Crypterium Card

#50 (out of 54) in Crypto Cards
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4.6
Overall Rating
CRITERIA:
Brand Authority
4
Fees and Limits Structure
1.8
Customer Service
8.1
PROS:
  • Supports countries that are usually unlucky when it comes to crypto cards
CONS:
  • Monthly fee of 2.99 EUR (but returned if the monthly load is greater than 299 EUR)
  • No cashback rewards
Visa or MC
Debit or Credit

Prepaid Card

Denominated In€ EUR
Apple PayEnabled
Monthly Fee

2.99 EUR

Monthly Inactivity Fee

0.00 EUR

Crypto to EUR Crypto->EUR Conversion Cost

~3.75%

Cashback

None

Daily Spending Limit

5,000 EUR

Daily ATM Withdrawal Limit

500 EUR

Foreign Exchange Fee

2.5%

Crypto to Fiat Conversion

Manual when Preloading

Crypto Asset Management

Custodial (stores crypto keys on your behalf)

Supported CountriesShow All (30)
Supported CryptocurrenciesALGOAVAXBATBCHBNBBTCCHODAIDASHDOGEETHEURSEVERGALALINKLTCMANAMATICMKROMGQASHREPSANDSHIBSOLTRXUNIUSDCUSDTXRPZRXShow All (31)

Crypterium Card Benefits and Rewards

Crypterium card does not offer cashback rewards or any other incentives for using the card.

Crypterium Card is a Prepaid Card

  • Debit Card
  • Credit Card
  • Prepaid Card
  • LT88 8888 8888 8888 8888
  • Lithuania flag IBAN Bank Account
  • in your name

Crypterium Card is a prepaid card carrying its own balance, and you'll need to top it up before use. Alongside, Choise offers you a personal bank account. You'll receive a Lithuania-based IBAN bank account number issued in your name.

Useful:Some crypto card companies only allow fiat deposits from accounts that are directly in your name. With Choise, third party senders are able to deposit funds into your bank account, which means you can receive fiat withdrawals from exchanges or receive salary payments.

It's Issued Solely in Virtual Form, Lacking a Physical Version

Crypterium Card is available solely in virtual format, unlike 40% of crypto cards offering both physical and virtual versions. This means you cannot use it for ATM withdrawals, or at places like car rental companies or hotels that require a physical card for security deposit and identity verification. The virtual card will be issued to you instantly after you complete the KYC Identity Verification.

Wondering about the pros and cons of virtual-only format? Here are some highlights:

No Physical Card
Virtual Card
No ATM WithdrawalsInstantly Available, No Waiting for Mail
No Card when Hotels or Car Rentals Require itIdeal for Online Purchases
No Card When Phone Dies or no InternetEnvironmentally Friendly
No Feel-Good Backup Payment MethodNo Tangible Item to Misplace

Useful:Since Crypterium Card supports Apple Pay, you can still use this card in real life, to pay for everyday purchases.

Crypto-to-EUR Conversion Cost with Crypterium Card

Crypterium Card Requires Pre-Load

Before you can use your Crypterium Card, you will need to top-up your account. This means you will have to convert your crypto in advance, exchanging it to EUR and moving it to the card account, to make it available for spending.

Crypto
Crypto to Fiat Conversion Fee0%
Sell Spread~1.25%
Load Fee2%
Transaction Fee
0.25 EUR
(~0.5% on 50 EUR spend)
Total Crypto to EUR Cost~3.75%
EUR

High Cost:Compared to the average ~1.7% crypto-to-fiat cost of other cards, converting crypto with Crypterium Card will cost you more (~3.75%). This means that you will get less EUR for your crypto when using this card.

From all crypto cards we reviewed, Kast Card, WhiteBIT Card and Holyheld Card offer the cheapest crypto-to-fiat conversions (~0%, ~0.28% and ~0.5% respectively), while converting crypto with OWNR Card will cost you the most, ~4.64%.

How Does Crypterium Card Compare to Other Crypto Cards?

Crypterium Card ranks #50 out of 54 amongst all the crypto cards we have reviewed so far. This means it's one of the bottom 20%. But don't rush to judge, our rating is based on company strength, fee structure and customer service - if this card supports your country while others don't, or you use their other services, this card may still be a good choice for you.

Strongest Features Against Competitors

Here are the strongest features of Crypterium Card against its 37 competitors:

  • Supports 31 cryptocurrencies (while other cards support an average of 20).
  • Their customer service is very good with a 8.1/10 score (others score only 7/10 on average).

