent using their card—they cannot be withdrawn to your external wallet.
Here are RedotPay's membership levels, pricing and benefits for each plan. Pick the one that makes sense for your budget and the perks you actually care about.
 Standard Tier |
 Pro Tier |
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| Price | $0 | $12.90/month |
| Virtual Card Cost | $10 | Free |
| Cashback | 0% | 3% ($18 cap) |
| FX Fee | 1.2% | 1.2% |
Cashback is paid on the amount you spend, and most cards limit how much you can earn. Some publish a monthly cap, and the figure above stops there. Others advertise a rate that only applies to the first slice of your monthly spend, then drop to a much lower ongoing rate - that drop is applied above too. Either way, a headline rate on its own tells you very little.
Here are all crypto cards that support Nepal but DO NOT offer cashback:
Is There an Ideal Crypto Card for Nepal?
To help you pick the best card, here goes. You should look at cards that have no monthly fee and no foreign exchange fee, let you spend without limits, pay you cashback, come with a physical card, and work with Apple Pay.
No card in Nepal offers all 6 of these features yet. These are the ones that come closest:
| No Monthly Fee | 0% Foreign Exchange Fee | Unlimited Spend | Offers Cashback | Has Physical Card | Has Apple Pay | ||
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KAST
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No Monthly Fee: yes | 0% Foreign Exchange Fee: no1.75% | Unlimited Spend: yes | Offers Cashback: yes | Has Physical Card: yes | Has Apple Pay: yes | Go to Site Our Review8.8 |
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RedotPay
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No Monthly Fee: yes | 0% Foreign Exchange Fee: no1.2% | Unlimited Spend: yes | Offers Cashback: yes | Has Physical Card: yes | Has Apple Pay: yes | Go to Site Our Review7.8 |
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Kolo
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No Monthly Fee: yes | 0% Foreign Exchange Fee: no1% | Unlimited Spend: yes | Offers Cashback: yes | Has Physical Card: no | Has Apple Pay: yes | Go to Site Our Review8.3 |
 Tevau
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No Monthly Fee: yes | 0% Foreign Exchange Fee: no1.2% | Unlimited Spend: yes | Offers Cashback: no | Has Physical Card: yes | Has Apple Pay: yes | Go to Site Our Review5.7 |
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Jam
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No Monthly Fee: yes | 0% Foreign Exchange Fee: no2.5% | Unlimited Spend: yes | Offers Cashback: no | Has Physical Card: no | Has Apple Pay: yes | Go to Site Our Review6.1 |
KAST and RedotPay are almost ideal, except that they have foreign exchange fees of 1.75% and 1.2% respectively. Kolo comes close, but it has a foreign exchange fee of 1% and no physical card.
Best for Nepal: If you're from Nepal, the best card for you to use, based on the above, is KAST Card.
FOR NEPAL READERS
Know a Card Available in Nepal That We Missed?
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