Trying to choose between the Bitget Wallet Card, the RedotPay Card, and the Exa Card? We’ve reviewed and tested all of them, so let’s put them side by side.
Bitget Wallet Card vs RedotPay Card vs Exa Card
+2 - Cashback Up to 3%
- Supported Countries 56
- Apple Pay Enabled
- Daily Spend Limit $ 5,000
- Bank Account in your name No
- Custody Non-Custodial
- Card Issuer Monavate - United Kingdom
- Apple Pay Enabled
- Connected to a large crypto exchange - nice if you trade
- Non-custodial, you control the funds
- 5k daily spend limit
- No physical card yet
- No virtual bank account offered
+4 - Cashback Up to 3%
- Supported Countries 208
- Apple Pay Enabled
- Daily Spend Limit $ 1,000,000
- Bank Account in your name Yes
- Custody Custodial
- Card Issuer Fazz (Xfers) - Singapore
- Generous Daily Spend Limit
- Withdrawals to local banks supported in multiple currencies
- Many under-served countries supported
- $100+ million raised in Series B, going strong
- No real cashback (max $18 per month with Pro tier)
- Poor customer service, badly translated replies
- Cashback None
- Supported Countries 234
- Apple Pay Enabled
- Daily Spend Limit $ 10,000
- Bank Account in your name Yes
- Custody Non-Custodial
- Card Issuer Rain - Puerto Rico
- Self-custodial card, you own your funds
- Can be used as on-chain credit card, spend now and pay back later in fixed rate installments
- Visa Signature benefits, like price match, extended warranty on tech, etc
- USD Virtual account in your name
- Supports only Optimism Chain right now
- 10k weekly spend limit (have to ask to get more)
- No physical card
- No cashback
Which Card Has Lower Fees?
When you pay with the Bitget Wallet Card, converting your crypto into USD costs you ~1.1%. The RedotPay Card charges ~1.5% and the Exa Card charges ~1.5% for the same conversion.
That makes the Bitget Wallet the cheapest card to actually spend with - and the difference adds up if you run a few thousand USD a month through it.
None of them charge a monthly fee. You only pay when you spend.
Here’s exactly where each card’s conversion cost comes from:
What About Foreign Exchange Fees?
Pay in a currency other than USD and the Bitget Wallet Card adds a 1.7% foreign exchange fee. The RedotPay Card adds 1.2% and the Exa Card adds 1.5%.
If you travel a lot, or just live outside the USD zone, the RedotPay is the kindest card to your wallet here.
Stack that on top of the conversion cost, and a non-USD purchase costs you about ~2.8% with the Bitget Wallet, ~2.7% with the RedotPay, and ~3% with the Exa in total.
How Much Does Each Card Cost to Get?
The Bitget Wallet virtual card is free. The RedotPay virtual card is $10, and the physical card costs $100. The Exa virtual card is free.
One more detail: the Bitget Wallet card is valid for 5 years, the RedotPay for 3 years, and the Exa for 5 years.
Which Card Pays Better Cashback?
The Bitget Wallet Card pays up to 3%, the RedotPay Card pays up to 3%, and the Exa Card pays no cashback.
On the free tier, the Bitget Wallet starts at 3% (capped at $12/month) - the top rates need a paid or staked tier.
 Standard Tier |
 Pro Tier |
|
| Price | $0 | $12.90/month |
| Virtual Card Cost | $10 | Free |
| Cashback | 0% | 3% ($18 cap) |
| FX Fee | 1.2% | 1.2% |
Which Countries Can You Use Them In?
The Bitget Wallet Card supports 56 countries for sign-up. The RedotPay Card supports 208 and the Exa Card 234.
Availability still differs country by country, so if you want to double-check yours, open the full list of crypto cards and filter by your country.
Which Cryptos and Blockchains Can You Spend?
You can top up the Bitget Wallet Card with 7 cryptocurrencies (USDT, USDC, BGB, BNB, ETH, and more) across 8 blockchains. The RedotPay Card takes 9 (USDT, USDC, BNB, BTC, ETH, and more) across 10 blockchains and the Exa Card takes 5 (USDC, ETH, OP, WBTC, WSTETH) across 1 blockchains.
Bitget Wallet vs RedotPay vs Exa: The Full Comparison Table
 Bitget Wallet Card |  RedotPay Card |  Exa Card | |
|---|---|---|---|
| Our Review Score | 7.4 / 10 | 7.8 / 10 | 6.6 / 10 |
| Card Type | Mastercard Debit | Visa Debit | Visa Credit |
| Monthly Fee | $0 | $0 | $0 |
| Crypto to Fiat Cost | ~1.1% | ~1.5% | ~1.5% |
| Foreign Exchange Fee | 1.7% | 1.2% | 1.5% |
| Highest Cashback | up to 3% | up to 3% | None |
| Entry-Level Cashback | 3% (cap $12/mo) | None | None |
| Daily Spending Limit | $ 5,000 | $ 1,000,000 | $ 10,000 |
| Daily ATM Limit | — | $3,750 | — |
| ATM Fee | N/A | 2% | N/A |
| Virtual Card | $0 | $10 | $0 |
| Physical Card | — | $100 | — |
| Supported Countries | 56 | 208 | 234 |
| Supported Cryptos | 7 | 9 | 5 |
| Blockchains | 8 | 10 | 1 |
| Bank Account | None | IBAN (Malta) | USA-based (United States) |
| Top-Ups & Unloads | Yes | No | Yes |
| Apple Pay | Enabled | Enabled | Enabled |
| Custody | Non-Custodial | Custodial | Non-Custodial |
| KYC | Required | Required | Required |
| Card Validity | 5 years | 3 years | 5 years |
| Card Issuer | Monavate - United Kingdom | Fazz (Xfers) - Singapore | Rain - Puerto Rico |
| Customer Service | 7.5 / 10 | 6.7 / 10 | 8.4 / 10 |
So Which Card Should You Get?
Here’s the short version, based on everything above:
Get the Bitget Wallet Card if you want:
- the cheapest crypto to USD conversions (~1.1%)
Get the RedotPay Card if you want:
- the lowest foreign exchange fees (1.2%)
- the highest daily spend ceiling ($ 1,000,000)
- the most cryptos to top up with (9)
Get the Exa Card if you want:
- a USD bank account for receiving fiat
- availability in the most countries (234)
Want the full details on any of these cards? Read our full Bitget Wallet Card review, RedotPay Card review, or Exa Card review.
Still not sure? Check the full list of crypto cards for more options.
