#20 (out of 48) in Crypto Cards
#19 (out of 39) in Crypto Cards for Europe
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To get 9 EUR bonus,
use Invite Code mexc-12A7Nm
when you are signing up. see how
Overall Rating
Company Strength
Fee Structure
Customer Service
  • Connected to a large exchange
  • Nice new user bonuses
  • Virtual-only card
  • No Apple Pay
  • No cashback
Visa or MC
Debit or Credit

Prepaid Card

Denominated In€ EUR
Apple PayNot Enabled
Monthly Fee

0.00 EUR

Monthly Inactivity Fee

0.00 EUR

Crypto to EUR Crypto->EUR Conversion Cost




Daily Spending Limit

3,000 EUR

Daily ATM Withdrawal Limit

N/A (Virtual-Only Card)

Foreign Exchange Fee


Crypto to Fiat Conversion

Manual when Preloading

Crypto Asset Management

Custodial (stores crypto keys on your behalf)

Supported CountriesShow All (29)
Supported CryptocurrenciesUSDT
MEXC Card: a virtual-only crypto card featuring attractive bonuses for new users

MEXC Card: a virtual-only crypto card featuring attractive bonuses for new users

How Do You Get Invited to MEXC Mastercard?

MEXC Card is currently issued on an invite-only basis. However, there is a way for you to get auto-invited.

1. Complete the KYC and make a fiat deposit. You will see your progress like this:

2. The step ‘By invitation only’ can be Satisfied if you spend at least 20 USDT in Futures Trading Fees on MEXC. As their support says:

Once you have satisfied the Trading Fee spend requirement, you will be able to apply for the card.

p.s. It may take up to 24 hours for the data to update on their system, so that your trading fees would be taken into account:

After that, you will be able to apply, and in a day or so, voila:

MEXC Card Benefits and Rewards

MEXC card does not offer cashback rewards or any additional incentives for using the card.

MEXC Card is a Prepaid Card

  • Debit Card
  • Credit Card
  • Prepaid Card
  • No Bank Account Offered

MEXC Card is very much like a traditional prepaid card that carries its own balance, and you'll need to top it up before use. It should be noted that MEXC doesn't offer a bank account with this card (while some crypto cards do), which means you won't be able to receive third-party payments, like fiat withdrawals from exchanges, for example.

It's Issued Solely in Virtual Form, Lacking a Physical Version

MEXC Card is available solely in virtual format, unlike 40% of crypto cards offering both physical and virtual versions. This means you cannot use it for ATM withdrawals, or at places like car rental companies or hotels that require a physical card for security deposit and identity verification. The virtual card will be issued to you instantly after you complete the KYC Identity Verification.

Wondering about the pros and cons of virtual-only format? Here are some highlights:

No Physical Card
Virtual Card
No ATM WithdrawalsInstantly Available, No Waiting for Mail
No Card when Hotels or Car Rentals Require itIdeal for Online Purchases
No Card When Phone Dies or no InternetEnvironmentally Friendly
No Feel-Good Backup Payment MethodNo Tangible Item to Misplace

Not so Great:Since MEXC Card doesn't support Apple Pay and doesn't have a physical card version, you will only be able to use this card for online purchases.

Crypto-to-EUR Conversion Cost with MEXC Card

MEXC Card Requires Pre-Load

Before you can use your MEXC Card, you will need to top-up your account. This means you will have to convert your crypto in advance, exchanging it to EUR and moving it to the card account, to make it available for spending.

Crypto to Fiat Conversion Fee0%
Sell Spread~0.25%
Load Fee1%
Transaction Fee
Total Crypto to EUR Cost~1.25%

Low Cost:Compared to the average ~1.8% crypto-to-fiat cost of other cards, converting crypto with MEXC Card is much more cost-effective (~1.25%). This means that you will get more EUR for your crypto when using this card.

From all crypto cards we reviewed for Europe, WhiteBIT Card, Holyheld Card and Nexo Card offer the cheapest crypto-to-fiat conversions (~0.28%, ~0.5% and ~0.75% respectively), while converting crypto with OWNR Card will cost you the most, ~4.64%.

How Does MEXC Card Compare to Other Crypto Cards?

