Tap Card
- Simple & Intuitive App Interface
- 40+ Cryptocurrencies Supported
- Apple Pay Not Enabled
- No Cashback Rewards
-
Key Features
| Visa or MC | |
|---|---|
| Debit or Credit | Prepaid Card |
| Denominated In | € EUR |
| Apple Pay | Not Enabled |
| Monthly Fee | 0.00 EUR |
| Monthly Inactivity Fee | 3.00 EUR |
| Crypto to EUR Crypto->EUR Conversion Cost | ~1.9% |
| Cashback | None |
| Daily Spending Limit | 5,000 EUR |
| Daily ATM Withdrawal Limit | 400 EUR |
| Foreign Exchange Fee | 1.5% |
| Crypto to Fiat Conversion | Manual when Preloading |
| Crypto Asset Management | Custodial (stores crypto keys on your behalf) |
| Supported Countries | AustriaBelgiumBulgariaCroatiaCyprusCzech RepublicDenmarkEstoniaFinlandFranceGermanyGreeceHungaryIcelandIrelandItalyLatviaLiechtensteinLithuaniaLuxembourgMaltaNetherlandsNorwayPolandPortugalRomaniaScotlandSlovakiaSloveniaSpainSwedenUnited KingdomWales |
| Supported Cryptocurrencies | 1INCHAAVEADAANKRAPEAXSBALBATBITBTCCHZCOMPCRVCVXDAI |
Tap Card Benefits and Rewards
Tap card does not offer cashback rewards or any additional incentives for using the card.
Tap Card is a Prepaid Card
- Debit Card
- Credit Card
- Prepaid Card
- GB
IBAN Bank Account- in your name
Tap Card is a prepaid card carrying its own balance, and you'll need to top it up before use. Alongside, Tap Global offers you a personal bank account. You'll receive a United Kingdom-based IBAN bank account number issued in your name.
Not so Great:Third party senders cannot deposit funds into your Tap Global bank account - you can only receive deposits from accounts in your name. This means you will not be able to receive your fiat withdrawals from exchanges or receive salary payments.
It Comes in Both Physical and Virtual Forms
You can get Tap Card in both physical and virtual versions, a feature only available with 40% of crypto cards. They'll mail you the physical card, and you can instantly get the virtual card online after completing KYC Identity Verification.
Wondering about the perks of each card type? Here are some highlights:
Physical Card | Virtual Card |
|---|---|
| ATM Withdrawals | Second Card Number |
| Required for Car Rentals, Hotels | Instant Availability |
| Useful When Phone Dies, or no Wifi | Freeze for Safety |
| Backup Payment Method | Set Lower Spend Limits |
You will find the physical Tap Card useful for in-person purchases, while the virtual card will be perfect for online transactions like subscriptions.
Crypto-to-EUR Conversion Cost with Tap Card
Tap Card Requires Pre-Load
Before you can use your Tap Card, you will need to top-up your account. This means you will have to convert your crypto in advance, exchanging it to EUR and moving it to the card account, to make it available for spending.
| Crypto to Fiat Conversion Fee | 1.5% |
| Sell Spread | ~0.4% |
| Load Fee | 0% |
| Transaction Fee | 0% |
| Total Crypto to EUR Cost | ~1.9% |
Reality Check:Compared to the average ~1.8% crypto-to-fiat cost of other cards, converting crypto with Tap Card will cost you about the same (~1.9%).
From all crypto cards we reviewed for Europe, WhiteBIT Card, Holyheld Card and Nexo Card offer the cheapest crypto-to-fiat conversions (~0.28%, ~0.5% and ~0.75% respectively), while converting crypto with OWNR Card will cost you the most, ~4.64%.
How Does Tap Card Compare to Other Crypto Cards?
Tap Card ranks #21 out of 47 amongst all the crypto cards we have reviewed so far. This card is a solid choice among the many crypto cards available, offering competitive features and benefits.
We compared Tap Card with 37 similar crypto cards, available for the same geographical region. See the resulting pros and cons below.
Strongest Features Against Competitors
Here are the strongest features of Tap Card against its 37 competitors:
- Supports 46 cryptocurrencies (while other cards support an average of 20).
- Their customer service is very good with a 8.8/10 score (others score only 7.4/10 on average).
- You can get both a physical card and a second virtual card (while 60% of competing crypto cards offer only one type - either physical or just virtual).
- Offers free ATM withdrawals for up to 500 EUR per month (which is very generous comparing to the average of 200 EUR free withdrawal limit offered by other cards).
Weakest Features Against Competitors
Compared to its 37 competitors, here are the shortcomings of Tap Card:
- Apple Pay isn't enabled (while 60% of competing crypto cards have it).
- Doesn't offer any cashback (while other cards give an average of 4%).
- Daily spend is capped at 5,000 EUR (while other cards offer 9,000 EUR daily spend limit on average).
- Requires preconversion of crypto to load the card (while 30% of competitors auto-convert on every purchase).
Tap Card vs. Cypher Card vs. Nexo Card
Tap Card
|
Cypher Card
|
Nexo Card
|
|
|---|---|---|---|
| Monthly Fee | 0.00 EUR | 0.00 USD | 0.00 EUR |
| Crypto to Fiat Cost | ~1.9% | ~0.5% + Gas Fees | ~0.75% |
| Highest Cashback | None | None | up to 2% |
| Entry-Level Cashback | None | None | 0.5% |
| Daily Spending Limit | 5,000 EUR | 4,000 USD | 10,000 EUR |
| Daily ATM Limit | 400 EUR | 500 USD | 2,000 EUR |
| Foreign Exchange Fee | 1.5% | 0% | 0.5% |
| Asset Management | Custodial | Non-Custodial | Custodial |
Availability for  United States |
|||
| Supported Cryptocurrencies | 46 | 772 | 63 |
| Apple Pay | Not Enabled | Not Enabled | Enabled |
| Customer Service | Great | Great | Great |
| Company Strength | Medium | Weak | Strong |
If you plan to use your card for daily purchases, then daily spending limit is an important consideration for you. Nexo Card offers the highest daily spending limit of 10,000 EUR. You will get lower daily limits with Tap Card and Cypher Card.