Weakest Features Against Competitors

Compared to its 37 competitors, here are the shortcomings of Crypterium Card:

  • Doesn't offer any cashback (while other cards give an average of 4%).
  • Daily spend is capped at 5,000 EUR (while other cards offer 23,500 EUR daily spend limit on average).
  • Requires preconversion of crypto to load the card (while 30% of competitors auto-convert on every purchase).
  • Only available in virtual format (while 40% of competing crypto cards offer both physical and virtual cards).
  • Doesn't offer any free ATM withdrawals (in contrast to 50% of crypto cards which offer an average of 200 EUR free withdrawal allowance per month).
  • Their crypto-to-fiat conversion cost, including all related fees and spread, is quite high at ~3.75% (versus an average of ~1.7% with other cards.)
  • Their fee structure is not so budget-friendly, with a score of 1.8/10 (average fee structure rating amongst other cards is 5.8/10).
  • Crypterium Card vs. HODL Card vs. Nexo Card

    Crypterium Card
    HODL Card
    Nexo Card
    Monthly Fee 2.99 EUR 5.00 EUR 0.00 EUR
    Crypto to Fiat Cost ~3.75% ~3.65% ~0.75%
    Highest Cashback None up to 8% up to 2%
    Entry-Level Cashback None 1% 0.5%
    Daily Spending Limit 5,000 EUR 1,500 EUR 10,000 EUR
    Daily ATM Limit 500 EUR 100 EUR 2,000 EUR
    Foreign Exchange Fee 2.5% 3% 0.5%
    Asset Management Custodial Custodial Custodial
    Availability for United States flagUnited States
    Supported Cryptocurrencies 31 20 83
    Apple Pay Enabled Enabled Enabled
    Customer Service Great Great Great
    Brand Authority Growing Less-Known Well-Known

    If you plan to use your card for daily purchases, then daily spending limit is an important consideration for you. Nexo Card offers the highest daily spending limit of 10,000 EUR. You will get lower daily limits with Crypterium Card and HODL Card.

    Cashback rewards are a great way to earn back some of the money you spend on your card and is an important consideration as well. Out of the three, HODL Card offers the best cashback rewards of up to 8%. The cashback rewards for Nexo Card are not as high. With Crypterium Card, you will have no cashback rewards at all.

    To make a good choice, look through all features, as it is an individual choice. If you will mostly do online transactions with this card, then Apple Pay availability may not be a very important feature for you. If you travel a lot, foreign exchange rate will matter. And so on.

We Tested Choise's Customer Support

We asked Choise's customer support different questions, and then rated their responses to evaluate how good their support is.

Why should you Care:When you'll have a money-related question, like a missing deposit or being overcharged - having good support at that moment will be crucial for you.

Choise offers support via the following channels:

Chathttps://choise.com
Emailsupport@choise.com

Location: Choise customer service reps are located in Russia flagRussia.¹

Support Channel Our Interaction Score
Email
(replied in
2 h 55 min)
Replied the same day, added additional info about the extra fee. Concise and to the point.
High Competence
Not Personalized
Adequate English, Professional Tone
8.5/10
Chat
(replied in
1 min)
Replied in 1 min. Knowledgeable, looked up the account and provided additional information.
High Competence
Somewhat Personalized
Flawless English, Professional Tone
9.5/10
Email
(replied in
2 h 8 min)
Concise but to the point reply to a question about ATM withdrawal limits, quickly answered a follow up question.
High Competence
Not Personalized
Flawless English, Professional Tone
9/10
Chat
(replied in
2 min)
Concise answer to a question about IBAN account.
High Competence
Not Personalized
Adequate English, Professional Tone
8.5/10
Email
(replied in
45 min)
It took a few days for them to pass from one agent to another, when BTC to SHIB swap wouldn't work. It was not a quick fix.
Low Competence
Somewhat Personalized
Flawless English, Professional Tone
5/10

To summarize,

Competence and Problem-Solving: More often than not, Choise's customer service responses are highly competent, proving they're a company that takes your questions seriously.

Customer Love: Their responses will be personalized when they need to look up specific information from your account, although they may not always address you by name.

Reply Speed: Response times are inconsistent but relatively fast, ranging from as quick as 1 minute to as slow as 3 hours.

Overall Customer Service Rating: 8.1/10

This excellent score places Choise's Customer Service well above the crypto card industry average of 7/10.

Is Crypterium Card Available for Residents of United States?

No, Crypterium Card is not available for residents of United States.

Crypterium Card supports the following countries: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom.

To see our list of available crypto cards for United States, see this list. There are currently 9 cards listed there.

You may also be interested in this article: Crypto Cards for USA: The Best Options for Americans.

Splendid. What's My Next Step?

Paulina Masson

Paulina Masson

Paulina has a strong background in finance and cryptocurrency. She's been involved with crypto since its early days and has observed its progression over the years. Notably, she possesses expertise in various crypto products, having personally tested and evaluated many of them. In her spare time, she is developing a crypto bot designed to automatically trade on short timeframes.

⭑cryptonoshi
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