MEXC Card ranks #20 out of 48 amongst all the crypto cards we have reviewed so far. This card is a solid choice among the many crypto cards available, offering competitive features and benefits.

We compared MEXC Card with 38 similar crypto cards, available for the same geographical region. See the resulting pros and cons below.

Strongest Features Against Competitors

Here are the strongest features of MEXC Card against its 38 competitors:

  • Solid company with a 9/10 company strength score (the average for all competing cards is 6/10).
  • Their crypto-to-fiat conversion cost, including all related fees and spread, is among the lowest at ~1.25% (versus an average of ~1.8% with other cards.)

Weakest Features Against Competitors

Compared to its 38 competitors, here are the shortcomings of MEXC Card:

  • Apple Pay isn't enabled (while 60% of competing crypto cards have it).
  • Doesn't offer any cashback (while other cards give an average of 4%).
  • Daily spend is capped at 3,000 EUR (while other cards offer 9,000 EUR daily spend limit on average).
  • Supports only 1 cryptocurrency, USDT (while other cards support an average of 15).
  • Their customer service is poor with a 5.5/10 score (competitors score 7.5/10 on average).
  • Requires preconversion of crypto to load the card (while 40% of competitors auto-convert on every purchase).
  • Only available in virtual format (while 40% of competing crypto cards offer both physical and virtual cards).
  • MEXC Card vs. Rayn Card vs. Nexo Card

    MEXC Card
    Rayn Card
    Nexo Card
    Monthly Fee 0.00 EUR 0.00 EUR 0.00 EUR
    Crypto to Fiat Cost ~1.25% ~1.25% ~0.75%
    Highest Cashback None None up to 2%
    Entry-Level Cashback None None 0.5%
    Daily Spending Limit 3,000 EUR 10,000 EUR 10,000 EUR
    Daily ATM Limit N/A (Virtual-Only Card) 300 EUR 2,000 EUR
    Foreign Exchange Fee 2% 2% 0.5%
    Asset Management Custodial Custodial Custodial
    Availability for United States flagUnited States
    Supported Cryptocurrencies 1 4 63
    Apple Pay Not Enabled Not Enabled Enabled
    Customer Service Average Great Great
    Company Strength Strong Medium Strong

    If you plan to use your card for daily purchases, then daily spending limit is an important consideration for you. Both Rayn Card and Nexo Card offer a solid daily spending limit of 10,000 EUR. The daily limit on MEXC Card is not as high.

    Cashback rewards are a great way to earn back some of the money you spend on your card and is an important consideration as well. Out of the three, Nexo Card offers the best cashback rewards of up to 2%. With MEXC Card and Rayn Card, you will have no cashback rewards at all.

    To make a good choice, look through all features, as it is an individual choice. If you will mostly do online transactions with this card, then Apple Pay availability may not be a very important feature for you. If you travel a lot, foreign exchange rate will matter. And so on.

MEXC Invite Code - to Get 9 EUR Bonus

You can use invite code mexc-12A7Nm to get 10 USDT (~9 EUR¹) bonus when you create an account on MEXC platform.

Here's how you can enter the invite code:

MEXC invite code

..or, just click here.

Your bonus will be paid out to you in USDT (Tether USDt1), right after you make your first Futures trade, using Flash Close and TP/SL features.

p.s. Are we getting paid for referring you? Yes, and it helps us continue our mission. It's like you are buying us lunch 🍱 for all the hard work we've put into building this site. We really appreciate it. Thank you. 🙏🤗

Is MEXC Card Available for Residents of United States?

No, MEXC Card is not available for residents of United States.

MEXC Card supports the following countries: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Lithuania, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland.

To see our list of available crypto cards for United States, see this list. There are currently 8 cards listed there.

You may also be interested in this article: Crypto Cards for USA: The Best Options for Americans.

Excellent. What's My Next Step?

Paulina Masson

Paulina Masson

Paulina has a strong background in finance and cryptocurrency. She's been involved with crypto since its early days and has observed its progression over the years. Notably, she possesses expertise in various crypto products, having personally tested and evaluated many of them. In her spare time, she is developing a crypto bot designed to automatically trade on short timeframes.

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