Cashback rewards are a great way to earn back some of the money you spend on your card and is an important consideration as well. Out of the three, Nexo Card offers the best cashback rewards of up to 2%. With Tap Card and Cypher Card, you will have no cashback rewards at all.
To make a good choice, look through all features, as it is an individual choice. If you will mostly do online transactions with this card, then Apple Pay availability may not be a very important feature for you. If you travel a lot, foreign exchange rate will matter. And so on.
Tap Card ATM Fees: The Real Cost of Cashing Out
Local ATM Withdrawals in EUR
Here's a breakdown of the fees you'll face when making local ATM withdrawals with your Tap Card:
Starting with an initial amount of 200 EUR in ETH, the ATM withdrawal with Tap Card will cost you a total of ~10.72 EUR (5.4% of 200 EUR), resulting in a final cash withdrawal of 189.28 EUR in hand.
Doesn't Tap Card Offer Free ATM Withdrawals?
Yes, Tap Global offers free ATM withdrawals for up to 500 EUR per month (which is substantially higher comparing to the average of 200 EUR free withdrawal limit offered by other cards).
When they say 'free', they are only referring to their ATM Withdrawal Fee, which will be waived for the first 500 EUR withdrawn per month. In our example, if you withdraw 200 EUR, this waiver saves you 3.92 EUR, reducing your local ATM withdrawal cost to around 6.8 EUR, compared to the standard cost of approximately 10.72 EUR.
International non-EUR ATM Withdrawals
Things will get significantly worse for International ATM Withdrawals. If you're out of country and cashing out with your Tap Card, here's what it will look like:
For an international withdrawal using your Tap Card with an initial 200 EUR in ETH, you'll incur fees totaling ~19.54 EUR (9.8% of 200 EUR), leaving you with 176.66 EUR in the equivalent foreign currency.
Reality CheckCompared to other crypto cards, Tap Card is more expensive for both local and international ATM withdrawals:
| Cost with Tap Card | Cost with Other Cards | |
| Local ATM Withdrawals | ~10.8 EUR (5.4% of 200 EUR) | ~9 EUR (4.5% of 200 EUR) |
| International ATM Withdrawals | ~19.6 EUR (9.8% of 200 EUR) | ~18.4 EUR (9.2% of 200 EUR) |
From all crypto cards that we reviewed, Holyheld Card, Bit2Me Card and Nexo Card offer the cheapest local ATM withdrawals (2.5%, 2.7% and 3.2% of 200 EUR respectively), while OWNR Card scores the worst, landing last on the list with a total local ATM withdrawal cost of 9% of 200 EUR.
We Tested Tap Global's Customer Support
We asked Tap Global's customer support different questions, and then rated their responses to evaluate how good their support is.
Why should you Care:When you'll have a money-related question, like a missing deposit or being overcharged - having good support at that moment will be crucial for you.
Tap Global offers support via the following channels:
| Chat | in-App Chat |
| support@tap.global |
Location: Tap Global customer service reps are located in 
United Kingdom.¹
| Support Channel | Our Interaction | Score |
Chat (replied in 20 h 1 min) | Friendly, personalized, detailed response to a question about ordering a card. | High Competence Highly Personalized Flawless English, Professional Tone 10/10 |
Email (replied in 2 d 14 h ) | Replied to simple questions asked about Apple Pay availability and cashback. | High Competence Not Personalized Poor English, Formal Tone 7/10 |
Email (replied in 1 d 22 h ) | At first, answered with a copy pasted related information which didn't directly answer the question. On a follow-up, answered quickly and well. | High Competence Not Personalized Adequate English, Professional Tone 8.5/10 |
Chat (replied in 3 h 16 min) | Great personalized response to a question about physical card delivery. | High Competence Highly Personalized Flawless English, Professional Tone 10/10 |
Email (replied in 14 min) | Besides the unattractive Dear Sir/Madame greeting, the answer was clear and to the point. | High Competence Not Personalized Adequate English, Professional Tone 8.5/10 |
To summarize,
Competence and Problem-Solving: Tap Global's customer service agents are highly competent, so you can expect every issue to be resolved with professional expertise and a thorough understanding.
Customer Love: Their responses will be personalized when they need to look up specific information from your account, although they may not always address you by name.
Reply Speed: Response times are inconsistent, ranging from as quick as 14 minutes to as slow as 3 days.
Overall Customer Service Rating: 8.8/10
This excellent score places Tap Global's Customer Service well above the crypto card industry average of 7.4/10.
Is Tap Card Available for Residents of United States?
No, Tap Card is not available for residents of United States.
Tap Card supports the following countries: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Scotland, Slovakia, Slovenia, Spain, Sweden, United Kingdom, Wales.
To see our list of available crypto cards for United States, see this list. There are currently 8 cards listed there.
You may also be interested in this article: Crypto Cards for USA: The Best Options for Americans.
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Paulina Masson
Paulina has a strong background in finance and cryptocurrency. She's been involved with crypto since its early days and has observed its progression over the years. Notably, she possesses expertise in various crypto products, having personally tested and evaluated many of them. In her spare time, she is developing a crypto bot designed to automatically trade on short timeframes.
